First Internet Total Debt vs. Revenue

INBKZ Stock  USD 25.30  0.09  0.35%   
Based on First Internet's profitability indicators, First Internet Bancorp may not be well positioned to generate adequate gross income at this time. It has a very high risk of underperforming in January. Profitability indicators assess First Internet's ability to earn profits and add value for shareholders. At this time, First Internet's Sales General And Administrative To Revenue is fairly stable compared to the past year. Operating Cash Flow Sales Ratio is likely to rise to 0.18 in 2024, whereas Price To Sales Ratio is likely to drop 1.98 in 2024. At this time, First Internet's Net Income is fairly stable compared to the past year. Net Income From Continuing Ops is likely to rise to about 35.6 M in 2024, despite the fact that Accumulated Other Comprehensive Income is likely to grow to (27.9 M).
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.180.0998
Way Up
Slightly volatile
Operating Profit Margin0.09930.1045
Notably Down
Slightly volatile
Pretax Profit Margin0.05560.0585
Notably Down
Pretty Stable
Return On Assets0.00150.0016
Notably Down
Pretty Stable
Return On Equity0.0220.0232
Notably Down
Very volatile
For First Internet profitability analysis, we use financial ratios and fundamental drivers that measure the ability of First Internet to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well First Internet Bancorp utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between First Internet's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of First Internet Bancorp over time as well as its relative position and ranking within its peers.
  

First Internet's Revenue Breakdown by Earning Segment

Check out Risk vs Return Analysis.
Is Oil & Gas Exploration & Production space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Internet. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Internet listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of First Internet Bancorp is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Internet's value that differs from its market value or its book value, called intrinsic value, which is First Internet's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Internet's market value can be influenced by many factors that don't directly affect First Internet's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Internet's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Internet is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Internet's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

First Internet Bancorp Revenue vs. Total Debt Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining First Internet's current stock value. Our valuation model uses many indicators to compare First Internet value to that of its competitors to determine the firm's financial worth.
First Internet Bancorp is considered the number one company in total debt category among its peers. It also is considered the number one company in revenue category among its peers totaling about  0.12  of Revenue per Total Debt. The ratio of Total Debt to Revenue for First Internet Bancorp is roughly  8.53 . At this time, First Internet's Total Revenue is fairly stable compared to the past year. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the First Internet's earnings, one of the primary drivers of an investment's value.

First Total Debt vs. Competition

First Internet Bancorp is considered the number one company in total debt category among its peers. Total debt of Energy industry is currently estimated at about 7.97 Billion. First Internet holds roughly 719.77 Million in total debt claiming about 9% of equities under Energy industry.
Total debt  Workforce  Revenue  Capitalization  Valuation

First Revenue vs. Total Debt

Total Debt refers to the amount of long term interest-bearing liabilities that a company carries on its balance sheet. That may include bonds sold to the public, notes written to banks or capital leases. Typically, debt can help a company magnify its earnings, but the burden of interest and principal payments will eventually prevent the firm from borrow excessively.

First Internet

Total Debt

 = 

Bonds

+

Notes

 = 
719.77 M
In most industries, total debt may also include the current portion of long-term debt. Since debt terms vary widely from one company to another, simply comparing outstanding debt obligations between different companies may not be adequate. It is usually meant to compare total debt amounts between companies that operate within the same sector.
Revenue is income that a firm generates from business activities such us rendering services or selling goods to customers. It is a crucial part of a business and an essential item when evaluating a company's financial statements. Revenues from a firm's primary business operations can be reported on the income statement as sales revenue, net sales, or simply sales, depending on the industry in which a given company operates.

First Internet

Revenue

 = 

Money Received

-

Discounts and Returns

 = 
84.38 M
Revenue is typically recorded when cash or cash equivalents are exchanged for services or goods and can include products or services discounts, promotions, as well as early payments on invoices or services rendered in advance.

First Revenue vs Competition

First Internet Bancorp is considered the number one company in revenue category among its peers. Market size based on revenue of Energy industry is currently estimated at about 1.25 Billion. First Internet holds roughly 84.38 Million in revenue claiming about 7% of equities under Energy industry.

First Internet Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in First Internet, profitability is also one of the essential criteria for including it into their portfolios because, without profit, First Internet will eventually generate negative long term returns. The profitability progress is the general direction of First Internet's change in net profit over the period of time. It can combine multiple indicators of First Internet, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for Next Year
Accumulated Other Comprehensive Income-29.4 M-27.9 M
Operating Income8.8 M8.4 M
Income Before Tax4.9 M4.7 M
Total Other Income Expense Net-3.9 M-4.1 M
Net Income8.4 M13.6 M
Income Tax Expense-3.5 M-3.3 M
Net Income From Continuing Ops33.9 M35.6 M
Net Income Applicable To Common Shares33.9 M35.6 M
Net Interest Income72.4 M54.9 M
Interest Income169.5 M98.5 M
Change To Netincome20.6 M21.7 M
Net Income Per Share 0.95  1.40 
Income Quality 1.39  0.70 
Net Income Per E B T 1.70  1.79 

First Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on First Internet. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of First Internet position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the First Internet's important profitability drivers and their relationship over time.

Use First Internet in pair-trading

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if First Internet position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in First Internet will appreciate offsetting losses from the drop in the long position's value.

First Internet Pair Trading

First Internet Bancorp Pair Trading Analysis

The ability to find closely correlated positions to First Internet could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace First Internet when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back First Internet - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling First Internet Bancorp to buy it.
The correlation of First Internet is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as First Internet moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if First Internet Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for First Internet can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Use Investing Themes to Complement your First Internet position

In addition to having First Internet in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

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Developed Markets Basket ETFs
Developed Markets Basket ETFs Theme
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Additional Tools for First Stock Analysis

When running First Internet's price analysis, check to measure First Internet's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Internet is operating at the current time. Most of First Internet's value examination focuses on studying past and present price action to predict the probability of First Internet's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Internet's price. Additionally, you may evaluate how the addition of First Internet to your portfolios can decrease your overall portfolio volatility.