ACNB Net Worth

ACNB Net Worth Breakdown

  ACNB
The net worth of ACNB Corporation is the difference between its total assets and liabilities. ACNB's net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of ACNB's assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. ACNB's net worth can be used as a measure of its financial health and stability which can help investors to decide if ACNB is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in ACNB Corporation stock.

ACNB Net Worth Analysis

ACNB's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including ACNB's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of ACNB's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform ACNB's net worth analysis. One common approach is to calculate ACNB's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares ACNB's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing ACNB's net worth. This approach calculates the present value of ACNB's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of ACNB's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate ACNB's net worth. This involves comparing ACNB's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into ACNB's net worth relative to its peers.

Enterprise Value

599.69 Million

To determine if ACNB is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding ACNB's net worth research are outlined below:
ACNB has a poor financial position based on the latest SEC disclosures
Latest headline from benzinga.com: This BioNTech Analyst Turns Bullish Here Are Top 5 Upgrades For Tuesday

ACNB Quarterly Good Will

44.19 Million

ACNB uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in ACNB Corporation. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to ACNB's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
25th of April 2024
Upcoming Quarterly Report
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25th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
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23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
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31st of December 2023
Last Financial Announcement
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ACNB Target Price Consensus

ACNB target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. ACNB's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   3  Strong Buy
Most ACNB analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand ACNB stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of ACNB, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

ACNB Target Price Projection

ACNB's current and average target prices are 46.96 and 37.00, respectively. The current price of ACNB is the price at which ACNB Corporation is currently trading. On the other hand, ACNB's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

ACNB Market Quote on 29th of November 2024

Low Price46.81Odds
High Price47.29Odds

46.96

Target Price

Analyst Consensus On ACNB Target Price

Low Estimate33.67Odds
High Estimate41.07Odds

37.0

Historical Lowest Forecast  33.67 Target Price  37.0 Highest Forecast  41.07
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on ACNB Corporation and the information provided on this page.

Know ACNB's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as ACNB is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading ACNB Corporation backward and forwards among themselves. ACNB's institutional investor refers to the entity that pools money to purchase ACNB's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Empowered Funds, Llc2024-06-30
45 K
Bank Of New York Mellon Corp2024-06-30
30.5 K
Amvescap Plc.2024-06-30
29.2 K
Stifel Financial Corp2024-06-30
28.2 K
Advisor Group Holdings, Inc.2024-06-30
27.3 K
Lsv Asset Management2024-09-30
25.1 K
Charles Schwab Investment Management Inc2024-09-30
23.3 K
Assenagon Asset Management Sa2024-09-30
19.1 K
Renaissance Technologies Corp2024-09-30
18.4 K
Fmr Inc2024-09-30
570.7 K
Blackrock Inc2024-06-30
497.5 K
Note, although ACNB's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Follow ACNB's market capitalization trends

The company currently falls under 'Small-Cap' category with a current market capitalization of 401.44 M.

Market Cap

401.42 Million

Project ACNB's profitablity

Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.02  0.03 
Return On Assets 0.01  0.01 
Return On Equity 0.11  0.12 
The company has Profit Margin (PM) of 0.28 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.41 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.41.
When accessing ACNB's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures ACNB's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of ACNB's profitability and make more informed investment decisions.
Please note, the presentation of ACNB's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, ACNB's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of ACNB's management manipulating its earnings.

Evaluate ACNB's management efficiency

ACNB has return on total asset (ROA) of 0.0122 % which means that it generated a profit of $0.0122 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1044 %, meaning that it created $0.1044 on every $100 dollars invested by stockholders. ACNB's management efficiency ratios could be used to measure how well ACNB manages its routine affairs as well as how well it operates its assets and liabilities. At present, ACNB's Return On Capital Employed is projected to slightly decrease based on the last few years of reporting. The current year's Return On Equity is expected to grow to 0.12, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, ACNB's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 1.8 B, whereas Total Assets are forecasted to decline to about 1.3 B.
Last ReportedProjected for Next Year
Book Value Per Share 32.48  27.76 
Tangible Book Value Per Share 26.25  26.55 
Enterprise Value Over EBITDA 4.70  6.31 
Price Book Value Ratio 1.38  1.58 
Enterprise Value Multiple 4.70  6.31 
Price Fair Value 1.38  1.58 
Enterprise Value571.1 M599.7 M
Leadership effectiveness at ACNB Corporation is a strong indicator of its financial stability. We analyze various metrics to provide insights into the stock's investment viability.
Enterprise Value Revenue
6.3421
Revenue
106.4 M
Quarterly Revenue Growth
(0.01)
Revenue Per Share
12.525
Return On Equity
0.1044
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific ACNB insiders, such as employees or executives, is commonly permitted as long as it does not rely on ACNB's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases ACNB insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

ACNB Corporate Filings

13A
12th of November 2024
An amended filing to the original Schedule 13G
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10Q
7th of November 2024
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
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8K
5th of November 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
13A
4th of November 2024
The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934
ViewVerify
ACNB time-series forecasting models is one of many ACNB's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary ACNB's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

ACNB Earnings Estimation Breakdown

The calculation of ACNB's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of ACNB is estimated to be 0.86 with the future projection ranging from a low of 0.975 to a high of 0.98. Please be aware that this consensus of annual earnings estimates for ACNB Corporation is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.84
0.97
Lowest
Expected EPS
0.86
0.98
Highest

ACNB Earnings Projection Consensus

Suppose the current estimates of ACNB's value are higher than the current market price of the ACNB stock. In this case, investors may conclude that ACNB is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and ACNB's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of December 2024Current EPS (TTM)
277.06%
0.84
0.86
3.44

ACNB Earnings History

Earnings estimate consensus by ACNB analysts from Wall Street is used by the market to judge ACNB's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only ACNB's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

ACNB Quarterly Gross Profit

27.24 Million

At present, ACNB's Retained Earnings are projected to increase significantly based on the last few years of reporting. The current year's Price Earnings Ratio is expected to grow to 14.33, whereas Retained Earnings Total Equity is forecasted to decline to about 125.5 M. The current year's Net Income Applicable To Common Shares is expected to grow to about 43.2 M, whereas Common Stock Shares Outstanding is forecasted to decline to about 7.1 M.
Hype
Prediction
LowEstimatedHigh
44.1347.1150.09
Details
Intrinsic
Valuation
LowRealHigh
38.5341.5151.66
Details
Naive
Forecast
LowNextHigh
42.2945.2748.25
Details
3 Analysts
Consensus
LowTargetHigh
33.6737.0041.07
Details
Note that many institutional investors and large investment bankers can move markets due to the volume of ACNB assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards ACNB. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving ACNB's stock price in the short term.

ACNB Earnings per Share Projection vs Actual

Actual Earning per Share of ACNB refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering ACNB Corporation predict the company's earnings will be in the future. The higher the earnings per share of ACNB, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

ACNB Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as ACNB, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of ACNB should always be considered in relation to other companies to make a more educated investment decision.

ACNB Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact ACNB's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2024-10-24
2024-09-300.920.84-0.08
2024-07-24
2024-06-300.841.320.4857 
2024-04-25
2024-03-310.80.80.0
2024-01-25
2023-12-310.940.48-0.4648 
2023-10-27
2023-09-300.991.060.07
2023-07-27
2023-06-301.021.120.1
2023-04-27
2023-03-311.081.06-0.02

ACNB Corporate Management

James HeltExecutive VP of Banking Services of ACNB BankProfile
Lynda GlassChief Governance Officer, Executive VP and SecretaryProfile
Kevin EsqGeneral VPProfile
Brett FulkExecutive OfficerProfile
Douglas SeibelExecutive BankProfile
CFA CPACFO VPProfile

Already Invested in ACNB Corporation?

The danger of trading ACNB Corporation is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of ACNB is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than ACNB. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile ACNB is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether ACNB offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of ACNB's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Acnb Corporation Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Acnb Corporation Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in ACNB Corporation. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ACNB. If investors know ACNB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about ACNB listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.21)
Dividend Share
1.24
Earnings Share
3.44
Revenue Per Share
12.525
Quarterly Revenue Growth
(0.01)
The market value of ACNB is measured differently than its book value, which is the value of ACNB that is recorded on the company's balance sheet. Investors also form their own opinion of ACNB's value that differs from its market value or its book value, called intrinsic value, which is ACNB's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because ACNB's market value can be influenced by many factors that don't directly affect ACNB's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between ACNB's value and its price as these two are different measures arrived at by different means. Investors typically determine if ACNB is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, ACNB's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.