CullenFrost Financial Statements From 2010 to 2024

Stocks . USA . 
Stock . CullenFrost Bankers
CFR Stock  USD 138.34  0.93  0.68%   
CullenFrost Bankers financial statements provide useful quarterly and yearly information to potential CullenFrost Bankers investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on CullenFrost Bankers financial statements helps investors assess CullenFrost Bankers' valuation, profitability, and current liquidity needs. Key fundamental drivers impacting CullenFrost Bankers' valuation are summarized below:
Gross Profit
1.7 B
Profit Margin
0.2699
Market Capitalization
8.8 B
Enterprise Value Revenue
4.5101
Revenue
2 B
There are over one hundred nineteen available fundamental signals for CullenFrost Bankers, which can be analyzed over time and compared to other ratios. Investors and active traders are advised to validate CullenFrost Bankers' prevailing fundamental performance against the performance between 2010 and 2024 to make sure the trends are evolving in the right direction. As of 12/11/2024, Market Cap is likely to grow to about 7.5 B. Also, Enterprise Value is likely to grow to about 7.1 B

CullenFrost Bankers Total Revenue

2.09 Billion

Check CullenFrost Bankers financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among CullenFrost Bankers' main balance sheet or income statement drivers, such as Interest Expense of 692 M, Other Operating Expenses of 1.8 B or Operating Income of 748 M, as well as many indicators such as Price To Sales Ratio of 3.6, Dividend Yield of 0.021 or PTB Ratio of 1.55. CullenFrost financial statements analysis is a perfect complement when working with CullenFrost Bankers Valuation or Volatility modules.
  
Check out the analysis of CullenFrost Bankers Correlation against competitors.
To learn how to invest in CullenFrost Stock, please use our How to Invest in CullenFrost Bankers guide.

CullenFrost Bankers Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding58.6 M64.2 M60.8 M
Slightly volatile
Total Assets53.4 B50.8 B33.5 B
Slightly volatile
Short and Long Term Debt Total211.5 M222.6 M1.4 B
Slightly volatile
Total Current Liabilities31.7 B30.2 B4.4 B
Slightly volatile
Total Stockholder Equity3.9 B3.7 B3.1 B
Slightly volatile
Property Plant And Equipment Net1.2 B1.2 B684.8 M
Slightly volatile
Retained Earnings3.8 B3.7 B2.3 B
Slightly volatile
Accounts Payable1 B996.2 M462.7 M
Slightly volatile
Cash9 B8.6 B6.1 B
Slightly volatile
Non Current Assets Total1.1 B1.2 B9.8 B
Pretty Stable
Other Assets16.4 B32.5 B23.9 B
Pretty Stable
Cash And Short Term Investments18.1 B17.2 B14.2 B
Slightly volatile
Net Receivables1.3 B1.2 B550.8 M
Slightly volatile
Liabilities And Stockholders Equity53.4 B50.8 B33.5 B
Slightly volatile
Non Current Liabilities Total261.5 M222.6 M260.8 M
Slightly volatile
Other Stockholder Equity517.6 M1 B779.9 M
Slightly volatile
Total Liabilities49.5 B47.1 B30.4 B
Slightly volatile
Property Plant And Equipment Gross1.7 B1.6 B785.7 M
Slightly volatile
Total Current Assets10.2 B17.2 B16 B
Slightly volatile
Short Term Debt4.4 B4.2 B1.9 B
Slightly volatile
Common Stock Total Equity657.9 K739.5 K633.8 K
Slightly volatile
Common Stock659.9 K644 K627.5 K
Slightly volatile
Other Liabilities244 M373.7 M243 M
Pretty Stable
Long Term Debt218 M222.6 M220.4 M
Slightly volatile
Short Term Investments17.4 B16.6 B10.5 B
Slightly volatile
Intangible Assets330 K347.4 K13.4 M
Slightly volatile
Property Plant Equipment1.3 B1.3 B700.6 M
Slightly volatile
Other Current Assets7.3 B9 B6.3 B
Slightly volatile
Good Will554.9 M753.2 M593.3 M
Slightly volatile
Net Tangible Assets2.7 B2.7 B2.4 B
Slightly volatile
Long Term Debt Total194.4 M200.2 M235.6 M
Slightly volatile
Capital Surpluse982.3 M1.2 B905.7 M
Slightly volatile
Long Term Investments18.9 B20.2 B17 B
Slightly volatile
Non Current Liabilities Other6.7 B6.4 B2.5 B
Slightly volatile
Short and Long Term Debt1.4 B1.6 B1.3 B
Slightly volatile
Earning Assets21 B36.5 B19.8 B
Slightly volatile
Net Invested Capital4.2 B3.8 B3.6 B
Slightly volatile
Capital Stock160.3 M146.1 M146.4 M
Slightly volatile

CullenFrost Bankers Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Other Operating Expenses1.8 B1.7 B775 M
Slightly volatile
Operating Income748 M712.4 M473.2 M
Slightly volatile
EBIT748 M712.4 M449.5 M
Slightly volatile
EBITDA359.1 M712.4 M445.9 M
Slightly volatile
Net Income627.9 M598 M360.5 M
Slightly volatile
Depreciation And Amortization80.3 M76.4 M33.2 M
Slightly volatile
Selling General Administrative827.6 M788.2 M450.1 M
Slightly volatile
Total Revenue2.1 B2 B1.1 B
Slightly volatile
Gross Profit2.3 B2.2 B1.2 B
Slightly volatile
Income Before Tax748 M712.4 M418.2 M
Slightly volatile
Net Income Applicable To Common Shares691.3 M658.3 M370.2 M
Slightly volatile
Selling And Marketing Expenses34.1 M48.6 M30.7 M
Slightly volatile
Net Income From Continuing Ops460.7 M598 M409.6 M
Slightly volatile
Preferred Stock And Other Adjustments5.7 M6 M6.9 M
Slightly volatile
Tax Provision62.7 M124.9 M51.8 M
Slightly volatile
Net Interest Income1.1 B1.6 B931 M
Slightly volatile
Interest Income1.2 B2.2 B1 B
Slightly volatile
Reconciled Depreciation80.3 M76.4 M47.3 M
Very volatile

CullenFrost Bankers Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow12.6 B12 B6.1 B
Slightly volatile
Depreciation80.3 M76.4 M51 M
Slightly volatile
Other Non Cash Items47.3 M88.8 M85 M
Slightly volatile
Capital Expenditures166.6 M158.6 M90 M
Slightly volatile
Net Income627.9 M598 M360 M
Slightly volatile
End Period Cash Flow9.1 B8.7 B6.2 B
Slightly volatile
Dividends Paid250.9 M239 M158.1 M
Slightly volatile
Other Cashflows From Investing Activities5.1 M5.4 M69.3 M
Pretty Stable

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio3.63.6686.3524
Slightly volatile
Dividend Yield0.0210.03360.028
Very volatile
PTB Ratio1.551.91581.6082
Slightly volatile
Days Sales Outstanding205147144
Pretty Stable
Book Value Per Share59.4656.630448.8988
Slightly volatile
Stock Based Compensation To Revenue0.0190.01270.0285
Slightly volatile
Capex To Depreciation1.052.07521.7244
Very volatile
PB Ratio1.551.91581.6082
Slightly volatile
ROIC0.240.15180.1816
Pretty Stable
Net Income Per Share9.579.11185.6935
Slightly volatile
Payables Turnover2.252.532.7538
Slightly volatile
Sales General And Administrative To Revenue0.330.3810.5128
Slightly volatile
Capex To Revenue0.0550.08170.0988
Slightly volatile
Cash Per Share275262246
Slightly volatile
Interest Coverage1.031.080912.5662
Slightly volatile
Payout Ratio0.330.39970.4231
Very volatile
Days Payables Outstanding104117127
Slightly volatile
ROE0.0960.16090.1051
Slightly volatile
PE Ratio11.3111.906614.9976
Slightly volatile
Return On Tangible Assets0.00860.01180.0101
Slightly volatile
Earnings Yield0.04280.0840.0652
Pretty Stable
Intangibles To Total Assets0.02480.01420.0198
Slightly volatile
Current Ratio27.2420.7950.619
Pretty Stable
Tangible Book Value Per Share59.4656.630440.8476
Slightly volatile
Receivables Turnover1.762.572.6992
Very volatile
Graham Number11310878.2804
Slightly volatile
Shareholders Equity Per Share59.4656.630448.8988
Slightly volatile
Debt To Equity0.05690.05990.0763
Slightly volatile
Capex Per Share2.542.41721.4302
Slightly volatile
Revenue Per Share31.0629.577117.9556
Slightly volatile
Interest Debt Per Share14.1113.43475.8248
Slightly volatile
Debt To Assets0.00420.00440.007
Slightly volatile
Price Earnings Ratio11.3111.906614.9976
Slightly volatile
Price Book Value Ratio1.551.91581.6082
Slightly volatile
Days Of Payables Outstanding104117127
Slightly volatile
Dividend Payout Ratio0.330.39970.4231
Very volatile
Pretax Profit Margin0.30.3670.4893
Slightly volatile
Ebt Per Ebit0.510.590.7071
Very volatile
Operating Profit Margin0.510.3670.7199
Pretty Stable
Effective Tax Rate0.260.16060.1441
Very volatile
Company Equity Multiplier13.2313.681111.3062
Pretty Stable
Long Term Debt To Capitalization0.05370.05650.0689
Slightly volatile
Total Debt To Capitalization0.05370.05650.0706
Slightly volatile
Return On Capital Employed0.01330.0140.0173
Slightly volatile
Debt Equity Ratio0.05690.05990.0763
Slightly volatile
Ebit Per Revenue0.510.3670.7199
Pretty Stable
Quick Ratio28.6133.5755.4395
Very volatile
Net Income Per E B T0.620.83940.8479
Very volatile
Cash Ratio7.5812.2815.5203
Pretty Stable
Days Of Sales Outstanding205147144
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio1.110.66871.2478
Slightly volatile
Price To Book Ratio1.551.91581.6082
Slightly volatile
Fixed Asset Turnover2.821.63112.0257
Slightly volatile
Debt Ratio0.00420.00440.007
Slightly volatile
Price Sales Ratio3.63.6686.3524
Slightly volatile
Return On Assets0.00850.01180.0099
Slightly volatile
Asset Turnover0.05380.03820.0369
Pretty Stable
Net Profit Margin0.230.30810.4195
Slightly volatile
Gross Profit Margin0.470.530.5778
Slightly volatile
Price Fair Value1.551.91581.6082
Slightly volatile
Return On Equity0.0960.16090.1051
Slightly volatile
Operating Cycle87.2998.2107
Slightly volatile

CullenFrost Bankers Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap7.5 B7.1 B5.9 B
Slightly volatile

CullenFrost Fundamental Market Drivers

Forward Price Earnings16.2338
Cash And Short Term Investments17.2 B

CullenFrost Upcoming Events

25th of April 2024
Upcoming Quarterly Report
View
25th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About CullenFrost Bankers Financial Statements

CullenFrost Bankers shareholders use historical fundamental indicators, such as revenue or net income, to determine how well the company is positioned to perform in the future. Although CullenFrost Bankers investors may analyze each financial statement separately, they are all interrelated. The changes in CullenFrost Bankers' assets and liabilities, for example, are also reflected in the revenues and expenses on on CullenFrost Bankers' income statement. Understanding these patterns can help investors time the market effectively. Please read more on our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue-3.5 B-3.3 B
Total Revenue2 B2.1 B
Cost Of Revenue-207.5 M-197.1 M
Stock Based Compensation To Revenue 0.01  0.02 
Sales General And Administrative To Revenue 0.38  0.33 
Capex To Revenue 0.08  0.06 
Revenue Per Share 29.58  31.06 
Ebit Per Revenue 0.37  0.51 

Pair Trading with CullenFrost Bankers

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if CullenFrost Bankers position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in CullenFrost Bankers will appreciate offsetting losses from the drop in the long position's value.

Moving together with CullenFrost Stock

  0.89AX Axos FinancialPairCorr
  0.91BY Byline Bancorp Fiscal Year End 23rd of January 2025 PairCorr
  0.92PB Prosperity Bancshares Fiscal Year End 22nd of January 2025 PairCorr

Moving against CullenFrost Stock

  0.84CFG-PE Citizens FinancialPairCorr
  0.79TFC-PO Truist FinancialPairCorr
  0.78TFC-PR Truist FinancialPairCorr
  0.37WF Woori Financial GroupPairCorr
The ability to find closely correlated positions to CullenFrost Bankers could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace CullenFrost Bankers when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back CullenFrost Bankers - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling CullenFrost Bankers to buy it.
The correlation of CullenFrost Bankers is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as CullenFrost Bankers moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if CullenFrost Bankers moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for CullenFrost Bankers can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Additional Tools for CullenFrost Stock Analysis

When running CullenFrost Bankers' price analysis, check to measure CullenFrost Bankers' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy CullenFrost Bankers is operating at the current time. Most of CullenFrost Bankers' value examination focuses on studying past and present price action to predict the probability of CullenFrost Bankers' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move CullenFrost Bankers' price. Additionally, you may evaluate how the addition of CullenFrost Bankers to your portfolios can decrease your overall portfolio volatility.
Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions
 
Feedback Blog
Made with optimal in San Francisco
2024 Macroaxis LLC
COMMON DESTINATIONS
MAIN CATEGORIES
COMPANY