Horizon Bancorp Valuation
| HBNC Stock | USD 18.40 0.19 1.02% |
At this time, the firm appears to be overvalued. Horizon Bancorp retains a regular Real Value of $15.22 per share. The prevalent price of the firm is $18.4. Our model calculates the value of Horizon Bancorp from evaluating the firm fundamentals such as Return On Equity of 0.0291, current valuation of 1.82 B, and Return On Asset of 0.0027 as well as inspecting its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Horizon Bancorp's valuation include:
Price Book 1.0656 | Enterprise Value 1.8 B | Price Sales 4.3782 | Forward PE 10.8225 | Trailing PE 38.3333 |
Overvalued
Today
Please note that Horizon Bancorp's price fluctuation is not too volatile at this time. Calculation of the real value of Horizon Bancorp is based on 3 months time horizon. Increasing Horizon Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Horizon Bancorp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Horizon Stock. However, Horizon Bancorp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 18.4 | Real 15.22 | Target 12.9 | Hype 18.44 | Naive 18.05 |
The real value of Horizon Stock, also known as its intrinsic value, is the underlying worth of Horizon Bancorp Company, which is reflected in its stock price. It is based on Horizon Bancorp's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Horizon Bancorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Horizon Bancorp helps investors to forecast how Horizon stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Horizon Bancorp more accurately as focusing exclusively on Horizon Bancorp's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Horizon Bancorp's intrinsic value based on its ongoing forecasts of Horizon Bancorp's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Horizon Bancorp's closest peers. If more than one evaluation category is relevant for Horizon Bancorp we suggest using both methods to arrive at a better estimate.
Horizon Bancorp Cash |
|
Horizon Valuation Trend
Comparing Horizon Bancorp's enterprise value against its market capitalization is a good way to estimate the value of Horizon Bancorp uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
Horizon Revenue by Product
Horizon Bancorp Total Value Analysis
Horizon Bancorp is currently estimated to have valuation of 1.82 B with market capitalization of 804.36 M, debt of 1.47 B, and cash on hands of 112.47 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Horizon Bancorp fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
1.82 B | 804.36 M | 1.47 B | 112.47 M |
Horizon Bancorp Investor Information
About 69.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 1.07. Some equities with similar Price to Book (P/B) outperform the market in the long run. Horizon Bancorp last dividend was issued on the 4th of October 2024. The entity had 3:2 split on the 18th of June 2018. Based on the analysis of Horizon Bancorp's profitability, liquidity, and operating efficiency, Horizon Bancorp is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in December.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Operating Profit Margin | 0.34 | 0.3611 |
|
| |||||
| Total Cash From Operating Activities | 85.5 M | 81.4 M |
|
| |||||
| Operating Income | 50 M | 39 M |
|
|
Horizon Bancorp Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of Horizon indicates not a very effective usage of assets in November.Horizon Bancorp Ownership Allocation
Horizon Bancorp has a total of 43.72 Million outstanding shares. Over half of Horizon Bancorp's outstanding shares are owned by outside corporations. These outside corporations are typically referred to as corporate investors that purchase positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company holds, if the real value of the firm is less than the current market value, you may not be able to make money on it.Horizon Bancorp Profitability Analysis
The company reported the previous year's revenue of 220.47 M. Net Income was 27.98 M with profit before overhead, payroll, taxes, and interest of 245.55 M.Horizon Bancorp Past Distributions to stockholders
| 18th of October 2024 | ||
| 19th of July 2024 | ||
| 19th of April 2024 | ||
| 19th of January 2024 | ||
| 20th of October 2023 | ||
| 21st of July 2023 | ||
| 21st of April 2023 | ||
| 20th of January 2023 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Horizon Bancorp's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Horizon Bancorp and how it compares across the competition.
About Horizon Bancorp Valuation
The stock valuation mechanism determines Horizon Bancorp's current worth on a weekly basis. Our valuation model uses a comparative analysis of Horizon Bancorp. We calculate exposure to Horizon Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Horizon Bancorp's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 324.3 M | 340.5 M | |
| Pretax Profit Margin | 0.21 | 0.35 | |
| Operating Profit Margin | 0.36 | 0.34 | |
| Net Profit Margin | 0.15 | 0.26 |
Horizon Bancorp Quarterly Retained Earnings |
|
A single share of Horizon Bancorp represents a small ownership stake in the entity. As a stockholder of Horizon, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Horizon Bancorp Dividends Analysis For Valuation
At present, Horizon Bancorp's Dividend Payout Ratio is projected to increase slightly based on the last few years of reporting. The current year's Dividend Paid And Capex Coverage Ratio is expected to grow to 2.27, whereas Dividend Yield is forecasted to decline to 0.03. . At present, Horizon Bancorp's Retained Earnings Total Equity is projected to increase significantly based on the last few years of reporting. The current year's Price Earnings Ratio is expected to grow to 23.43, whereas Earning Assets are forecasted to decline to about 877.7 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 28.3 M | 29.7 M | |
| Dividend Yield | 0.05 | 0.03 | |
| Dividend Payout Ratio | 1.01 | 1.06 | |
| Dividend Paid And Capex Coverage Ratio | 2.26 | 2.27 |
There are various types of dividends Horizon Bancorp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Horizon shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Horizon Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Horizon pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Horizon Bancorp by the value of the dividends paid out.
Horizon Bancorp Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 43.8 M | |
| Quarterly Earnings Growth Y O Y | 0.108 | |
| Forward Price Earnings | 10.8225 |
Horizon Bancorp Current Valuation Indicators
Valuation refers to the process of determining the present value of Horizon Bancorp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Horizon we look at many different elements of the entity such as Horizon's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Horizon Bancorp, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Horizon Bancorp's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Horizon Bancorp's worth.Complementary Tools for Horizon Stock analysis
When running Horizon Bancorp's price analysis, check to measure Horizon Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Horizon Bancorp is operating at the current time. Most of Horizon Bancorp's value examination focuses on studying past and present price action to predict the probability of Horizon Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Horizon Bancorp's price. Additionally, you may evaluate how the addition of Horizon Bancorp to your portfolios can decrease your overall portfolio volatility.
| Price Exposure Probability Analyze equity upside and downside potential for a given time horizon across multiple markets | |
| Options Analysis Analyze and evaluate options and option chains as a potential hedge for your portfolios | |
| Idea Analyzer Analyze all characteristics, volatility and risk-adjusted return of Macroaxis ideas | |
| Content Syndication Quickly integrate customizable finance content to your own investment portal | |
| Portfolio Holdings Check your current holdings and cash postion to detemine if your portfolio needs rebalancing | |
| Pair Correlation Compare performance and examine fundamental relationship between any two equity instruments |