Hanmi Financial Profit Margin vs. Price To Sales

HAFC Stock  USD 25.74  0.13  0.51%   
Taking into consideration Hanmi Financial's profitability measurements, Hanmi Financial's profitability may be sliding down. It has an above-average probability of reporting lower numbers next quarter. Profitability indicators assess Hanmi Financial's ability to earn profits and add value for shareholders.

Hanmi Financial Net Profit Margin

0.34

At present, Hanmi Financial's Days Sales Outstanding is projected to increase significantly based on the last few years of reporting. The current year's EV To Sales is expected to grow to 4.00, whereas Sales General And Administrative To Revenue is forecasted to decline to 0.24. At present, Hanmi Financial's Total Other Income Expense Net is projected to increase significantly based on the last few years of reporting. The current year's Net Income is expected to grow to about 84 M, whereas Accumulated Other Comprehensive Income is projected to grow to (68.3 M).
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.750.86
Fairly Down
Slightly volatile
Net Profit Margin0.340.3212
Notably Up
Very volatile
Operating Profit Margin0.05860.0617
Notably Down
Very volatile
Pretax Profit Margin0.480.4599
Sufficiently Up
Pretty Stable
Return On Assets0.00540.0106
Way Down
Slightly volatile
Return On Equity0.120.114
Sufficiently Up
Pretty Stable
For Hanmi Financial profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Hanmi Financial to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Hanmi Financial utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Hanmi Financial's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Hanmi Financial over time as well as its relative position and ranking within its peers.
  
Check out Risk vs Return Analysis.
For information on how to trade Hanmi Stock refer to our How to Trade Hanmi Stock guide.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Hanmi Financial. If investors know Hanmi will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Hanmi Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.21)
Dividend Share
1
Earnings Share
2.08
Revenue Per Share
7.737
Quarterly Revenue Growth
(0.08)
The market value of Hanmi Financial is measured differently than its book value, which is the value of Hanmi that is recorded on the company's balance sheet. Investors also form their own opinion of Hanmi Financial's value that differs from its market value or its book value, called intrinsic value, which is Hanmi Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Hanmi Financial's market value can be influenced by many factors that don't directly affect Hanmi Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Hanmi Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Hanmi Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Hanmi Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Hanmi Financial Price To Sales vs. Profit Margin Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining Hanmi Financial's current stock value. Our valuation model uses many indicators to compare Hanmi Financial value to that of its competitors to determine the firm's financial worth.
Hanmi Financial is rated # 3 in profit margin category among its peers. It is rated below average in price to sales category among its peers fabricating about  12.59  of Price To Sales per Profit Margin. At present, Hanmi Financial's Net Profit Margin is projected to slightly decrease based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Hanmi Financial's earnings, one of the primary drivers of an investment's value.

Hanmi Price To Sales vs. Profit Margin

Profit Margin measures overall efficiency of a company and shows its ability to withstand competition as well as defend against adverse conditions such as rising costs, falling prices, decline in sales or management distress. Profit margin tells investors how well the company executes on its overall pricing strategies as well as how effective the company in controlling its costs.

Hanmi Financial

Profit Margin

 = 

Net Income

Revenue

X

100

 = 
0.27 %
In a nutshell, Profit Margin indicator shows the amount of money the company makes from total sales or revenue. It can provide a good insight into companies in the same sector, as well as help to identify trends of a company from year to year.
Price to Sales ratio is typically used for valuing equity relative to its own past performance as well as to performance of other companies or market indexes. In most cases, the lower the ratio, the better it is for investors. However, it is advisable for investors to exercise caution when looking at price-to-sales ratios across different industries.

Hanmi Financial

P/S

 = 

MV Per Share

Revenue Per Share

 = 
3.41 X
The most critical factor to remember is that the price of equity takes a firm's debt into account, whereas the sales indicators do not consider financial leverage. Generally speaking, Price to Sales ratio shows how much market values every dollar of the company's sales.

Hanmi Price To Sales Comparison

Hanmi Financial is currently under evaluation in price to sales category among its peers.

Hanmi Financial Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in Hanmi Financial, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Hanmi Financial will eventually generate negative long term returns. The profitability progress is the general direction of Hanmi Financial's change in net profit over the period of time. It can combine multiple indicators of Hanmi Financial, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for Next Year
Accumulated Other Comprehensive Income-71.9 M-68.3 M
Operating Income15.4 M14.6 M
Income Before Tax114.6 M120.3 M
Total Other Income Expense Net99.2 M104.2 M
Net Income80 M84 M
Income Tax Expense34.5 M18.6 M
Net Income Applicable To Common Shares116 M121.8 M
Net Income From Continuing Ops89.9 M67.4 M
Net Interest Income231.5 M205.1 M
Interest Income353.2 M255.6 M
Change To Netincome10 M10.5 M
Net Income Per Share 2.64  2.78 
Income Quality 1.35  1.41 
Net Income Per E B T 0.70  0.63 

Hanmi Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on Hanmi Financial. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Hanmi Financial position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Hanmi Financial's important profitability drivers and their relationship over time.

Use Hanmi Financial in pair-trading

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Hanmi Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Hanmi Financial will appreciate offsetting losses from the drop in the long position's value.

Hanmi Financial Pair Trading

Hanmi Financial Pair Trading Analysis

The ability to find closely correlated positions to Hanmi Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Hanmi Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Hanmi Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Hanmi Financial to buy it.
The correlation of Hanmi Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Hanmi Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Hanmi Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Hanmi Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Use Investing Themes to Complement your Hanmi Financial position

In addition to having Hanmi Financial in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

Did You Try This Idea?

Run Candy and Soda Thematic Idea Now

Candy and Soda
Candy and Soda Theme
Fama and French investing themes focus on testing asset pricing under different economic assumptions. The Candy and Soda theme has 13 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Candy and Soda Theme or any other thematic opportunities.
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When determining whether Hanmi Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Hanmi Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Hanmi Financial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Hanmi Financial Stock:
Check out Risk vs Return Analysis.
For information on how to trade Hanmi Stock refer to our How to Trade Hanmi Stock guide.
You can also try the Pair Correlation module to compare performance and examine fundamental relationship between any two equity instruments.
To fully project Hanmi Financial's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of Hanmi Financial at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include Hanmi Financial's income statement, its balance sheet, and the statement of cash flows.
Potential Hanmi Financial investors and stakeholders can use historical trends found within financial statements to determine how well the company is positioned for the future. Although Hanmi Financial investors may work on each financial statement separately, they are all related. The changes in Hanmi Financial's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Hanmi Financial's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.