United Financial Statements From 2010 to 2024

UBSI Stock  USD 42.27  0.22  0.52%   
United Bankshares financial statements provide useful quarterly and yearly information to potential United Bankshares investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on United Bankshares financial statements helps investors assess United Bankshares' valuation, profitability, and current liquidity needs. Key fundamental drivers impacting United Bankshares' valuation are summarized below:
Gross Profit
B
Profit Margin
0.3541
Market Capitalization
5.7 B
Enterprise Value Revenue
6.185
Revenue
B
We have found one hundred twenty available fundamental trend indicators for United Bankshares, which can be analyzed and compared to other ratios and to its competition. Traders should compare all of United Bankshares current fundamentals against the fundamentals between 2010 and 2024 to make sure the company is sustainable this year. The United Bankshares' current Market Cap is estimated to increase to about 5.3 B. The United Bankshares' current Enterprise Value is estimated to increase to about 5.6 B

United Bankshares Total Revenue

1.08 Billion

Check United Bankshares financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among United Bankshares' main balance sheet or income statement drivers, such as Interest Expense of 505.5 M, Other Operating Expenses of 413.8 M or Operating Income of 227.2 M, as well as many indicators such as Price To Sales Ratio of 3.51, Dividend Yield of 0.0416 or PTB Ratio of 1.82. United financial statements analysis is a perfect complement when working with United Bankshares Valuation or Volatility modules.
  
Check out the analysis of United Bankshares Correlation against competitors.
For more detail on how to invest in United Stock please use our How to Invest in United Bankshares guide.

United Bankshares Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding141.5 M134.8 M88.9 M
Slightly volatile
Total Assets31.4 B29.9 B18 B
Slightly volatile
Short and Long Term Debt Total965.6 M1.9 B1.3 B
Slightly volatile
Total Current Liabilities88.2 M92.9 M253.4 M
Slightly volatile
Total Stockholder EquityB4.8 B2.8 B
Slightly volatile
Property Plant And Equipment Net291.4 M277.5 M101 M
Slightly volatile
Retained Earnings1.8 B1.7 BB
Slightly volatile
Cash1.7 B1.6 B1.2 B
Slightly volatile
Non Current Assets Total34.1 B32.5 B6.8 B
Slightly volatile
Cash And Short Term Investments4.2 BB3.1 B
Slightly volatile
Net Receivables117 M111.4 M54.9 M
Slightly volatile
Liabilities And Stockholders Equity31.4 B29.9 B18 B
Slightly volatile
Total Liabilities26.4 B25.2 B15.2 B
Slightly volatile
Property Plant And Equipment Gross541.4 M515.6 M151.7 M
Slightly volatile
Total Current AssetsB4.2 B7.8 B
Very volatile
Short Term Debt1.8 B1.7 B481 M
Slightly volatile
Non Current Liabilities Total26.3 B25.1 B5.9 B
Slightly volatile
Common Stock Total Equity428.7 M408.3 M247.3 M
Slightly volatile
Common Stock337.9 M355.6 M1.1 B
Pretty Stable
Other Liabilities73.9 M53.1 M64 M
Pretty Stable
Accounts Payable162.2 M170.8 M1.9 B
Pretty Stable
Good Will2.3 B2.2 B1.2 B
Slightly volatile
Short Term InvestmentsB3.8 B2.1 B
Slightly volatile
Intangible Assets4.3 M4.6 M25.9 M
Pretty Stable
Property Plant Equipment240.5 M229 M114.2 M
Slightly volatile
Long Term Debt1.9 B1.8 B597.1 M
Slightly volatile
Other Current Assets1.6 B1.7 B5.6 B
Slightly volatile
Net Tangible Assets1.6 BB1.6 B
Slightly volatile
Retained Earnings Total Equity1.1 B1.8 BB
Slightly volatile
Long Term Debt Total255.6 M329.9 M240.4 M
Slightly volatile
Capital Surpluse3.8 B3.6 B1.8 B
Slightly volatile
Long Term Investments3.9 B4.1 B8.7 B
Very volatile
Non Current Liabilities Other2.6 B2.5 B1.3 B
Slightly volatile
Short and Long Term Debt137.4 M144.6 M753 M
Slightly volatile
Earning Assets3.5 B4.3 BB
Slightly volatile
Net Invested Capital6.2 B6.6 B5.3 B
Slightly volatile
Capital Stock353 M355.6 M292.2 M
Slightly volatile
Capital Lease Obligations85.8 M92.9 M68.5 M
Slightly volatile

United Bankshares Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Other Operating Expenses413.8 M394.1 M217.6 M
Slightly volatile
Operating Income227.2 M436.2 M296.1 M
Slightly volatile
EBIT226.9 M436.2 M269.4 M
Slightly volatile
EBITDA234.2 M459.3 M276.7 M
Slightly volatile
Net Income384.6 M366.3 M207.8 M
Slightly volatile
Selling General Administrative325 M309.6 M208.5 M
Slightly volatile
Total Revenue1.1 BB652 M
Slightly volatile
Gross Profit1.1 BB650.7 M
Slightly volatile
Income Before Tax487 M463.8 M279.4 M
Slightly volatile
Cost Of Revenue1.4 M1.4 M16.2 M
Slightly volatile
Net Income Applicable To Common Shares458.4 M436.6 M221.1 M
Slightly volatile
Net Income From Continuing Ops221.6 M386.7 M202.8 M
Slightly volatile
Selling And Marketing Expenses5.8 M9.3 M5.2 M
Slightly volatile
Tax Provision95.4 M99.3 M80.2 M
Slightly volatile
Net Interest Income709.1 M939.6 M562.1 M
Slightly volatile
Interest Income848.4 M1.3 B660.6 M
Slightly volatile

United Bankshares Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow416.9 M397.1 M252.3 M
Slightly volatile
Begin Period Cash Flow602.2 M1.2 B1.1 B
Slightly volatile
Dividends Paid204.5 M194.7 M119.4 M
Slightly volatile
Capital ExpendituresM11.7 M9.5 M
Slightly volatile
Total Cash From Operating Activities429.2 M408.7 M262.2 M
Slightly volatile
Net Income384.6 M366.3 M208.3 M
Slightly volatile
End Period Cash Flow1.7 B1.6 B1.2 B
Slightly volatile
Stock Based Compensation13.1 M12.5 MM
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio3.514.93224.612
Pretty Stable
Dividend Yield0.04160.03860.0391
Pretty Stable
PTB Ratio1.821.05861.2627
Pretty Stable
Days Sales Outstanding44.9139.71433.2265
Pretty Stable
Book Value Per Share37.2535.472628.2045
Slightly volatile
Free Cash Flow Yield0.090.07860.0792
Pretty Stable
Operating Cash Flow Per Share1.713.03882.5834
Slightly volatile
Stock Based Compensation To Revenue0.01280.01220.0064
Slightly volatile
PB Ratio1.821.05861.2627
Pretty Stable
EV To Sales4.185.20974.9845
Very volatile
Free Cash Flow Per Share1.642.9522.4735
Slightly volatile
ROIC0.04990.05250.0944
Slightly volatile
Net Income Per Share2.862.72342.1026
Slightly volatile
Sales General And Administrative To Revenue0.220.30230.3101
Very volatile
Capex To Revenue0.0180.01140.0166
Slightly volatile
Cash Per Share42.0340.029333.2867
Slightly volatile
POCF Ratio11.7412.356714.0888
Very volatile
Interest Coverage0.860.90623.9531
Very volatile
Payout Ratio0.450.53160.6009
Slightly volatile
Capex To Operating Cash Flow0.03090.02860.0527
Slightly volatile
PFCF Ratio12.0812.720415.0237
Very volatile
Income Quality0.981.11581.2598
Pretty Stable
ROE0.120.07680.0812
Very volatile
EV To Operating Cash Flow12.413.05214.833
Very volatile
PE Ratio12.7313.787816.4593
Slightly volatile
Return On Tangible Assets0.01350.01310.0118
Slightly volatile
EV To Free Cash Flow12.7613.436215.7323
Very volatile
Earnings Yield0.07510.07250.0629
Slightly volatile
Intangibles To Total Assets0.03980.06330.058
Slightly volatile
Current Ratio42.544.732239.8534
Pretty Stable
Tangible Book Value Per Share22.4721.395516.5079
Slightly volatile
Receivables Turnover7.99.190711.9321
Very volatile
Graham Number48.9546.622436.5925
Slightly volatile
Shareholders Equity Per Share37.2535.472628.2045
Slightly volatile
Debt To Equity0.360.3750.4328
Pretty Stable
Capex Per Share0.07590.08690.1103
Pretty Stable
Revenue Per Share4.787.61336.7844
Slightly volatile
Interest Debt Per Share11.4916.880413.2479
Pretty Stable
Debt To Assets0.06290.05980.0633
Very volatile
Short Term Coverage Ratios4.054.264.4718
Very volatile
Price Earnings Ratio12.7313.787816.4593
Slightly volatile
Price Book Value Ratio1.821.05861.2627
Pretty Stable
Dividend Payout Ratio0.450.53160.6009
Slightly volatile
Price To Operating Cash Flows Ratio11.7412.356714.0888
Very volatile
Price To Free Cash Flows Ratio12.0812.720415.0237
Very volatile
Pretax Profit Margin0.320.45290.4031
Slightly volatile
Ebt Per Ebit0.541.06320.7531
Slightly volatile
Operating Profit Margin0.40.4260.5495
Slightly volatile
Effective Tax Rate0.330.21020.2849
Slightly volatile
Company Equity Multiplier10.076.27237.4177
Slightly volatile
Long Term Debt To Capitalization0.430.27270.2921
Very volatile
Total Debt To Capitalization0.30.27270.2849
Very volatile
Return On Capital Employed0.01390.01460.0217
Slightly volatile
Debt Equity Ratio0.360.3750.4328
Pretty Stable
Ebit Per Revenue0.40.4260.5495
Slightly volatile
Quick Ratio42.544.732243.078
Slightly volatile
Dividend Paid And Capex Coverage Ratio2.261.98021.9508
Slightly volatile
Net Income Per E B T0.570.78980.7085
Pretty Stable
Cash Ratio16.3417.201612.2422
Very volatile
Operating Cash Flow Sales Ratio0.280.39910.369
Pretty Stable
Days Of Sales Outstanding44.9139.71433.2265
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio1.060.97140.9533
Slightly volatile
Cash Flow Coverage Ratios0.220.22851.0313
Slightly volatile
Price To Book Ratio1.821.05861.2627
Pretty Stable
Fixed Asset Turnover4.643.69017.4631
Slightly volatile
Capital Expenditure Coverage Ratio22.4734.973925.1067
Slightly volatile
Price Cash Flow Ratio11.7412.356714.0888
Very volatile
Debt Ratio0.06290.05980.0633
Very volatile
Cash Flow To Debt Ratio0.220.22851.0313
Slightly volatile
Price Sales Ratio3.514.93224.612
Pretty Stable
Return On Assets0.01310.01220.0111
Slightly volatile
Asset Turnover0.04630.03420.0383
Slightly volatile
Net Profit Margin0.230.35770.2903
Slightly volatile
Gross Profit Margin0.790.890.9684
Slightly volatile
Price Fair Value1.821.05861.2627
Pretty Stable
Return On Equity0.120.07680.0812
Very volatile
Operating Cycle22.8827.7528.8502
Pretty Stable
Cash Conversion Cycle22.8827.7528.8502
Pretty Stable

United Bankshares Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap5.3 B5.1 B3.2 B
Slightly volatile
Enterprise Value5.6 B5.3 B3.4 B
Slightly volatile

United Fundamental Market Drivers

Forward Price Earnings14.8588
Cash And Short Term InvestmentsB

United Upcoming Events

24th of April 2024
Upcoming Quarterly Report
View
25th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
24th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About United Bankshares Financial Statements

Investors use fundamental indicators, such as United Bankshares' revenue or net income, to determine how well the company is positioned to perform in the future. Although United Bankshares' investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Total RevenueB1.1 B
Cost Of Revenue1.4 M1.4 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.30  0.22 
Capex To Revenue 0.01  0.02 
Revenue Per Share 7.61  4.78 
Ebit Per Revenue 0.43  0.40 

Currently Active Assets on Macroaxis

When determining whether United Bankshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of United Bankshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of United Bankshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on United Bankshares Stock:
Check out the analysis of United Bankshares Correlation against competitors.
For more detail on how to invest in United Stock please use our How to Invest in United Bankshares guide.
You can also try the ETF Categories module to list of ETF categories grouped based on various criteria, such as the investment strategy or type of investments.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of United Bankshares. If investors know United will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about United Bankshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.01)
Dividend Share
1.48
Earnings Share
2.65
Revenue Per Share
7.498
Quarterly Revenue Growth
(0)
The market value of United Bankshares is measured differently than its book value, which is the value of United that is recorded on the company's balance sheet. Investors also form their own opinion of United Bankshares' value that differs from its market value or its book value, called intrinsic value, which is United Bankshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because United Bankshares' market value can be influenced by many factors that don't directly affect United Bankshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between United Bankshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if United Bankshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, United Bankshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.