Bank Of Princeton Financials

BPRN Stock  USD 37.16  0.20  0.54%   
Based on the analysis of Bank Of Princeton's profitability, liquidity, and operating efficiency, Bank Of Princeton may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. At this time, Bank Of Princeton's Common Stock Shares Outstanding is very stable compared to the past year. As of the 13th of December 2024, Other Current Assets is likely to grow to about 201.2 M, while Total Assets are likely to drop about 1.4 B. Key indicators impacting Bank Of Princeton's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.230.3716
Way Down
Slightly volatile
Return On Assets0.00860.0134
Way Down
Slightly volatile
Return On Equity0.110.1073
Fairly Up
Pretty Stable
Debt Equity Ratio0.240.27
Fairly Down
Pretty Stable
Operating Income22.7 M30.6 M
Way Down
Slightly volatile
Current Ratio0.10.1066
Notably Down
Pretty Stable
Investors should never underestimate Bank Of Princeton's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor Bank Of Princeton's cash flow, debt, and profitability to make informed and accurate decisions about investing in Bank Of Princeton.

Net Income

15.71 Million

  
Understanding current and past Bank Of Princeton Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Bank Of Princeton's financial statements are interrelated, with each one affecting the others. For example, an increase in Bank Of Princeton's assets may result in an increase in income on the income statement.

Bank Of Princeton Stock Summary

Bank Of Princeton competes with Oak Valley, Bank7 Corp, Home Federal, First Community, and First Financial. The Bank of Princeton provides various banking products and services. The Bank of Princeton was incorporated in 2007 and is headquartered in Princeton, New Jersey. Bank Of Princeton operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 181 people.
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS0645201098
CUSIP064520109 74179A107
LocationNew Jersey; U.S.A
Business Address183 Bayard Lane,
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.thebankofprinceton.com
Phone609 921 1700
CurrencyUSD - US Dollar

Bank Of Princeton Key Financial Ratios

Bank Of Princeton Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets1.5B1.6B1.7B1.6B1.9B1.4B
Other Current Liab(3.9M)(2.5M)(1.0M)(1.0M)1.4B1.5B
Retained Earnings82.3M93.4M111.5M131.5M149.4M76.5M
Accounts Payable3.9M2.5M1.0M1.0M9.2M9.6M
Other Current Assets76.2M82.3M163.2M(41.2M)156.6M201.2M
Total Liab1.3B1.4B1.5B1.4B1.7B1.2B
Total Current Assets188.5M158.0M117.4M1.5B150.6M143.0M
Common Stock33.8M33.9M34.1M34.5M39.7M31.8M
Net Tangible Assets183.3M196.9M205.3M208.9M240.3M173.6M
Cash72.6M77.4M12.0M53.4M34.5M48.3M
Other Assets1.1B1.3B1.4B101.5M116.8M110.9M
Inventory(76.2M)(82.3M)(163.2M)1.4B(1.7B)(1.6B)
Short Term Debt2.1M2.5M2.3M16.8M24.3M27.8M
Other Liab2.4M2.2M5.3M25.0M28.7M30.1M
Net Debt(57.6M)(58.4M)6.5M(43.4M)(10.3M)(10.8M)
Net Receivables3.6M4.9M4.2M4.8M6.1M4.5M
Capital Surpluse76.4M77.9M79.2M81.3M93.5M69.3M
Capital Stock33.8M33.9M34.1M34.5M39.7M37.3M

Bank Of Princeton Key Income Statement Accounts

201920202021202220232024 (projected)
Interest Expense18.3M12.8M6.7M6M33.2M34.8M
Total Revenue44.8M53.7M67.3M72.9M69.3M52.2M
Gross Profit44.8M53.7M67.3M72.9M69.3M50.2M
Operating Income12.3M17.3M29.2M40.1M30.6M22.7M
Ebit12.3M17.3M29.2M34.1M30.3M25.5M
Ebitda13.6M19.2M31.1M36.1M32.3M26.9M
Income Before Tax12.3M17.3M29.2M34.1M30.3M20.1M
Net Income10.1M13.8M22.5M26.5M25.8M15.7M
Income Tax Expense2.2M3.5M6.7M7.6M4.6M4.4M
Tax Provision2.2M3.5M6.7M7.6M5.8M5.0M
Net Interest Income41.5M48.9M62.6M68.1M67.3M54.1M
Interest Income59.7M61.7M69.3M74.1M91.1M66.8M

Bank Of Princeton Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash46.2M4.8M81.3M(105.4M)97.2M102.1M
Free Cash Flow13.1M15M9.2M23.4M21.4M14.6M
Depreciation1.3M1.9M2.0M2.1M2.0M1.4M
Other Non Cash Items2.8M(1.1M)(8.7M)(5.6M)(10.9M)(10.4M)
Capital Expenditures4.0M3.1M3.7M607K1.7M1.7M
Net Income10.1M13.8M22.5M26.5M25.8M15.7M
End Period Cash Flow72.6M77.4M158.7M53.4M150.6M158.1M
Investments31.8M38.6M3.5M(25.9M)58.3M61.2M
Change To Netincome3.0M(597K)(7.1M)1.1M964.8K1.0M
Dividends Paid1.3M2.7M4.4M6.5M(7.6M)(7.2M)

Bank Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Bank Of Princeton's current stock value. Our valuation model uses many indicators to compare Bank Of Princeton value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Bank Of Princeton competition to find correlations between indicators driving Bank Of Princeton's intrinsic value. More Info.
Bank Of Princeton is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about  0.12  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Bank Of Princeton is roughly  8.67 . At this time, Bank Of Princeton's Return On Equity is very stable compared to the past year. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Bank Of Princeton's earnings, one of the primary drivers of an investment's value.

Bank Of Princeton Systematic Risk

Bank Of Princeton's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Bank Of Princeton volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The function did not generate any output. Please change time horizon or modify your input parameters. The output start index for this execution was one with a total number of output elements of sixty. The Beta measures systematic risk based on how returns on Bank Of Princeton correlated with the market. If Beta is less than 0 Bank Of Princeton generally moves in the opposite direction as compared to the market. If Bank Of Princeton Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Bank Of Princeton is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Bank Of Princeton is generally in the same direction as the market. If Beta > 1 Bank Of Princeton moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Bank Of Princeton Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Bank Of Princeton's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Bank Of Princeton growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(3.87)

At this time, Bank Of Princeton's Price Earnings To Growth Ratio is very stable compared to the past year.

Bank Of Princeton December 13, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Bank Of Princeton help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Bank Of Princeton. We use our internally-developed statistical techniques to arrive at the intrinsic value of Bank Of Princeton based on widely used predictive technical indicators. In general, we focus on analyzing Bank Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Bank Of Princeton's daily price indicators and compare them against related drivers.
When determining whether Bank Of Princeton offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bank Of Princeton's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bank Of Princeton Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bank Of Princeton Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bank Of Princeton. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bank Of Princeton. If investors know Bank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bank Of Princeton listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.25)
Dividend Share
1.2
Earnings Share
1.59
Revenue Per Share
10.528
Quarterly Revenue Growth
(0.24)
The market value of Bank Of Princeton is measured differently than its book value, which is the value of Bank that is recorded on the company's balance sheet. Investors also form their own opinion of Bank Of Princeton's value that differs from its market value or its book value, called intrinsic value, which is Bank Of Princeton's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bank Of Princeton's market value can be influenced by many factors that don't directly affect Bank Of Princeton's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bank Of Princeton's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bank Of Princeton is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bank Of Princeton's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.