Regional Management Shares Owned By Insiders vs. Revenue

RM Stock  USD 32.27  1.48  4.39%   
Based on Regional Management's profitability indicators, Regional Management Corp may not be well positioned to generate adequate gross income at the present time. It has a very high chance of underperforming in January. Profitability indicators assess Regional Management's ability to earn profits and add value for shareholders. At this time, Regional Management's Days Sales Outstanding is very stable compared to the past year. As of the 4th of December 2024, Days Of Sales Outstanding is likely to grow to 1,068, while Price To Sales Ratio is likely to drop 0.41. At this time, Regional Management's Change To Netincome is very stable compared to the past year. As of the 4th of December 2024, Net Income Per Share is likely to grow to 2.27, while Operating Income is likely to drop about 65.3 M.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.670.601
Moderately Up
Very volatile
Net Profit Margin0.02750.0289
Notably Down
Slightly volatile
Operating Profit Margin0.120.1289
Significantly Down
Slightly volatile
Pretax Profit Margin0.03580.0377
Notably Down
Slightly volatile
Return On Assets0.00840.0089
Notably Down
Slightly volatile
Return On Equity0.0470.0495
Notably Down
Slightly volatile
For Regional Management profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Regional Management to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Regional Management Corp utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Regional Management's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Regional Management Corp over time as well as its relative position and ranking within its peers.
  
Check out Your Equity Center.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Regional Management. If investors know Regional will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Regional Management listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.17)
Dividend Share
1.2
Earnings Share
2.37
Revenue Per Share
58.139
Quarterly Revenue Growth
0.036
The market value of Regional Management Corp is measured differently than its book value, which is the value of Regional that is recorded on the company's balance sheet. Investors also form their own opinion of Regional Management's value that differs from its market value or its book value, called intrinsic value, which is Regional Management's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Regional Management's market value can be influenced by many factors that don't directly affect Regional Management's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Regional Management's value and its price as these two are different measures arrived at by different means. Investors typically determine if Regional Management is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Regional Management's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Regional Management Corp Revenue vs. Shares Owned By Insiders Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining Regional Management's current stock value. Our valuation model uses many indicators to compare Regional Management value to that of its competitors to determine the firm's financial worth.
Regional Management Corp is rated second in shares owned by insiders category among its peers. It is rated fourth in revenue category among its peers totaling about  66,917,354  of Revenue per Shares Owned By Insiders. At this time, Regional Management's Total Revenue is very stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Regional Management by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Regional Revenue vs. Shares Owned By Insiders

Shares Owned by Insiders show the percentage of outstanding shares owned by insiders (such as principal officers or members of the board of directors) or private individuals and entities with over 5% of the total shares outstanding. Company executives or private individuals with access to insider information share information about a firm's operations that is not available to the general public.

Regional Management

Insiders Shares

 = 

Executives Shares

+

Employees

 = 
8.24 %
Although the research on effects of insider trading on prices and volatility is still relatively inconclusive, and investors are advised to pay close attention to the distribution of equities among company's stakeholders to avoid many problems associated with the disclosure of price-sensitive information.
Revenue is income that a firm generates from business activities such us rendering services or selling goods to customers. It is a crucial part of a business and an essential item when evaluating a company's financial statements. Revenues from a firm's primary business operations can be reported on the income statement as sales revenue, net sales, or simply sales, depending on the industry in which a given company operates.

Regional Management

Revenue

 = 

Money Received

-

Discounts and Returns

 = 
551.4 M
Revenue is typically recorded when cash or cash equivalents are exchanged for services or goods and can include products or services discounts, promotions, as well as early payments on invoices or services rendered in advance.

Regional Revenue vs Competition

Regional Management Corp is rated fourth in revenue category among its peers. Market size based on revenue of Financials industry is at this time estimated at about 23.38 Billion. Regional Management holds roughly 551.4 Million in revenue claiming about 2.36% of equities under Financials industry.

Regional Management Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in Regional Management, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Regional Management will eventually generate negative long term returns. The profitability progress is the general direction of Regional Management's change in net profit over the period of time. It can combine multiple indicators of Regional Management, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for Next Year
Accumulated Other Comprehensive Income-372 K-390.6 K
Operating Income71.1 M65.3 M
Income Before Tax20.8 M19.7 M
Total Other Income Expense Net-50.3 M-52.8 M
Net Income16 M15.2 M
Income Tax Expense4.8 M4.6 M
Net Income Applicable To Common Shares58.9 M36.4 M
Net Income From Continuing Ops16 M15.2 M
Interest Income489.7 M254.5 M
Net Interest Income422.2 M335.7 M
Non Operating Income Net Other-667.8 K-701.2 K
Change To Netincome230.9 M242.5 M
Net Income Per Share 1.70  2.27 
Income Quality 15.61  16.39 
Net Income Per E B T 0.77  0.56 

Regional Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on Regional Management. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Regional Management position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Regional Management's important profitability drivers and their relationship over time.

Use Regional Management in pair-trading

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Regional Management position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Regional Management will appreciate offsetting losses from the drop in the long position's value.

Regional Management Pair Trading

Regional Management Corp Pair Trading Analysis

The ability to find closely correlated positions to Regional Management could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Regional Management when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Regional Management - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Regional Management Corp to buy it.
The correlation of Regional Management is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Regional Management moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Regional Management Corp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Regional Management can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Use Investing Themes to Complement your Regional Management position

In addition to having Regional Management in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

Did You Try This Idea?

Run Drugs Thematic Idea Now

Drugs
Drugs Theme
Companies involved in medical and pharmaceutical drug research, manufacturing, and delivery. The Drugs theme has 37 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Drugs Theme or any other thematic opportunities.
View All  Next Launch
Check out Your Equity Center.
You can also try the Portfolio Volatility module to check portfolio volatility and analyze historical return density to properly model market risk.
To fully project Regional Management's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of Regional Management Corp at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include Regional Management's income statement, its balance sheet, and the statement of cash flows.
Potential Regional Management investors and stakeholders can use historical trends found within financial statements to determine how well the company is positioned for the future. Although Regional Management investors may work on each financial statement separately, they are all related. The changes in Regional Management's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Regional Management's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.