Consumer Portfolio Gross Profit vs. EBITDA
| CPSS Stock | USD 10.53 0.11 1.03% |
Gross Profit | First Reported 1996-06-30 | Previous Quarter 90.2 M | Current Value 99.3 M | Quarterly Volatility 27.4 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 1.08 | 0.9703 |
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| Operating Profit Margin | 0.27 | 0.2847 |
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| Return On Equity | 0.17 | 0.1651 |
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For Consumer Portfolio profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Consumer Portfolio to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Consumer Portfolio Services utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Consumer Portfolio's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Consumer Portfolio Services over time as well as its relative position and ranking within its peers.
Consumer |
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Consumer Portfolio. If investors know Consumer will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Consumer Portfolio listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.51) | Earnings Share 0.89 | Revenue Per Share | Quarterly Revenue Growth (0.08) | Return On Assets |
The market value of Consumer Portfolio is measured differently than its book value, which is the value of Consumer that is recorded on the company's balance sheet. Investors also form their own opinion of Consumer Portfolio's value that differs from its market value or its book value, called intrinsic value, which is Consumer Portfolio's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Consumer Portfolio's market value can be influenced by many factors that don't directly affect Consumer Portfolio's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Consumer Portfolio's value and its price as these two are different measures arrived at by different means. Investors typically determine if Consumer Portfolio is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Consumer Portfolio's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Consumer Portfolio EBITDA vs. Gross Profit Fundamental Analysis
Comparative valuation techniques use various fundamental indicators to help in determining Consumer Portfolio's current stock value. Our valuation model uses many indicators to compare Consumer Portfolio value to that of its competitors to determine the firm's financial worth. Consumer Portfolio Services is rated below average in gross profit category among its peers. It is rated below average in ebitda category among its peers totaling about 0.82 of EBITDA per Gross Profit. The ratio of Gross Profit to EBITDA for Consumer Portfolio Services is roughly 1.22 . At this time, Consumer Portfolio's Gross Profit is comparatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Consumer Portfolio by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.Consumer EBITDA vs. Gross Profit
Gross Profit is the most basic measure of business operational efficiency. It is simply the difference between sales revenue and the cost associated with making a product or providing a service. It is calculated before deducting administrative expenses, taxes, and interest payments.
Consumer Portfolio |
| = | 254.19 M |
Gross Profit varies significantly from one sector to another and tells an investor how much money a business would have made if it didn't have to pay any overhead expenses such as salary, taxes, or rent.
EBITDA stands for earnings before interest, taxes, depreciation, and amortization. It is a measure of a company operating cash flow based on data from the company income statement and is a very good way to compare companies within industries or across different sectors. However, unlike Operating Cash Flow, EBITDA does not include the effects of changes in working capital.
Consumer Portfolio |
| = | 208.57 M |
In a nutshell, EBITDA is calculated by adding back each of the excluded items to the post-tax profit, and can be used to compare companies with very different capital structures.
Consumer EBITDA Comparison
Consumer Portfolio is currently under evaluation in ebitda category among its peers.
Consumer Portfolio Profitability Projections
The most important aspect of a successful company is its ability to generate a profit. For investors in Consumer Portfolio, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Consumer Portfolio will eventually generate negative long term returns. The profitability progress is the general direction of Consumer Portfolio's change in net profit over the period of time. It can combine multiple indicators of Consumer Portfolio, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
| Last Reported | Projected for Next Year | ||
| Accumulated Other Comprehensive Income | -1.9 M | -2 M | |
| Operating Income | 61.1 M | 58 M | |
| Net Income | 45.3 M | 47.6 M | |
| Income Tax Expense | 15.8 M | 17.2 M | |
| Income Before Tax | 61.1 M | 64.2 M | |
| Net Income Applicable To Common Shares | 98.9 M | 103.8 M | |
| Total Other Income Expense Net | 12.2 M | 12.8 M | |
| Net Income From Continuing Ops | 52.3 M | 33.9 M | |
| Net Interest Income | 196.4 M | 197.6 M | |
| Interest Income | 331.6 M | 276 M | |
| Change To Netincome | -21.3 M | -20.2 M | |
| Net Income Per Share | 2.17 | 2.28 | |
| Income Quality | 5.25 | 4.99 | |
| Net Income Per E B T | 0.74 | 0.71 |
Consumer Profitability Driver Comparison
Profitability drivers are factors that can directly affect your investment outlook on Consumer Portfolio. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Consumer Portfolio position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Consumer Portfolio's important profitability drivers and their relationship over time.