Embassy Bancorp Current Valuation vs. Revenue

EMYB Stock  USD 16.50  0.05  0.30%   
Considering Embassy Bancorp's profitability and operating efficiency indicators, Embassy Bancorp may not be well positioned to generate adequate gross income at the moment. It has a very high risk of underperforming in January. Profitability indicators assess Embassy Bancorp's ability to earn profits and add value for shareholders.
For Embassy Bancorp profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Embassy Bancorp to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Embassy Bancorp utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Embassy Bancorp's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Embassy Bancorp over time as well as its relative position and ranking within its peers.
  
Check out Investing Opportunities.
Please note, there is a significant difference between Embassy Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Embassy Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Embassy Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Embassy Bancorp Revenue vs. Current Valuation Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining Embassy Bancorp's current stock value. Our valuation model uses many indicators to compare Embassy Bancorp value to that of its competitors to determine the firm's financial worth.
Embassy Bancorp is rated as one of the top companies in current valuation category among its peers. It also is rated as one of the top companies in revenue category among its peers totaling about  0.69  of Revenue per Current Valuation. The ratio of Current Valuation to Revenue for Embassy Bancorp is roughly  1.45 . Comparative valuation analysis is a catch-all model that can be used if you cannot value Embassy Bancorp by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Embassy Bancorp's OTC Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued.

Embassy Current Valuation vs. Competition

Embassy Bancorp is rated as one of the top companies in current valuation category among its peers. After adjusting for long-term liabilities, total market size of Financials industry is currently estimated at about 67.22 Million. Embassy Bancorp totals roughly 65.15 Million in current valuation claiming about 97% of equities under Financials industry.

Embassy Revenue vs. Current Valuation

Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account the entire liquid asset, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.

Embassy Bancorp

Enterprise Value

 = 

Market Cap + Debt

-

Cash

 = 
65.15 M
Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.
Revenue is income that a firm generates from business activities such us rendering services or selling goods to customers. It is a crucial part of a business and an essential item when evaluating a company's financial statements. Revenues from a firm's primary business operations can be reported on the income statement as sales revenue, net sales, or simply sales, depending on the industry in which a given company operates.

Embassy Bancorp

Revenue

 = 

Money Received

-

Discounts and Returns

 = 
44.98 M
Revenue is typically recorded when cash or cash equivalents are exchanged for services or goods and can include products or services discounts, promotions, as well as early payments on invoices or services rendered in advance.

Embassy Revenue vs Competition

Embassy Bancorp is rated as one of the top companies in revenue category among its peers. Market size based on revenue of Financials industry is currently estimated at about 80.81 Million. Embassy Bancorp totals roughly 44.98 Million in revenue claiming about 56% of equities under Financials industry.

Embassy Bancorp Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in Embassy Bancorp, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Embassy Bancorp will eventually generate negative long term returns. The profitability progress is the general direction of Embassy Bancorp's change in net profit over the period of time. It can combine multiple indicators of Embassy Bancorp, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Embassy Bancorp, Inc. operates as the bank holding company for the Embassy Bank for the Lehigh Valley that provides traditional banking and related financial services to individual, business, and government customers in Pennsylvania. Embassy Bancorp, Inc. was founded in 2001 and is headquartered in Bethlehem, Pennsylvania. Embassy Bancorp operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 106 people.

Embassy Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on Embassy Bancorp. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Embassy Bancorp position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Embassy Bancorp's important profitability drivers and their relationship over time.

Learn to be your own money manager

Our tools can tell you how much better you can do entering a position in Embassy Bancorp without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

Did you try this?

Run Portfolio Comparator Now

   

Portfolio Comparator

Compare the composition, asset allocations and performance of any two portfolios in your account
All  Next Launch Module

Use Investing Themes to Complement your Embassy Bancorp position

In addition to having Embassy Bancorp in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

Did You Try This Idea?

Run Municipals ETFs Thematic Idea Now

Municipals ETFs
Municipals ETFs Theme
ETF themes focus on helping investors to gain exposure to a broad range of assets, diversify, and lower overall costs. The Municipals ETFs theme has 111 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Municipals ETFs Theme or any other thematic opportunities.
View All  Next Launch

Other Information on Investing in Embassy OTC Stock

To fully project Embassy Bancorp's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of Embassy Bancorp at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include Embassy Bancorp's income statement, its balance sheet, and the statement of cash flows.
Potential Embassy Bancorp investors and stakeholders can use historical trends found within financial statements to determine how well the company is positioned for the future. Although Embassy Bancorp investors may work on each financial statement separately, they are all related. The changes in Embassy Bancorp's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Embassy Bancorp's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.