German American Net Worth
German American Net Worth Breakdown | GABC |
German American Net Worth Analysis
German American's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including German American's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of German American's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform German American's net worth analysis. One common approach is to calculate German American's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares German American's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing German American's net worth. This approach calculates the present value of German American's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of German American's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate German American's net worth. This involves comparing German American's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into German American's net worth relative to its peers.
Enterprise Value |
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To determine if German American is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding German American's net worth research are outlined below:
| On 20th of November 2024 German American paid $ 0.27 per share dividend to its current shareholders | |
| Latest headline from thelincolnianonline.com: German American Bancorp Inc. Buys 130 Shares of Visa Inc. |
German American Quarterly Good Will |
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German American uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in German American Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to German American's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 29th of January 2024 Upcoming Quarterly Report | View | |
| 22nd of April 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 29th of January 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Know German American's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as German American is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading German American Bancorp backward and forwards among themselves. German American's institutional investor refers to the entity that pools money to purchase German American's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | First Trust Advisors L.p. | 2024-06-30 | 227.8 K | Morgan Stanley - Brokerage Accounts | 2024-06-30 | 223 K | Bank Of New York Mellon Corp | 2024-06-30 | 202.7 K | Proshare Advisors Llc | 2024-09-30 | 186.5 K | Deprince Race & Zollo Inc | 2024-09-30 | 169.5 K | Mutual Of America Capital Management Llc | 2024-09-30 | 165.9 K | Kennedy Capital Management Inc | 2024-09-30 | 144.5 K | Royce & Associates, Lp | 2024-09-30 | 133.2 K | Aptus Capital Advisors, Llc | 2024-06-30 | 108.4 K | Blackrock Inc | 2024-06-30 | 2.3 M | Vanguard Group Inc | 2024-09-30 | 1.8 M |
Follow German American's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.34 B.Market Cap |
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Project German American's profitablity
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.02 | 0.02 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.13 | 0.09 |
When accessing German American's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures German American's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of German American's profitability and make more informed investment decisions.
Please note, the presentation of German American's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, German American's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of German American's management manipulating its earnings.
Evaluate German American's management efficiency
German American Bancorp has return on total asset (ROA) of 0.0134 % which means that it generated a profit of $0.0134 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.128 %, meaning that it created $0.128 on every $100 dollars invested by stockholders. German American's management efficiency ratios could be used to measure how well German American manages its routine affairs as well as how well it operates its assets and liabilities. As of November 29, 2024, Return On Tangible Assets is expected to decline to 0.01. In addition to that, Return On Capital Employed is expected to decline to 0.02. At present, German American's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Other Assets is expected to grow to about 6 B, whereas Non Currrent Assets Other are forecasted to decline to (29.3 M).| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 22.45 | 23.57 | |
| Tangible Book Value Per Share | 16.13 | 16.94 | |
| Enterprise Value Over EBITDA | 8.91 | 13.39 | |
| Price Book Value Ratio | 1.44 | 2.01 | |
| Enterprise Value Multiple | 8.91 | 13.39 | |
| Price Fair Value | 1.44 | 2.01 | |
| Enterprise Value | 1 B | 1.1 B |
German American's management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.
Enterprise Value Revenue 7.0758 | Revenue 247.2 M | Quarterly Revenue Growth 0.005 | Revenue Per Share 8.341 | Return On Equity 0.128 |
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific German American insiders, such as employees or executives, is commonly permitted as long as it does not rely on German American's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases German American insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
German American Corporate Filings
8K | 20th of November 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 18th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
| 8th of November 2024 Other Reports | ViewVerify | |
| 31st of October 2024 Other Reports | ViewVerify |
German American Earnings per Share Projection vs Actual
German American Corporate Management
| Vicki Schuler | Controller, VP | Profile | |
| Amy Jackson | Executive Officer | Profile | |
| Clay Barrett | Executive Officer | Profile | |
| Jane Balsmeyer | Senior Marketing | Profile |
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in German American Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. You can also try the Latest Portfolios module to quick portfolio dashboard that showcases your latest portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of German American. If investors know German will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about German American listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.02) | Dividend Share 1.08 | Earnings Share 2.77 | Revenue Per Share 8.341 | Quarterly Revenue Growth 0.005 |
The market value of German American Bancorp is measured differently than its book value, which is the value of German that is recorded on the company's balance sheet. Investors also form their own opinion of German American's value that differs from its market value or its book value, called intrinsic value, which is German American's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because German American's market value can be influenced by many factors that don't directly affect German American's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between German American's value and its price as these two are different measures arrived at by different means. Investors typically determine if German American is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, German American's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.