HarborOne Bancorp Shares Owned By Insiders vs. Revenue

HONE Stock  USD 13.05  0.02  0.15%   
Considering HarborOne Bancorp's profitability and operating efficiency indicators, HarborOne Bancorp's profitability may be sliding down. It has an above-average probability of reporting lower numbers next quarter. Profitability indicators assess HarborOne Bancorp's ability to earn profits and add value for shareholders. At present, HarborOne Bancorp's Days Sales Outstanding is projected to slightly grow based on the last few years of reporting. The current year's EV To Sales is expected to grow to 6.61, whereas Operating Cash Flow Sales Ratio is forecasted to decline to 0.22. At present, HarborOne Bancorp's Income Before Tax is projected to increase significantly based on the last few years of reporting. The current year's Net Income Applicable To Common Shares is expected to grow to about 55 M, whereas Net Income From Continuing Ops is forecasted to decline to about 26 M.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.01270.0133
Sufficiently Down
Slightly volatile
Net Profit Margin0.0960.0984
Fairly Down
Slightly volatile
Operating Profit Margin0.30.1639
Way Up
Pretty Stable
Pretax Profit Margin0.140.1537
Significantly Down
Slightly volatile
Return On Assets0.00420.0028
Way Up
Slightly volatile
Return On Equity0.03230.0275
Fairly Up
Slightly volatile
For HarborOne Bancorp profitability analysis, we use financial ratios and fundamental drivers that measure the ability of HarborOne Bancorp to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well HarborOne Bancorp utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between HarborOne Bancorp's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of HarborOne Bancorp over time as well as its relative position and ranking within its peers.
  
Check out Risk vs Return Analysis.
For information on how to trade HarborOne Stock refer to our How to Trade HarborOne Stock guide.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of HarborOne Bancorp. If investors know HarborOne will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about HarborOne Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.51)
Dividend Share
0.315
Earnings Share
0.29
Revenue Per Share
3.816
Quarterly Revenue Growth
(0.15)
The market value of HarborOne Bancorp is measured differently than its book value, which is the value of HarborOne that is recorded on the company's balance sheet. Investors also form their own opinion of HarborOne Bancorp's value that differs from its market value or its book value, called intrinsic value, which is HarborOne Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because HarborOne Bancorp's market value can be influenced by many factors that don't directly affect HarborOne Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between HarborOne Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if HarborOne Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, HarborOne Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

HarborOne Bancorp Revenue vs. Shares Owned By Insiders Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining HarborOne Bancorp's current stock value. Our valuation model uses many indicators to compare HarborOne Bancorp value to that of its competitors to determine the firm's financial worth.
HarborOne Bancorp is rated below average in shares owned by insiders category among its peers. It is rated below average in revenue category among its peers totaling about  12,588,185  of Revenue per Shares Owned By Insiders. At present, HarborOne Bancorp's Total Revenue is projected to increase significantly based on the last few years of reporting. Comparative valuation analysis is a catch-all technique that is used if you cannot value HarborOne Bancorp by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

HarborOne Revenue vs. Shares Owned By Insiders

Shares Owned by Insiders show the percentage of outstanding shares owned by insiders (such as principal officers or members of the board of directors) or private individuals and entities with over 5% of the total shares outstanding. Company executives or private individuals with access to insider information share information about a firm's operations that is not available to the general public.

HarborOne Bancorp

Insiders Shares

 = 

Executives Shares

+

Employees

 = 
12.98 %
Although the research on effects of insider trading on prices and volatility is still relatively inconclusive, and investors are advised to pay close attention to the distribution of equities among company's stakeholders to avoid many problems associated with the disclosure of price-sensitive information.
Revenue is income that a firm generates from business activities such us rendering services or selling goods to customers. It is a crucial part of a business and an essential item when evaluating a company's financial statements. Revenues from a firm's primary business operations can be reported on the income statement as sales revenue, net sales, or simply sales, depending on the industry in which a given company operates.

HarborOne Bancorp

Revenue

 = 

Money Received

-

Discounts and Returns

 = 
163.44 M
Revenue is typically recorded when cash or cash equivalents are exchanged for services or goods and can include products or services discounts, promotions, as well as early payments on invoices or services rendered in advance.

HarborOne Revenue vs Competition

HarborOne Bancorp is rated below average in revenue category among its peers. Market size based on revenue of Financials industry is currently estimated at about 4.04 Billion. HarborOne Bancorp holds roughly 163.44 Million in revenue claiming about 4% of equities under Financials industry.

HarborOne Bancorp Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in HarborOne Bancorp, profitability is also one of the essential criteria for including it into their portfolios because, without profit, HarborOne Bancorp will eventually generate negative long term returns. The profitability progress is the general direction of HarborOne Bancorp's change in net profit over the period of time. It can combine multiple indicators of HarborOne Bancorp, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for Next Year
Accumulated Other Comprehensive Income-43.6 M-41.4 M
Operating Income26.8 M45.3 M
Net Income From Continuing Ops32.8 M26 M
Income Before Tax25.1 M33.1 M
Total Other Income Expense Net-1.7 M-1.7 M
Net Income Applicable To Common Shares52.4 M55 M
Net Income16.1 M24.1 M
Income Tax ExpenseMM
Net Interest Income136.8 M112.8 M
Interest Income231.8 M146.5 M
Change To Netincome34.2 M35.9 M
Net Income Per Share 0.37  0.34 
Income Quality 2.74  2.94 
Net Income Per E B T 0.64  0.57 

HarborOne Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on HarborOne Bancorp. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of HarborOne Bancorp position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the HarborOne Bancorp's important profitability drivers and their relationship over time.

Use HarborOne Bancorp in pair-trading

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if HarborOne Bancorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in HarborOne Bancorp will appreciate offsetting losses from the drop in the long position's value.

HarborOne Bancorp Pair Trading

HarborOne Bancorp Pair Trading Analysis

The ability to find closely correlated positions to HarborOne Bancorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace HarborOne Bancorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back HarborOne Bancorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling HarborOne Bancorp to buy it.
The correlation of HarborOne Bancorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as HarborOne Bancorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if HarborOne Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for HarborOne Bancorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Use Investing Themes to Complement your HarborOne Bancorp position

In addition to having HarborOne Bancorp in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

Did You Try This Idea?

Run High Yield ETFs Thematic Idea Now

High Yield ETFs
High Yield ETFs Theme
ETF themes focus on helping investors to gain exposure to a broad range of assets, diversify, and lower overall costs. The High Yield ETFs theme has 106 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize High Yield ETFs Theme or any other thematic opportunities.
View All  Next Launch
When determining whether HarborOne Bancorp is a strong investment it is important to analyze HarborOne Bancorp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact HarborOne Bancorp's future performance. For an informed investment choice regarding HarborOne Stock, refer to the following important reports:
Check out Risk vs Return Analysis.
For information on how to trade HarborOne Stock refer to our How to Trade HarborOne Stock guide.
You can also try the Content Syndication module to quickly integrate customizable finance content to your own investment portal.
To fully project HarborOne Bancorp's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of HarborOne Bancorp at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include HarborOne Bancorp's income statement, its balance sheet, and the statement of cash flows.
Potential HarborOne Bancorp investors and stakeholders can use historical trends found within financial statements to determine how well the company is positioned for the future. Although HarborOne Bancorp investors may work on each financial statement separately, they are all related. The changes in HarborOne Bancorp's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on HarborOne Bancorp's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.