Financial Institutions Stock Performance
| FISI Stock | USD 27.16 0.24 0.89% |
Financial Institutions has a performance score of 4 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 2.36, which means a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Financial Institutions will likely underperform. Financial Institutions right now shows a risk of 2.58%. Please confirm Financial Institutions semi variance, and the relationship between the treynor ratio and daily balance of power , to decide if Financial Institutions will be following its price patterns.
Risk-Adjusted Performance
4 of 100
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Insignificant
Compared to the overall equity markets, risk-adjusted returns on investments in Financial Institutions are ranked lower than 4 (%) of all global equities and portfolios over the last 90 days. Despite fairly unfluctuating basic indicators, Financial Institutions may actually be approaching a critical reversion point that can send shares even higher in January 2025. ...more
Actual Historical Performance (%)
One Day Return 0.89 | Five Day Return (3.82) | Year To Date Return 26.68 | Ten Year Return 15.18 | All Time Return 81.07 |
Forward Dividend Yield 0.0442 | Payout Ratio 0.3519 | Forward Dividend Rate 1.2 | Dividend Date 2025-01-02 | Ex Dividend Date 2024-12-13 |
1 | Disposition of 1000 shares by Whiting Reid A of Financial Institutions subject to Rule 16b-3 | 09/13/2024 |
2 | Turkish banking sector maintains strong capital structure, says EBRD | 10/01/2024 |
| Financial Institutions dividend paid on 2nd of October 2024 | 10/02/2024 |
3 | Acquisition by Martin Birmingham of 1914 shares of Financial Institutions at 15.52 subject to Rule 16b-3 | 10/17/2024 |
4 | Financial Institutions declares 0.30 dividend | 11/20/2024 |
5 | Financial Institutions, Inc. to Issue Quarterly Dividend of 0.30 | 11/22/2024 |
| Begin Period Cash Flow | 130.5 M |
Financial |
Financial Institutions Relative Risk vs. Return Landscape
If you would invest 2,528 in Financial Institutions on September 2, 2024 and sell it today you would earn a total of 188.00 from holding Financial Institutions or generate 7.44% return on investment over 90 days. Financial Institutions is currently generating 0.1437% in daily expected returns and assumes 2.5751% risk (volatility on return distribution) over the 90 days horizon. In different words, 22% of stocks are less volatile than Financial, and 98% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Financial Institutions Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Financial Institutions' investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Financial Institutions, and traders can use it to determine the average amount a Financial Institutions' price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0558
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| Cash | Small Risk | FISI | High Risk | Huge Risk |
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Estimated Market Risk
| 2.58 actual daily | 22 78% of assets are more volatile |
Expected Return
| 0.14 actual daily | 2 98% of assets have higher returns |
Risk-Adjusted Return
| 0.06 actual daily | 4 96% of assets perform better |
Based on monthly moving average Financial Institutions is performing at about 4% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Financial Institutions by adding it to a well-diversified portfolio.
Financial Institutions Fundamentals Growth
Financial Stock prices reflect investors' perceptions of the future prospects and financial health of Financial Institutions, and Financial Institutions fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Financial Stock performance.
| Return On Equity | 0.11 | ||||
| Return On Asset | 0.0083 | ||||
| Profit Margin | 0.24 % | ||||
| Operating Margin | 0.34 % | ||||
| Current Valuation | 396.75 M | ||||
| Shares Outstanding | 15.47 M | ||||
| Price To Earning | 7.12 X | ||||
| Price To Book | 0.87 X | ||||
| Price To Sales | 1.94 X | ||||
| Revenue | 48.24 M | ||||
| Gross Profit | 200.33 M | ||||
| EBITDA | 63.05 M | ||||
| Net Income | 50.26 M | ||||
| Cash And Equivalents | 147.9 M | ||||
| Cash Per Share | 9.65 X | ||||
| Total Debt | 343.32 M | ||||
| Debt To Equity | 0.13 % | ||||
| Book Value Per Share | 31.22 X | ||||
| Cash Flow From Operations | 10.89 M | ||||
| Earnings Per Share | 3.17 X | ||||
| Market Capitalization | 420.29 M | ||||
| Total Asset | 6.16 B | ||||
| Retained Earnings | 451.69 M | ||||
About Financial Institutions Performance
By evaluating Financial Institutions' fundamental ratios, stakeholders can gain valuable insights into Financial Institutions' financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Financial Institutions has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Financial Institutions has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements. Please also refer to our technical analysis and fundamental analysis pages.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.02 | 0.02 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.11 | 0.10 |
Things to note about Financial Institutions performance evaluation
Checking the ongoing alerts about Financial Institutions for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Financial Institutions help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Financial Institutions has a poor financial position based on the latest SEC disclosures | |
| About 71.0% of the company shares are owned by institutional investors | |
| Latest headline from MacroaxisInsider: Disposition of 1000 shares by Whiting Reid A of Financial Institutions subject to Rule 16b-3 |
- Analyzing Financial Institutions' financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Financial Institutions' stock is overvalued or undervalued compared to its peers.
- Examining Financial Institutions' industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Financial Institutions' management team can have a significant impact on its success or failure. Reviewing the track record and experience of Financial Institutions' management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Financial Institutions' stock. These opinions can provide insight into Financial Institutions' potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for Financial Stock analysis
When running Financial Institutions' price analysis, check to measure Financial Institutions' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Financial Institutions is operating at the current time. Most of Financial Institutions' value examination focuses on studying past and present price action to predict the probability of Financial Institutions' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Financial Institutions' price. Additionally, you may evaluate how the addition of Financial Institutions to your portfolios can decrease your overall portfolio volatility.
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