Is Trupanion Stock a Good Investment?
Trupanion Investment Advice | TRUP |
- Examine Trupanion's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Trupanion's leadership team and their track record. Good management can help Trupanion navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Life & Health Insurance space and any emerging trends that could impact Trupanion's business and its evolving consumer preferences.
- Compare Trupanion's performance and market position to its competitors. Analyze how Trupanion is positioned in terms of product offerings, innovation, and market share.
- Check if Trupanion pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Trupanion's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Trupanion stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Trupanion is a good investment.
Sell | Buy |
Hold
Market Performance | OK | Details | |
Volatility | Very steady | Details | |
Hype Condition | Under hyped | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Trupanion Stock
Researching Trupanion's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 14.0% of the company outstanding shares are owned by corporate insiders. The company recorded a loss per share of 0.32. Trupanion had not issued any dividends in recent years.
To determine if Trupanion is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Trupanion's research are outlined below:
| The company reported the previous year's revenue of 1.11 B. Net Loss for the year was (44.69 M) with profit before overhead, payroll, taxes, and interest of 32.69 M. | |
| Over 86.0% of the company shares are owned by institutional investors | |
| Latest headline from simplywall.st: Insiders At Trupanion Sold US1.8m In Stock, Alluding To Potential Weakness |
Trupanion uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Trupanion. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Trupanion's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 21st of February 2024 Upcoming Quarterly Report | View | |
| 2nd of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 21st of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact Trupanion's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Trupanion's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2019-02-13 | 2018-12-31 | -0.0067 | -0.01 | -0.0033 | 49 | ||
2020-04-30 | 2020-03-31 | -0.04 | -0.03 | 0.01 | 25 | ||
2020-02-13 | 2019-12-31 | 0.01 | 0.02 | 0.01 | 100 | ||
2018-05-01 | 2018-03-31 | -0.04 | -0.05 | -0.01 | 25 | ||
2017-05-02 | 2017-03-31 | -0.06 | -0.05 | 0.01 | 16 | ||
2017-02-14 | 2016-12-31 | -0.05 | -0.06 | -0.01 | 20 | ||
2017-08-01 | 2017-06-30 | -0.04 | -0.02 | 0.02 | 50 | ||
2015-08-04 | 2015-06-30 | -0.19 | -0.17 | 0.02 | 10 |
Know Trupanion's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Trupanion is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Trupanion backward and forwards among themselves. Trupanion's institutional investor refers to the entity that pools money to purchase Trupanion's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Greenlea Lane Capital Management, Llc | 2024-09-30 | 1.1 M | Geode Capital Management, Llc | 2024-09-30 | 786 K | Bank Of America Corp | 2024-06-30 | 593.2 K | Baillie Gifford & Co Limited. | 2024-09-30 | 554 K | Nuveen Asset Management, Llc | 2024-06-30 | 382.1 K | Clearbridge Advisors, Llc | 2024-09-30 | 344.3 K | Northern Trust Corp | 2024-09-30 | 337.7 K | Citadel Advisors Llc | 2024-09-30 | 322.9 K | Kopion Asset Management, Llc | 2024-09-30 | 305.6 K | Blackrock Inc | 2024-06-30 | 5.5 M | Capital World Investors | 2024-09-30 | 4.1 M |
Trupanion's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 2.28 B.Market Cap |
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Trupanion's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | (0.06) | (0.07) | |
| Return On Capital Employed | (0.09) | (0.10) | |
| Return On Assets | (0.06) | (0.06) | |
| Return On Equity | (0.15) | (0.15) |
Determining Trupanion's profitability involves analyzing its financial statements and using various financial metrics to determine if Trupanion is a good buy. For example, gross profit margin measures Trupanion's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Trupanion's profitability and make more informed investment decisions.
Trupanion's Earnings Breakdown by Geography
Evaluate Trupanion's management efficiency
As of 11/28/2024, Return On Tangible Assets is likely to drop to -0.07. In addition to that, Return On Capital Employed is likely to drop to -0.1. At this time, Trupanion's Total Current Liabilities is relatively stable compared to the past year. As of 11/28/2024, Liabilities And Stockholders Equity is likely to grow to about 822.1 M, while Non Current Liabilities Other is likely to drop slightly above 2.7 M. Trupanion's management efficiency ratios could be used to measure how well Trupanion manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 7.33 | 7.70 | |
| Tangible Book Value Per Share | 5.82 | 6.11 | |
| Enterprise Value Over EBITDA | (60.81) | (57.77) | |
| Price Book Value Ratio | 4.16 | 6.05 | |
| Enterprise Value Multiple | (60.81) | (57.77) | |
| Price Fair Value | 4.16 | 6.05 | |
| Enterprise Value | 1.2 B | 1.1 B |
Trupanion benefits from a management team that prioritizes both innovation and efficiency. We analyze these priorities to gauge the stock's future performance.
Beta 1.695 |
Basic technical analysis of Trupanion Stock
As of the 28th of November, Trupanion has the Semi Deviation of 2.7, coefficient of variation of 1267.45, and Risk Adjusted Performance of 0.0679. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Trupanion, as well as the relationship between them.Trupanion's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Trupanion insiders, such as employees or executives, is commonly permitted as long as it does not rely on Trupanion's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Trupanion insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Trupanion's Outstanding Corporate Bonds
Trupanion issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Trupanion uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Trupanion bonds can be classified according to their maturity, which is the date when Trupanion has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Boeing Co 2196 Corp BondUS097023DG73 | View | |
| HSBC Holdings PLC Corp BondUS404280DR76 | View | |
| MPLX LP 52 Corp BondUS55336VAL45 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View |
Understand Trupanion's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Trupanion's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0679 | |||
| Market Risk Adjusted Performance | 0.2777 | |||
| Mean Deviation | 2.29 | |||
| Semi Deviation | 2.7 | |||
| Downside Deviation | 2.97 | |||
| Coefficient Of Variation | 1267.45 | |||
| Standard Deviation | 2.95 | |||
| Variance | 8.71 | |||
| Information Ratio | 0.0364 | |||
| Jensen Alpha | 0.1268 | |||
| Total Risk Alpha | (0.22) | |||
| Sortino Ratio | 0.0362 | |||
| Treynor Ratio | 0.2677 | |||
| Maximum Drawdown | 14.74 | |||
| Value At Risk | (3.89) | |||
| Potential Upside | 5.13 | |||
| Downside Variance | 8.8 | |||
| Semi Variance | 7.31 | |||
| Expected Short fall | (2.52) | |||
| Skewness | (0.36) | |||
| Kurtosis | 0.7909 |
| Risk Adjusted Performance | 0.0679 | |||
| Market Risk Adjusted Performance | 0.2777 | |||
| Mean Deviation | 2.29 | |||
| Semi Deviation | 2.7 | |||
| Downside Deviation | 2.97 | |||
| Coefficient Of Variation | 1267.45 | |||
| Standard Deviation | 2.95 | |||
| Variance | 8.71 | |||
| Information Ratio | 0.0364 | |||
| Jensen Alpha | 0.1268 | |||
| Total Risk Alpha | (0.22) | |||
| Sortino Ratio | 0.0362 | |||
| Treynor Ratio | 0.2677 | |||
| Maximum Drawdown | 14.74 | |||
| Value At Risk | (3.89) | |||
| Potential Upside | 5.13 | |||
| Downside Variance | 8.8 | |||
| Semi Variance | 7.31 | |||
| Expected Short fall | (2.52) | |||
| Skewness | (0.36) | |||
| Kurtosis | 0.7909 |
Consider Trupanion's intraday indicators
Trupanion intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Trupanion stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Trupanion Corporate Filings
F4 | 27th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
| 12th of November 2024 Other Reports | ViewVerify | |
13A | 8th of November 2024 An amended filing to the original Schedule 13G | ViewVerify |
10Q | 1st of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
Trupanion Stock media impact
Far too much social signal, news, headlines, and media speculation about Trupanion that are available to investors today. That information is available publicly through Trupanion media outlets and privately through word of mouth or via Trupanion internal channels. However, regardless of the origin, that massive amount of Trupanion data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Trupanion news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Trupanion relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Trupanion's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Trupanion alpha.
Trupanion Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Trupanion can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Trupanion Historical Investor Sentiment
Investor biases related to Trupanion's public news can be used to forecast risks associated with an investment in Trupanion. The trend in average sentiment can be used to explain how an investor holding Trupanion can time the market purely based on public headlines and social activities around Trupanion. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Trupanion's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Trupanion and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average Trupanion news discussions. The higher the estimate score, the more favorable the investor's outlook on Trupanion.
Trupanion Corporate Management
| Fawwad Qureshi | Chief Officer | Profile | |
| Gavin Friedman | Exec Sec | Profile | |
| Andrew MBA | Chief Officer | Profile | |
| Scott Janzen | Director Communications | Profile | |
| John Gallagher | Executive Services | Profile | |
| Christopher Kearns | Chief Officer | Profile | |
| Brenna McGibney | Chief Officer | Profile |
Additional Tools for Trupanion Stock Analysis
When running Trupanion's price analysis, check to measure Trupanion's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Trupanion is operating at the current time. Most of Trupanion's value examination focuses on studying past and present price action to predict the probability of Trupanion's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Trupanion's price. Additionally, you may evaluate how the addition of Trupanion to your portfolios can decrease your overall portfolio volatility.