ICICI Bank Financials

IBN Stock  USD 30.55  0.32  1.04%   
Based on the analysis of ICICI Bank's profitability, liquidity, and operating efficiency, ICICI Bank Limited is performing exceptionally good at this time. It has a great probability to report excellent financial results in December. At this time, ICICI Bank's Retained Earnings are very stable compared to the past year. As of the 30th of November 2024, Cash is likely to grow to about 2 T, while Short and Long Term Debt Total is likely to drop about 1.3 T. Key indicators impacting ICICI Bank's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.330.3099
Notably Up
Pretty Stable
Return On Assets0.01970.0187
Sufficiently Up
Slightly volatile
Return On Equity0.180.1728
Sufficiently Up
Very volatile
Debt Equity Ratio0.750.7847
Sufficiently Down
Slightly volatile
Operating Income1.1 T1.1 T
Sufficiently Up
Slightly volatile
Current Ratio0.220.2346
Notably Down
Pretty Stable
The financial analysis of ICICI Bank is a critical element in measuring its lifeblood. Investors should not minimize ICICI Bank's ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.

Net Income

464.69 Billion

  
Understanding current and past ICICI Bank Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of ICICI Bank's financial statements are interrelated, with each one affecting the others. For example, an increase in ICICI Bank's assets may result in an increase in income on the income statement.

ICICI Bank Stock Summary

ICICI Bank competes with US Bancorp, US Bancorp, KB Financial, Itau Unibanco, and KeyCorp. ICICI Bank Limited provides various banking products and services in India and internationally. ICICI Bank Limited was founded in 1955 and is headquartered in Mumbai, India. Icici Bank operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 130542 people.
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS45104G1040
CUSIP45104G104
LocationIndia
Business AddressICICI Bank Towers,
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.icicibank.com
Phone91 22 2653 6173
CurrencyUSD - US Dollar

ICICI Bank Key Financial Ratios

ICICI Bank Key Income Statement Accounts

201920202021202220232024 (projected)
Operating Income451.5B202.2B747.3B344.6B1.1T1.1T
Ebit451.5B169.6B747.3B747.0B(26.9B)(25.5B)
Ebitda59.7B462.0B183.0B762.1B(7.5B)(7.1B)
Minority Interest67.9B95.9B(14.3B)(14.2B)(18.2B)(17.3B)
Tax Provision43.9B56.6B84.6B117.9B154.3B162.0B
Net Interest Income401.7B465.0B542.4B705.2B854.1B499.8B
Interest Income848.4B891.6B954.1B1.2T1.6T983.1B

ICICI Bank Key Cash Accounts

201920202021202220232024 (projected)
Investments(423.1B)(613.1B)(393.2B)(680.1B)(1.5T)(1.4T)
Net Borrowings33.3B(701.3B)180.4B273.3B246.0B258.3B
Change To Netincome203.6B161.7B140.0B96.4B110.8B78.3B

ICICI Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining ICICI Bank's current stock value. Our valuation model uses many indicators to compare ICICI Bank value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across ICICI Bank competition to find correlations between indicators driving ICICI Bank's intrinsic value. More Info.
ICICI Bank Limited is rated second overall in return on equity category among its peers. It also is rated second overall in return on asset category among its peers reporting about  0.12  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for ICICI Bank Limited is roughly  8.67 . At this time, ICICI Bank's Return On Equity is very stable compared to the past year. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the ICICI Bank's earnings, one of the primary drivers of an investment's value.

ICICI Bank Limited Systematic Risk

ICICI Bank's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. ICICI Bank volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was ten with a total number of output elements of fifty-one. The Beta measures systematic risk based on how returns on ICICI Bank Limited correlated with the market. If Beta is less than 0 ICICI Bank generally moves in the opposite direction as compared to the market. If ICICI Bank Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one ICICI Bank Limited is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of ICICI Bank is generally in the same direction as the market. If Beta > 1 ICICI Bank moves generally in the same direction as, but more than the movement of the benchmark.

ICICI Bank Thematic Clasifications

ICICI Bank Limited is part of Power Assets investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. High potential, large capitalization stocks theme. Large capitalization equities showing high long-term performance indicators and above average return expectations based on Macroaxis rating system
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Today, most investors in ICICI Bank Stock are looking for potential investment opportunities by analyzing not only static indicators but also various ICICI Bank's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of ICICI Bank growth as a starting point in their analysis.

Price Earnings To Growth Ratio

0.62

At this time, ICICI Bank's Price Earnings To Growth Ratio is very stable compared to the past year.

ICICI Bank November 30, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of ICICI Bank help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of ICICI Bank Limited. We use our internally-developed statistical techniques to arrive at the intrinsic value of ICICI Bank Limited based on widely used predictive technical indicators. In general, we focus on analyzing ICICI Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build ICICI Bank's daily price indicators and compare them against related drivers.
When determining whether ICICI Bank Limited offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of ICICI Bank's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Icici Bank Limited Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Icici Bank Limited Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in ICICI Bank Limited. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
You can also try the Economic Indicators module to top statistical indicators that provide insights into how an economy is performing.
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ICICI Bank. If investors know ICICI will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about ICICI Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.182
Earnings Share
1.57
Revenue Per Share
466.492
Quarterly Revenue Growth
0.274
Return On Assets
0.0216
The market value of ICICI Bank Limited is measured differently than its book value, which is the value of ICICI that is recorded on the company's balance sheet. Investors also form their own opinion of ICICI Bank's value that differs from its market value or its book value, called intrinsic value, which is ICICI Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because ICICI Bank's market value can be influenced by many factors that don't directly affect ICICI Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between ICICI Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if ICICI Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, ICICI Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.