Dime Community Bancshares Stock Analysis

DCOM Stock  USD 34.99  0.19  0.55%   
Dime Community Bancshares is overvalued with Real Value of 32.33 and Target Price of 25.5. The main objective of Dime Community stock analysis is to determine its intrinsic value, which is an estimate of what Dime Community Bancshares is worth, separate from its market price. There are two main types of Dime Community's stock analysis: fundamental analysis and technical analysis.
The Dime Community stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Dime Community is usually not traded on Juneteenth Holiday, Independence Day, Labour Day, Thanksgiving Day, Christmas Day, New Year 's Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday, Memorial Day. Dime Stock trading window is adjusted to America/New York timezone.
  
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Dime Community Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons.

Dime Stock Analysis Notes

About 73.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.34. Some equities with similar Price to Book (P/B) outperform the market in the long run. Dime Community Bancshares last dividend was issued on the 17th of October 2024. The entity had 3:2 split on the 26th of July 2004. Dime Community Bancshares, Inc. operates as the holding company for Dime Community Bank that provides various commercial banking and financial services. Dime Community Bancshares, Inc. was founded in 1910 and is headquartered in Hauppauge, New York. Dime Community operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 802 people. To learn more about Dime Community Bancshares call Kevin OConnor at 631 537 1000 or check out https://www.dime.com.

Dime Community Quarterly Total Revenue

87.56 Million

Dime Community Bancshares Investment Alerts

Dime Community appears to be risky and price may revert if volatility continues
Dime Community is unlikely to experience financial distress in the next 2 years
Dime Community has a strong financial position based on the latest SEC filings
About 73.0% of the company shares are held by institutions such as insurance companies
On 24th of October 2024 Dime Community paid $ 0.25 per share dividend to its current shareholders
Latest headline from gurufocus.com: Insider Sell Michael Fegan Sells 2,000 Shares of Dime Community Bancshares Inc

Dime Community Bancshares Upcoming and Recent Events

26th of April 2024
Upcoming Quarterly Report
View
26th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
24th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

Dime Largest EPS Surprises

Earnings surprises can significantly impact Dime Community's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
1998-10-20
1998-09-300.090.10.0111 
1999-01-27
1998-12-310.10.120.0220 
1998-07-27
1998-06-300.090.110.0222 
View All Earnings Estimates

Dime Community Environmental, Social, and Governance (ESG) Scores

Dime Community's ESG score is a quantitative measure that evaluates Dime Community's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Dime Community's operations that may have significant financial implications and affect Dime Community's stock price as well as guide investors towards more socially responsible investments.

Dime Stock Institutional Investors

Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Arnhold & S. Bleichroeder Advisers, Llc2024-09-30
538.6 K
Royce & Associates, Lp2024-09-30
503.7 K
Lsv Asset Management2024-09-30
495.1 K
Manufacturers Life Insurance Co2024-09-30
480.9 K
Polaris Capital Management, Llc2024-09-30
409.9 K
Hotchkis & Wiley Capital Management Llc2024-09-30
393.3 K
Bank Of New York Mellon Corp2024-09-30
374.5 K
Acadian Asset Management Llc2024-09-30
372.2 K
Morgan Stanley - Brokerage Accounts2024-09-30
370.7 K
Blackrock Inc2024-06-30
5.7 M
Vanguard Group Inc2024-09-30
2.5 M
Note, although Dime Community's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Dime Market Capitalization

The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.54 B.

Dime Profitablity

The company has Profit Margin (PM) of 0.21 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.27 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.27.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.01  0.01 
Return On Assets 0.01  0.01 
Return On Equity 0.08  0.11 

Management Efficiency

At this time, Dime Community's Return On Tangible Assets are very stable compared to the past year. As of the 11th of December 2024, Return On Assets is likely to grow to 0.01, while Return On Capital Employed is likely to drop 0.01. At this time, Dime Community's Fixed Asset Turnover is very stable compared to the past year. As of the 11th of December 2024, Return On Assets is likely to grow to 0.01, while Other Current Assets are likely to drop about 488.4 M. Dime Community's management efficiency ratios could be used to measure how well Dime Community manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 32.11  24.19 
Tangible Book Value Per Share 27.90  22.64 
Enterprise Value Over EBITDA 12.69  12.38 
Price Book Value Ratio 0.84  0.80 
Enterprise Value Multiple 12.69  12.38 
Price Fair Value 0.84  0.80 
Enterprise Value2.1 B1.1 B
The management team at Dime Community has a track record of steering the company towards sustained growth. Evaluating their strategies helps in understanding the stock's long-term potential.
Dividend Yield
0.0287
Operating Margin
0.2714
Profit Margin
0.2098
Forward Dividend Yield
0.0287
Beta
1.108

Technical Drivers

As of the 11th of December 2024, Dime Community shows the Mean Deviation of 2.05, downside deviation of 2.16, and Coefficient Of Variation of 541.23. Dime Community Bancshares technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices. Please confirm Dime Community Bancshares downside deviation, jensen alpha, as well as the relationship between the Jensen Alpha and downside variance to decide if Dime Community Bancshares is priced favorably, providing market reflects its regular price of 34.99 per share. Given that Dime Community has jensen alpha of 0.2539, we urge you to verify Dime Community Bancshares's prevailing market performance to make sure the company can sustain itself at a future point.

Dime Community Bancshares Price Movement Analysis

Execute Study
The output start index for this execution was thirteen with a total number of output elements of fourty-eight. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Dime Community middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Dime Community Bancshares. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

Dime Community Bancshares Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Dime Community insiders, such as employees or executives, is commonly permitted as long as it does not rely on Dime Community's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Dime Community insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Dime Community Outstanding Bonds

Dime Community issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Dime Community Bancshares uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Dime bonds can be classified according to their maturity, which is the date when Dime Community Bancshares has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Dime Community Predictive Daily Indicators

Dime Community intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Dime Community stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Dime Community Corporate Filings

F4
10th of December 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
13A
14th of November 2024
An amended filing to the original Schedule 13G
ViewVerify
8K
13th of November 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
12th of November 2024
Other Reports
ViewVerify
10Q
5th of November 2024
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
8K
25th of October 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
8K
24th of October 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
8K
22nd of October 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify

Dime Community Forecast Models

Dime Community's time-series forecasting models are one of many Dime Community's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Dime Community's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About Dime Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Dime Community prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Dime shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Dime Community. By using and applying Dime Stock analysis, traders can create a robust methodology for identifying Dime entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.39  0.54 
Operating Profit Margin 0.42  0.40 
Net Profit Margin 0.27  0.24 
Gross Profit Margin 0.89  1.02 

Current Dime Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Dime analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Dime analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
25.5Strong Buy5Odds
Dime Community Bancshares current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Dime analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Dime stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Dime Community Bancshares, talking to its executives and customers, or listening to Dime conference calls.
Dime Analyst Advice Details

Dime Stock Analysis Indicators

Dime Community Bancshares stock analysis indicators help investors evaluate how Dime Community stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Dime Community shares will generate the highest return on investment. By understating and applying Dime Community stock analysis, traders can identify Dime Community position entry and exit signals to maximize returns.
Begin Period Cash Flow169.3 M
Long Term Debt1.5 B
Common Stock Shares Outstanding38.2 M
Total Stockholder Equity1.2 B
Tax Provision46.9 M
Quarterly Earnings Growth Y O Y-0.145
Property Plant And Equipment Net97.6 M
Cash And Short Term Investments1.3 B
Cash457.5 M
Net Debt1.1 B
50 Day M A32.0482
Total Current LiabilitiesB
Other Operating Expenses6.8 M
Non Current Assets Total258.5 M
Forward Price Earnings13.0039
Non Currrent Assets Other-258.5 M
Stock Based Compensation5.2 M
When determining whether Dime Community Bancshares is a strong investment it is important to analyze Dime Community's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Dime Community's future performance. For an informed investment choice regarding Dime Stock, refer to the following important reports:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Dime Community Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons.
You can also try the Correlation Analysis module to reduce portfolio risk simply by holding instruments which are not perfectly correlated.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Dime Community. If investors know Dime will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Dime Community listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.14)
Dividend Share
1
Earnings Share
1.5
Revenue Per Share
8.193
Quarterly Revenue Growth
(0.08)
The market value of Dime Community Bancshares is measured differently than its book value, which is the value of Dime that is recorded on the company's balance sheet. Investors also form their own opinion of Dime Community's value that differs from its market value or its book value, called intrinsic value, which is Dime Community's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Dime Community's market value can be influenced by many factors that don't directly affect Dime Community's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Dime Community's value and its price as these two are different measures arrived at by different means. Investors typically determine if Dime Community is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Dime Community's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.