Legal General Financials

LGEN Stock   221.30  0.80  0.36%   
We recommend to make use of Legal General Group fundamental analysis to see if markets are presently undervaluing or overvaluing the entity. Strictly speaking, this technique allows you to check out available financial ratios of Legal General Group as well as the relationship between them. We are able to interpolate and collect twenty-eight available fundamentals for Legal General, which can be compared to its peers in the industry. The stock experiences a normal downward trend and little activity. Check odds of Legal General to be traded at 219.09 in 90 days. Key indicators impacting Legal General's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Income1.1 B1.5 B
Way Down
Slightly volatile
  
Please note, the imprecision that can be found in Legal General's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Legal General Group. Check Legal General's Beneish M Score to see the likelihood of Legal General's management manipulating its earnings.

Legal General Stock Summary

Legal General competes with Greenroc Mining, GoldMining, GlobalData PLC, Blackrock World, and Silvercorp Metals. Legal General is entity of United Kingdom. It is traded as Stock on LSE exchange.
Specialization
Financial Services, Asset Management
InstrumentUK Stock View All
ExchangeLondon Exchange
ISINGB0005603997
Business AddressOne Coleman Street,
SectorInsurance
IndustryFinancials
BenchmarkDow Jones Industrial
Websitegroup.legalandgeneral.com
Phone44 20 3124 2000
You should never invest in Legal General without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Legal Stock, because this is throwing your money away. Analyzing the key information contained in Legal General's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

Legal General Key Financial Ratios

There are many critical financial ratios that Legal General's investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that Legal General Group reports annually and quarterly.

Legal General Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets554.8B563.6B575.5B506.3B522.1B548.2B
Net Debt2.3B2.2B1.8B644M(14.4B)(13.7B)
Cash3.1B3.6B3.6B4.8B20.5B21.5B
Other Assets45.3B23.3B24.6B42.0B(395M)(375.3M)
Total Liab545.7B553.7B564.5B494.2B517.3B543.2B
Total Current Assets35.2B11.8B10.5B16.8B20.5B21.5B
Other Liab515.3B477.2B503.7B412.1B473.9B273.5B
Retained Earnings7.7B8.2B9.2B10.3B3.0B5.2B
Accounts Payable107M61M84M70.3B91.4B96.0B
Long Term Debt5.1B5.6B5.1B5.4B5.9B3.6B
Intangible Assets254M397M433M512M477M546.0M
Other Current Liab101.2B68.8B132.6B(26.1B)269M255.6M
Other Current Assets35.2B12.0B10.8B17.1B12.8B12.0B
Treasury Stock(40M)(52M)(65M)(75M)(67.5M)(70.9M)
Short Term Debt500M380M186M206M269M282.5M
Net Tangible Assets8.8B9.6B10.5B11.7B13.4B8.8B
Net Receivables(16.0B)(20.2B)(18.5B)(37.8B)(24.5B)(23.2B)
Capital Surpluse988M992M1B1.0B1.2B1.1B
Net Invested Capital14.5B15.6B16.2B17.7B10.9B15.8B

Legal General Key Income Statement Accounts

201920202021202220232024 (projected)
Interest Expense269M305M294M290M347M364.4M
Income Before Tax5.8B1.5B2.6B939M195M185.3M
Income Tax Expense369M218M589M157M(248M)(235.6M)
Operating Income2.4B1.8B2.0B2.9B1.5B1.1B
Ebitda(245M)1.8B3.0B1.3B677M702.3M
Net Income1.8B1.3B2.0B760M435M774.1M
Ebit(379M)1.7B2.9B1.2B542M792.0M
Total Revenue25.1B50.2B19.4B34.1B36.4B21.9B
Gross Profit25.1B1.8B2.0B2.9B1.5B1.4B
Minority Interest72M55M(31M)1M14M13.3M
Cost Of Revenue16.3B48.4B17.4B31.2B35.0B36.7B
Tax Provision297M149M445M369M(367M)(348.7M)
Net Interest Income(269M)(305M)(294M)(290M)(347M)(364.4M)
Interest Income10.6B9.3B9.3B10.1B11.1B10.9B
Extraordinary Items80M43M23M290M333.5M350.2M

Legal General Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash(4.2B)3.8B(1.5B)19.3B(15.3B)(14.5B)
Free Cash Flow(3.4B)4.1B(374M)20.3B(14.5B)(13.8B)
Depreciation134M73M142M103M135M141.8M
Other Non Cash Items(45.3B)(29.0B)(25.9B)108.9B(24.1B)(22.9B)
Capital Expenditures89M164M205M187M237M248.9M
Net Income1.8B1.6B2.0B2.3B457M434.2M
End Period Cash Flow13.9B18.0B16.5B35.8B20.5B21.5B
Dividends Paid998M1.0B1.1B1.1B1.2B644.9M
Investments29M(16M)(56M)(226M)(422M)(400.9M)
Net Borrowings318M548M(386M)164M147.6M205.4M
Change To Netincome(45.4B)(29.1B)(26.1B)108.9B125.2B131.5B

Legal Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Legal General's current stock value. Our valuation model uses many indicators to compare Legal General value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Legal General competition to find correlations between indicators driving Legal General's intrinsic value. More Info.
Legal General Group is currently regarded as number one stock in return on equity category among its peers. It also is currently regarded as number one stock in return on asset category among its peers reporting about  0.03  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Legal General Group is roughly  36.17 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Legal General's earnings, one of the primary drivers of an investment's value.

Legal General Group Systematic Risk

Legal General's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Legal General volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was thirty-six with a total number of output elements of twenty-five. The Beta measures systematic risk based on how returns on Legal General Group correlated with the market. If Beta is less than 0 Legal General generally moves in the opposite direction as compared to the market. If Legal General Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Legal General Group is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Legal General is generally in the same direction as the market. If Beta > 1 Legal General moves generally in the same direction as, but more than the movement of the benchmark.

Legal General Group Total Assets Over Time

Legal General December 2, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Legal General help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Legal General Group. We use our internally-developed statistical techniques to arrive at the intrinsic value of Legal General Group based on widely used predictive technical indicators. In general, we focus on analyzing Legal Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Legal General's daily price indicators and compare them against related drivers.

Additional Tools for Legal Stock Analysis

When running Legal General's price analysis, check to measure Legal General's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Legal General is operating at the current time. Most of Legal General's value examination focuses on studying past and present price action to predict the probability of Legal General's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Legal General's price. Additionally, you may evaluate how the addition of Legal General to your portfolios can decrease your overall portfolio volatility.