Income Opportunity Financials

IOR Stock  USD 17.85  0.40  2.19%   
Based on the key measurements obtained from Income Opportunity's financial statements, Income Opportunity Realty is doing better financially today then in previous quarter. It has a moderate odds of reporting better financial numbers in January. At this time, Income Opportunity's Retained Earnings are relatively stable compared to the past year. As of 12/20/2024, Property Plant And Equipment Net is likely to grow to about 34 M, while Short and Long Term Debt Total is likely to drop slightly above 8.8 M. Key indicators impacting Income Opportunity's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.06230.0593
Sufficiently Up
Slightly volatile
Return On Equity0.06230.0593
Sufficiently Up
Slightly volatile
Debt Equity Ratio0.140.1237
Moderately Up
Slightly volatile
Current Ratio7.6 K7.3 K
Sufficiently Up
Slightly volatile
The financial analysis of Income Opportunity is a critical element in measuring its lifeblood. Investors should not minimize Income Opportunity's ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.

Cash And Equivalents

5,028.57

  
Understanding current and past Income Opportunity Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Income Opportunity's financial statements are interrelated, with each one affecting the others. For example, an increase in Income Opportunity's assets may result in an increase in income on the income statement.

Income Opportunity Stock Summary

Income Opportunity competes with IF Bancorp, ICC Holdings, Home Federal, and Lake Shore. Income Opportunity Realty Investors, Inc., a Dallas-based real estate investment company, holds a portfolio of equity real estate in Texas, including undeveloped land. For more information, visit the Companys website at www.incomeopp-realty.com. Income Opportunity operates under Mortgage Finance classification in the United States and is traded on AMEX Exchange.
Specialization
Financial Services, Financial Services
InstrumentUSA Stock View All
ExchangeNYSE MKT Exchange
ISINUS4529261087
CUSIP452926108
LocationTexas; U.S.A
Business AddressBrowning Place, Dallas,
SectorMortgage Real Estate Investment Trusts (REITs)
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.incomeopp-realty.com
Phone469 522 4200
CurrencyUSD - US Dollar

Income Opportunity Key Financial Ratios

Income Opportunity Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets100.3M104.5M108.1M112.0M118.1M101.1M
Net Debt(4K)(5K)(12K)(6K)(71K)(67.5K)
Retained Earnings38.3M42.5M46.1M50.0M57.0M59.9M
Total Liab10K26K14K12K4K0.0
Other Assets14.0M(14.0K)(13.9M)11.2M12.8M11.5M
Total Current Assets100.3M104.5M96.9M100.8M106.9M112.3M
Cash4K5K12K6K71K67.5K
Net Receivables100.3M104.5M96.9M100.8M293K278.4K
Other Current Assets(100.3M)(104.5M)96.3M100.1M106.5M111.9M
Accounts Payable10K26K14K12K4K0.0
Net Tangible Assets100.2M104.5M108.1M112.0M128.8M86.0M
Cash And Equivalents4K5K12K6K6.9K5.0K
Net Invested Capital100.2M104.5M108.1M112.0M118.1M114.2M
Net Working Capital100.2M104.5M96.9M100.8M106.9M105.1M

Income Opportunity Key Income Statement Accounts

The reason investors look at the income statement is to determine what Income Opportunity's earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
201920202021202220232024 (projected)
Interest Expense6.8M6.9M6.1M1.6M1.5M1.8M
Total Revenue6.8M768.05.0M6.6M10.1M5.4M
Gross Profit6.8M768.05.0M6.6M9.1M5.2M
Operating Income(1.6M)(1.6M)(1.6M)(1.6M)(1.5M)(1.4M)
Ebit(1.6M)(1.6M)(1.6M)(1.6M)(2.9M)(2.8M)
Ebitda(1.6M)(1.6M)2.6K5.0K(1.5M)(1.4M)
Net Income4.1M4.2M3.6M3.9M7.0M7.4M
Income Tax Expense1.1M1.1M956K1.0M1.6M2.3M
Cost Of Revenue1.1M1.1M1.1M1.2M970K921.5K
Income Before Tax5.2M5.3M4.6M5.0M8.6M4.5M
Tax Provision1.1M1.1M956K1.0M1.6M1.4M
Interest Income6.6M5.4M5.0M6.6M7.6M5.6M
Net Interest Income6.6M5.4M5.0M6.6M7.6M5.8M

Income Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Income Opportunity's current stock value. Our valuation model uses many indicators to compare Income Opportunity value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Income Opportunity competition to find correlations between indicators driving Income Opportunity's intrinsic value. More Info.
Income Opportunity Realty is rated fourth overall in return on equity category among its peers. It is rated below average in return on asset category among its peers . At this time, Income Opportunity's Return On Equity is relatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Income Opportunity by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Income Opportunity Realty Systematic Risk

Income Opportunity's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Income Opportunity volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
Incorrect Input. Please change your parameters or increase the time horizon required for running this function. The output start index for this execution was zero with a total number of output elements of zero. The Beta measures systematic risk based on how returns on Income Opportunity Realty correlated with the market. If Beta is less than 0 Income Opportunity generally moves in the opposite direction as compared to the market. If Income Opportunity Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Income Opportunity Realty is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Income Opportunity is generally in the same direction as the market. If Beta > 1 Income Opportunity moves generally in the same direction as, but more than the movement of the benchmark.

Steps to analyze company Financials for Investing

There are several different ways that investors can use financial statements to try and predict whether a stock price will go up or down. Unfortunately, there is no surefire formula, but there are some general guidelines you should consider when looking at the numbers. First, realize what kind of company it is so you know if its revenues are more likely to grow or shrink over time. For example, a software company's revenue is expected to increase yearly due to new products and services that its customers will want to buy. At the same time, a car manufacturer might not be able to sell as many cars when the economy slows down, so it would have less net income during those times. Second, pay attention to its debt-to-equity ratio because this number will tell you how much risk it has. If a company such as Income Opportunity is not taking on any additional risks, its debt-to-equity should be less than one. As a general rule of thumb, if the market value or book value (which can be found in the footnotes) of assets exceeds the company's liabilities, then it is probably in good shape. Finally, use other financial statements to determine if a stock price will go up or down because investors are always looking for growth opportunities when they buy new stocks. For example, if you see that the net revenue of Income has grown by more than 25% over the last five years, then there is a good chance that it will continue growing by at least 20% or more each year. On the other hand, if you see that net revenue has only increased by about 15%, which is barely above inflation levels, then chances are it will not grow much faster than this over time, and investors may shy away from buying it.
In summary, you can determine if Income Opportunity's financials are consistent with your investment objective using the following steps:
  • Review Income Opportunity's balance sheet accounts, such as liabilities and equity, to understand its overall financial position.
  • Analyze the income statement and examine the company's revenue, expenses, and profits over time to determine its financial performance.
  • Study the cash flow inflows and outflows to understand Income Opportunity's liquidity and solvency.
  • Look at the growth rates in revenue, earnings, and cash flow over time to determine its potential for future growth.
  • Compare Income Opportunity's financials to those of its peers to see how it stacks up and identify any potential red flags.
  • Use valuation ratios to evaluate the company's financials using commonly used ratios such as the price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and enterprise value-to-earnings before interest, taxes, depreciation, and amortization (EV/EBITDA) ratio to determine if Income Opportunity's stock is overvalued or undervalued.
Remember, these are just guidelines and should not be the only basis for investment decisions. It is always important to analyze the leading stock market indicators., conduct additional research and seek professional advice if needed.
Today, most investors in Income Opportunity Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Income Opportunity's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Income Opportunity growth as a starting point in their analysis.

Price Earnings To Growth Ratio

0.11

At this time, Income Opportunity's Price Earnings To Growth Ratio is relatively stable compared to the past year.

Income Opportunity December 20, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Income Opportunity help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Income Opportunity Realty. We use our internally-developed statistical techniques to arrive at the intrinsic value of Income Opportunity Realty based on widely used predictive technical indicators. In general, we focus on analyzing Income Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Income Opportunity's daily price indicators and compare them against related drivers.

Additional Tools for Income Stock Analysis

When running Income Opportunity's price analysis, check to measure Income Opportunity's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Income Opportunity is operating at the current time. Most of Income Opportunity's value examination focuses on studying past and present price action to predict the probability of Income Opportunity's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Income Opportunity's price. Additionally, you may evaluate how the addition of Income Opportunity to your portfolios can decrease your overall portfolio volatility.