Orange County Valuation
| OBT Stock | USD 59.05 0.59 1.01% |
At this time, the company appears to be overvalued. Orange County Bancorp holds a recent Real Value of $48.62 per share. The prevailing price of the company is $59.05. Our model determines the value of Orange County Bancorp from analyzing the company fundamentals such as Return On Equity of 0.17, operating margin of 0.21 %, and Shares Outstanding of 5.67 M as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Orange County's valuation include:
Price Book 1.7352 | Enterprise Value 335.8 M | Price Sales 3.4181 | Trailing PE 11.5332 | Enterprise Value Revenue 4.6798 |
Overvalued
Today
Please note that Orange County's price fluctuation is very steady at this time. Calculation of the real value of Orange County Bancorp is based on 3 months time horizon. Increasing Orange County's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Orange County's intrinsic value may or may not be the same as its current market price of 59.05, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 59.05 | Real 48.62 | Target 48.5 | Hype 59.12 | Naive 56.35 |
The intrinsic value of Orange County's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Orange County's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Orange County Bancorp helps investors to forecast how Orange stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Orange County more accurately as focusing exclusively on Orange County's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Orange County's intrinsic value based on its ongoing forecasts of Orange County's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Orange County's closest peers.
Orange County Cash |
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Orange Valuation Trend
Orange County's real value is important for investors to make better decisions and a more accurate overall view of Orange County's financial worth over time. Using both Orange County's enterprise value as well as its market capitalization is the best way to gauge the value of the company and is usually enough for investors to make market timing conclusions.
Orange County Total Value Analysis
Orange County Bancorp is now forecasted to have company total value of 335.76 M with market capitalization of 335.06 M, debt of 254.02 M, and cash on hands of 180.25 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Orange County fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
335.76 M | 335.06 M | 254.02 M | 180.25 M |
Orange County Investor Information
About 20.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 1.74. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Orange County Bancorp recorded earning per share (EPS) of 5.12. The entity last dividend was issued on the 4th of December 2024. The firm had 2:1 split on the 26th of February 2018. Based on the key measurements obtained from Orange County's financial statements, Orange County Bancorp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.24 | 0.3954 |
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| Total Cash From Operating Activities | 46.7 M | 44.5 M |
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| Operating Income | 39 M | 37.1 M |
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Orange County Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Orange County has an asset utilization ratio of 3.78 percent. This implies that the Company is making $0.0378 for each dollar of assets. An increasing asset utilization means that Orange County Bancorp is more efficient with each dollar of assets it utilizes for everyday operations.Orange County Ownership Allocation
The market capitalization of Orange County Bancorp is $335.06 Million. 30% of Orange County Bancorp outstanding shares are owned by third-party entities. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Consequently, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the company is less than the current market value, you may not be able generate positive returns on investment in the long run.Orange County Profitability Analysis
The company reported the last year's revenue of 93.94 M. Total Income to common stockholders was 29.48 M with profit before taxes, overhead, and interest of 80.57 M.Orange County Past Distributions to stockholders
About Orange County Valuation
The stock valuation mechanism determines Orange County's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Orange County Bancorp based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Orange County. We calculate exposure to Orange County's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Orange County's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 93.9 M | 54.7 M | |
| Pretax Profit Margin | 0.40 | 0.20 | |
| Operating Profit Margin | 0.40 | 0.24 | |
| Net Profit Margin | 0.31 | 0.16 |
Orange County Quarterly Retained Earnings |
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A single share of Orange County represents a small ownership stake in the entity. As a stockholder of Orange, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Orange County Dividends Analysis For Valuation
At this time, Orange County's Dividend Payout Ratio is comparatively stable compared to the past year. Dividend Paid And Capex Coverage Ratio is likely to gain to 5.35 in 2024, despite the fact that Dividends Paid is likely to grow to (4.9 M). . Price Earnings Ratio is likely to gain to 12.08 in 2024, whereas Retained Earnings are likely to drop slightly above 55.6 M in 2024.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | -5.2 M | -4.9 M | |
| Dividend Yield | 0.02 | 0.01 | |
| Dividend Payout Ratio | 0.18 | 0.18 | |
| Dividend Paid And Capex Coverage Ratio | 5.10 | 5.35 |
There are various types of dividends Orange County can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Orange shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Orange County Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Orange pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Orange County by the value of the dividends paid out.
Orange County Growth Indicators
Investing in growth stocks can be very risky. If the company such as Orange County does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 5.6 M | |
| Quarterly Earnings Growth Y O Y | -0.646 |
Orange County Current Valuation Indicators
Orange County's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Orange County's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Orange County, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Orange County's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Orange County's worth.Additional Tools for Orange Stock Analysis
When running Orange County's price analysis, check to measure Orange County's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Orange County is operating at the current time. Most of Orange County's value examination focuses on studying past and present price action to predict the probability of Orange County's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Orange County's price. Additionally, you may evaluate how the addition of Orange County to your portfolios can decrease your overall portfolio volatility.