Associated Banc Valuation
| ASB Stock | USD 25.86 0.41 1.56% |
At this time, the firm appears to be fairly valued. Associated Banc Corp shows a prevailing Real Value of $24.96 per share. The current price of the firm is $25.86. Our model approximates the value of Associated Banc Corp from analyzing the firm fundamentals such as Return On Equity of 0.0454, current valuation of 6.81 B, and Profit Margin of 0.19 % as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Associated Banc's valuation include:
Price Book 1.0277 | Enterprise Value 6.8 B | Price Sales 4.3028 | Forward PE 10.9409 | Trailing PE 21.8917 |
Fairly Valued
Today
Please note that Associated Banc's price fluctuation is very steady at this time. Calculation of the real value of Associated Banc Corp is based on 3 months time horizon. Increasing Associated Banc's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Associated Banc is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Associated Stock. However, Associated Banc's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 25.86 | Real 24.96 | Target 19.4 | Hype 25.71 |
The real value of Associated Stock, also known as its intrinsic value, is the underlying worth of Associated Banc Corp Company, which is reflected in its stock price. It is based on Associated Banc's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Associated Banc's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Associated Banc Corp helps investors to forecast how Associated stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Associated Banc more accurately as focusing exclusively on Associated Banc's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Associated Banc's intrinsic value based on its ongoing forecasts of Associated Banc's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Associated Banc's closest peers. If more than one evaluation category is relevant for Associated Banc we suggest using both methods to arrive at a better estimate.
Associated Banc Cash |
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Associated Valuation Trend
Comparing Associated Banc's enterprise value against its market capitalization is a good way to estimate the value of Associated Banc Corp uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
Associated Revenue by Product
Associated Banc Total Value Analysis
Associated Banc Corp is presently projected to have company total value of 6.81 B with market capitalization of 4.34 B, debt of 2.48 B, and cash on hands of 502.42 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Associated Banc fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
6.81 B | 4.34 B | 2.48 B | 502.42 M |
Associated Banc Investor Information
About 80.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.03. Some equities with similar Price to Book (P/B) outperform the market in the long run. Associated Banc Corp has Price/Earnings To Growth (PEG) ratio of 2.27. The entity last dividend was issued on the 2nd of December 2024. The firm had 3:2 split on the 13th of May 2004. Based on the measurements of operating efficiency obtained from Associated Banc's historical financial statements, Associated Banc Corp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.26 | 0.3179 |
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| Total Cash From Operating Activities | 329.5 M | 442.7 M |
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| Operating Income | 236.4 M | 206.1 M |
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Associated Banc Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of Associated suggests not a very effective usage of assets in December.Associated Banc Ownership Allocation
Associated Banc holds a total of 165.06 Million outstanding shares. The majority of Associated Banc Corp outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in Associated Banc Corp to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Associated Banc. Please pay attention to any change in the institutional holdings of Associated Banc Corp as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.Associated Banc Profitability Analysis
The company reported the last year's revenue of 1.96 B. Total Income to common stockholders was 182.96 M with profit before taxes, overhead, and interest of 1.2 B.Associated Banc Past Distributions to stockholders
| 16th of September 2024 | ||
| 17th of June 2024 | ||
| 3rd of June 2024 | ||
| 15th of March 2024 | ||
| 15th of December 2023 | ||
| 15th of September 2023 | ||
| 15th of June 2023 | ||
| 15th of March 2023 | ||
| 15th of December 2022 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Associated Banc's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Associated Banc and how it compares across the competition.
About Associated Banc Valuation
The stock valuation mechanism determines Associated Banc's current worth on a weekly basis. Our valuation model uses a comparative analysis of Associated Banc. We calculate exposure to Associated Banc's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Associated Banc's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 2 B | 2.1 B | |
| Pretax Profit Margin | 0.20 | 0.34 | |
| Operating Profit Margin | 0.32 | 0.26 | |
| Net Profit Margin | 0.18 | 0.18 | |
| Gross Profit Margin | 0.82 | 0.73 |
Associated Banc Quarterly Retained Earnings |
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A single share of Associated Banc represents a small ownership stake in the entity. As a stockholder of Associated, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Associated Banc Dividends Analysis For Valuation
The current year's Dividend Payout Ratio is expected to grow to 0.81, whereas Dividends Paid is forecasted to decline to about 83.8 M. . At present, Associated Banc's Retained Earnings are projected to increase significantly based on the last few years of reporting. The current year's Earnings Yield is expected to grow to 0.08, whereas Retained Earnings Total Equity is forecasted to decline to about 1.9 B.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 141 M | 83.8 M | |
| Dividend Yield | 0.04 | 0.03 | |
| Dividend Payout Ratio | 0.77 | 0.81 | |
| Dividend Paid And Capex Coverage Ratio | 2.18 | 2.17 |
There are various types of dividends Associated Banc can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Associated shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Associated Banc Corp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Associated pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Associated Banc by the value of the dividends paid out.
Associated Banc Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 150.9 M | |
| Quarterly Earnings Growth Y O Y | 0.057 | |
| Forward Price Earnings | 10.9409 |
Associated Banc Current Valuation Indicators
Valuation refers to the process of determining the present value of Associated Banc Corp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Associated we look at many different elements of the entity such as Associated's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Associated Banc, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Associated Banc's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Associated Banc's worth.Complementary Tools for Associated Stock analysis
When running Associated Banc's price analysis, check to measure Associated Banc's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Associated Banc is operating at the current time. Most of Associated Banc's value examination focuses on studying past and present price action to predict the probability of Associated Banc's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Associated Banc's price. Additionally, you may evaluate how the addition of Associated Banc to your portfolios can decrease your overall portfolio volatility.
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