Universal Insurance Valuation
| 5UI Stock | EUR 21.60 0.20 0.92% |
At this time, the company appears to be overvalued. Universal Insurance has a current Real Value of €20.08 per share. The regular price of the company is €21.6. Our model measures the value of Universal Insurance from inspecting the company fundamentals such as Return On Equity of -0.062, operating margin of (0.02) %, and Shares Outstanding of 30.39 M as well as reviewing its technical indicators and probability of bankruptcy.
Overvalued
Today
Please note that Universal Insurance's price fluctuation is not too volatile at this time. Calculation of the real value of Universal Insurance is based on 3 months time horizon. Increasing Universal Insurance's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Universal stock is determined by what a typical buyer is willing to pay for full or partial control of Universal Insurance Holdings. Since Universal Insurance is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Universal Stock. However, Universal Insurance's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 21.6 | Real 20.08 | Hype 21.6 | Naive 21.1 |
The real value of Universal Stock, also known as its intrinsic value, is the underlying worth of Universal Insurance Company, which is reflected in its stock price. It is based on Universal Insurance's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Universal Insurance's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Universal Insurance Holdings helps investors to forecast how Universal stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Universal Insurance more accurately as focusing exclusively on Universal Insurance's fundamentals will not take into account other important factors: Universal Insurance Total Value Analysis
Universal Insurance Holdings is presently estimated to have takeover price of 127.44 M with market capitalization of 537.89 M, debt of 102.77 M, and cash on hands of 185.06 M. Please note that takeover price may be misleading and is a subject to mistakes in financial statements. We encourage investors to thoroughly investigate all of the Universal Insurance fundamentals before making investing decisions based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
127.44 M | 537.89 M | 102.77 M | 185.06 M |
Universal Insurance Investor Information
About 69.0% of the company shares are owned by institutions such as pension funds. The company has Price-to-Book (P/B) ratio of 1.29. In the past many companies with similar price-to-book ratios have beat the market. Universal Insurance recorded a loss per share of 3.41. The entity last dividend was issued on the 8th of March 2023. Based on the measurements of operating efficiency obtained from Universal Insurance's historical financial statements, Universal Insurance Holdings is not in a good financial situation at the moment. It has a very high risk of going through financial straits in December.Universal Insurance Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of Universal implies not a very effective usage of assets in November.Universal Insurance Ownership Allocation
Universal Insurance shows a total of 30.39 Million outstanding shares. Over half of Universal Insurance's outstanding shares are owned by institutional holders. These institutional holders are typically referred to as corporate investors that take positions in a given instrument to benefit from reduced trade commissions. Consequently, these institutions are subject to different rules and regulations than regular investors in Universal Insurance. Please watch out for any change in the institutional holdings of Universal Insurance as this could mean something significant has changed or is about to change at the company. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.Universal Insurance Profitability Analysis
The company reported the revenue of 1.22 B. Net Loss for the year was (22.26 M) with profit before overhead, payroll, taxes, and interest of 70 M.Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Universal Insurance's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Universal Insurance and how it compares across the competition.
About Universal Insurance Valuation
The stock valuation mechanism determines Universal Insurance's current worth on a weekly basis. Our valuation model uses a comparative analysis of Universal Insurance. We calculate exposure to Universal Insurance's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Universal Insurance's related companies.Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. Universal Insurance Holdings, Inc. was founded in 1990 and is headquartered in Fort Lauderdale, Florida. Universal Insurance operates under Insurance - Property Casualty classification in Germany and is traded on Frankfurt Stock Exchange. It employs 734 people.
8 Steps to conduct Universal Insurance's Valuation Analysis
Company's valuation is the process of determining the worth of any company in monetary terms. It estimates Universal Insurance's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct Universal Insurance's valuation analysis, follow these 8 steps:- Gather financial information: Obtain Universal Insurance's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine Universal Insurance's revenue streams: Identify Universal Insurance's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research Universal Insurance's industry and market trends, including the size of the market, growth rate, and competition.
- Establish Universal Insurance's growth potential: Evaluate Universal Insurance's management, business model, and growth potential.
- Determine Universal Insurance's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate Universal Insurance's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
Complementary Tools for Universal Stock analysis
When running Universal Insurance's price analysis, check to measure Universal Insurance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Universal Insurance is operating at the current time. Most of Universal Insurance's value examination focuses on studying past and present price action to predict the probability of Universal Insurance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Universal Insurance's price. Additionally, you may evaluate how the addition of Universal Insurance to your portfolios can decrease your overall portfolio volatility.
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