FNCB Bancorp Valuation

FNCBDelisted Stock  USD 6.75  0.40  6.30%   
At this time, the firm appears to be overvalued. FNCB Bancorp owns a latest Real Value of $5.4 per share. The recent price of the firm is $6.75. Our model computes the value of FNCB Bancorp from reviewing the firm fundamentals such as Shares Outstanding of 19.8 M, current valuation of 293.5 M, and Return On Asset of 0.0075 as well as analyzing its technical indicators and probability of bankruptcy.
Overvalued
Today
6.75
Please note that FNCB Bancorp's price fluctuation is very steady at this time. Calculation of the real value of FNCB Bancorp is based on 3 months time horizon. Increasing FNCB Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since FNCB Bancorp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of FNCB Stock. However, FNCB Bancorp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  6.75 Real  5.4 Hype  6.75 Naive  7.04
The real value of FNCB Stock, also known as its intrinsic value, is the underlying worth of FNCB Bancorp Company, which is reflected in its stock price. It is based on FNCB Bancorp's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of FNCB Bancorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
5.40
Real Value
7.43
Upside
Estimating the potential upside or downside of FNCB Bancorp helps investors to forecast how FNCB stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of FNCB Bancorp more accurately as focusing exclusively on FNCB Bancorp's fundamentals will not take into account other important factors:
Bollinger
Band Projection (param)
LowerMiddle BandUpper
5.506.176.83
Details
Hype
Prediction
LowEstimatedHigh
6.756.756.75
Details
Potential
Annual Dividend
LowForecastedHigh
0.210.210.21
Details

FNCB Bancorp Total Value Analysis

FNCB Bancorp is currently forecasted to have valuation of 293.5 M with market capitalization of 133.62 M, debt of 203.47 M, and cash on hands of 27.39 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the FNCB Bancorp fundamentals before making equity appraisal based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
293.5 M
133.62 M
203.47 M
27.39 M

FNCB Bancorp Investor Information

About 19.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.79. Some equities with similar Price to Book (P/B) outperform the market in the long run. FNCB Bancorp last dividend was issued on the 3rd of June 2024. The entity had 1.25:1 split on the 28th of December 2007. Based on the analysis of FNCB Bancorp's profitability, liquidity, and operating efficiency, FNCB Bancorp is not in a good financial situation at the moment. It has a very high risk of going through financial straits in December.

FNCB Bancorp Asset Utilization

The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of FNCB suggests not a very effective usage of assets in November.

FNCB Bancorp Ownership Allocation

FNCB Bancorp secures a total of 19.8 Million outstanding shares. FNCB Bancorp owns 19.0 % of its outstanding shares held by insiders and 14.72 % owned by institutions. Please note that no matter how many assets the company retains, if the real value of the firm is less than the current market value, you may not be able to make money on it.

FNCB Bancorp Profitability Analysis

The company reported the previous year's revenue of 88.67 M. Net Income was 12.98 M with profit before overhead, payroll, taxes, and interest of 59.79 M.

FNCB Bancorp Past Distributions to stockholders

Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates FNCB Bancorp's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in FNCB Bancorp and how it compares across the competition.

About FNCB Bancorp Valuation

The delisted stock valuation mechanism determines FNCB Bancorp's current worth on a weekly basis. Our valuation model uses a comparative analysis of FNCB Bancorp. We calculate exposure to FNCB Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of FNCB Bancorp's related companies.
FNCB Bancorp, Inc. operates as the bank holding company for FNCB Bank that provides retail and commercial banking services to individuals, businesses, local governments, and municipalities in Northeastern Pennsylvania. FNCB Bancorp, Inc. was founded in 1910 and is headquartered in Dunmore, Pennsylvania. FNCB Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 204 people.
FNCB Bancorp's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether FNCB Bancorp's value is low or high relative to the company's performance and growth projections. Determining the market value of FNCB Bancorp can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of FNCB Bancorp represents a small ownership stake in the entity. As a stockholder of FNCB, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

FNCB Bancorp Dividends Analysis For Valuation

There are various types of dividends FNCB Bancorp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of FNCB shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from FNCB Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When FNCB pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of FNCB Bancorp by the value of the dividends paid out.

FNCB Bancorp Growth Indicators

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
Common Stock Shares Outstanding19.7 M
Quarterly Earnings Growth Y O Y0.319
Check out Investing Opportunities to better understand how to build diversified portfolios. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators.
You can also try the Portfolio File Import module to quickly import all of your third-party portfolios from your local drive in csv format.

Other Consideration for investing in FNCB Stock

If you are still planning to invest in FNCB Bancorp check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the FNCB Bancorp's history and understand the potential risks before investing.
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