Insurance Australia Financials

IAG Stock   8.50  0.04  0.47%   
You can harness Insurance Australia fundamental data analysis to find out if markets are presently mispricing the company. We were able to analyze and collect data for twenty-eight available reported financial drivers for Insurance Australia, which can be compared to its competitors. The stock experiences a normal downward trend and little activity. Check odds of Insurance Australia to be traded at 8.41 in 90 days. Key indicators impacting Insurance Australia's financial strength include:
Operating Margin
0.1152
PE Ratio
23.6111
Profit Margin
0.0561
Payout Ratio
0.5243
EPS Estimate Current Year
0.37
  
Understanding current and past Insurance Australia Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Insurance Australia's financial statements are interrelated, with each one affecting the others. For example, an increase in Insurance Australia's assets may result in an increase in income on the income statement.
Please note, the imprecision that can be found in Insurance Australia's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Insurance Australia Group. Check Insurance Australia's Beneish M Score to see the likelihood of Insurance Australia's management manipulating its earnings.

Insurance Australia Stock Summary

Insurance Australia competes with Woolworths, Wesfarmers, Coles, Ramsay Health, and Ramsay Health. Insurance Australia is entity of Australia. It is traded as Stock on AU exchange.
Foreign Associates
Specialization
Financial Services, Insurance - Property & Casualty
InstrumentAustralia Stock View All
ExchangeAustralian Securities Exchange
ISINAU000000IAG3
Business AddressTower Two, Sydney,
SectorInsurance
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.iag.com.au
Phone61 2 9292 9222
You should never invest in Insurance Australia without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Insurance Stock, because this is throwing your money away. Analyzing the key information contained in Insurance Australia's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

Insurance Australia Key Financial Ratios

Insurance Australia's financial ratios allow both analysts and investors to convert raw data from Insurance Australia's financial statements into concise, actionable information that can be used to evaluate the performance of Insurance Australia over time and compare it to other companies across industries.

Insurance Australia Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets29.6B33.5B34.2B35.0B25.6B25.0B
Other Current Liab11.4B14.9B15.4B14.9B(118M)(112.1M)
Net Debt(117M)574M1.6B1.3B1.1B715.3M
Cash2.3B2.0B938M1.4B1.8B975.7M
Other Assets22.6B26.6B28.1B28.3B7.2B10.5B
Total Liab23.3B26.9B27.7B28.0B18.5B18.1B
Total Current Assets12.8B13.8B13.6B14.3B1.8B1.7B
Other Liab6.7B8.2B8.1B7.5B8.6B9.0B
Retained Earnings(521M)(1.1B)(1.2B)(638M)(195M)(204.8M)
Accounts Payable2.0B1.5B1.6B1.7B983M1.1B
Long Term Debt1.5B2.0B2.0B2.1B2.5B1.5B
Net Receivables4.1B4.4B4.6B5.6B822M780.9M
Good Will2.9B2.8B2.8B2.8B2.8B2.2B
Other Current Assets12.8B13.8B13.6B14.3B9.1B10.8B
Treasury Stock(27M)(48M)(49M)(33M)(29.7M)(31.2M)
Net Tangible Assets2.9B3.0B2.8B3.0B2.7B2.5B

Insurance Australia Key Income Statement Accounts

201920202021202220232024 (projected)
Interest Expense94M92M89M145M185M94.4M
Operating Income579M(334M)640M1.5B15.8B16.6B
Ebitda(103M)(67M)779M1.7B1.9B2.0B
Income Before Tax487M(423M)547M1.4B1.5B827.1M
Net Income435M(427M)347M832M898M942.9M
Income Tax Expense37M(125M)140M429M458M252.0M
Total Revenue7.8B8.0B8.3B8.9B16.0B8.8B
Ebit(300M)(334M)640M1.5B1.7B1.8B
Minority Interest607M310M(77M)(99M)(135M)(128.3M)
Gross Profit7.8B8.0B8.3B8.9B16.3B8.9B
Tax Provision37M(125M)140M429M458M272.8M
Net Interest Income(94M)(92M)(89M)(209M)(185M)(175.8M)
Interest Income200M148M179M409M368.1M238.3M

Insurance Australia Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash1.8B(300M)(1.1B)415M488M512.4M
Free Cash Flow381M(799M)(526M)452M1.2B1.2B
Net Income439M(414M)347M832M898M942.9M
End Period Cash Flow2.3B2.0B938M1.4B1.8B1.1B
Dividends Paid693M173M468M270M460M557.3M
Other Non Cash Items338M430M1.0B482M(289M)(274.6M)
Depreciation197M267M139M185M200M186.8M
Investments968M(2.4B)(1.4B)583M(628M)(596.6M)
Net Borrowings(625M)375M(7M)(5M)(4.5M)(4.3M)
Change To Netincome(42M)(76M)723M112M128.8M135.2M

Insurance Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Insurance Australia's current stock value. Our valuation model uses many indicators to compare Insurance Australia value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Insurance Australia competition to find correlations between indicators driving Insurance Australia's intrinsic value. More Info.
Insurance Australia Group is currently regarded as number one stock in return on equity category among its peers. It also is currently regarded as number one stock in return on asset category among its peers reporting about  0.28  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Insurance Australia Group is roughly  3.53 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Insurance Australia's earnings, one of the primary drivers of an investment's value.

Insurance Australia Systematic Risk

Insurance Australia's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Insurance Australia volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
Incorrect Input. Please change your parameters or increase the time horizon required for running this function. The output start index for this execution was zero with a total number of output elements of zero. The Beta measures systematic risk based on how returns on Insurance Australia correlated with the market. If Beta is less than 0 Insurance Australia generally moves in the opposite direction as compared to the market. If Insurance Australia Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Insurance Australia is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Insurance Australia is generally in the same direction as the market. If Beta > 1 Insurance Australia moves generally in the same direction as, but more than the movement of the benchmark.

Insurance Australia Group Total Assets Over Time

Insurance Australia December 25, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Insurance Australia help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Insurance Australia Group. We use our internally-developed statistical techniques to arrive at the intrinsic value of Insurance Australia Group based on widely used predictive technical indicators. In general, we focus on analyzing Insurance Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Insurance Australia's daily price indicators and compare them against related drivers.

Additional Tools for Insurance Stock Analysis

When running Insurance Australia's price analysis, check to measure Insurance Australia's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Insurance Australia is operating at the current time. Most of Insurance Australia's value examination focuses on studying past and present price action to predict the probability of Insurance Australia's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Insurance Australia's price. Additionally, you may evaluate how the addition of Insurance Australia to your portfolios can decrease your overall portfolio volatility.