Mastercard Financials

MA Stock  USD 532.94  0.56  0.11%   
Based on the measurements of operating efficiency obtained from Mastercard's historical financial statements, Mastercard is performing exceptionally good at this time. It has a great probability to report excellent financial results in December. At present, Mastercard's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Short and Long Term Debt Total is expected to grow to about 16.5 B, whereas Total Stockholder Equity is forecasted to decline to about 4.6 B. Key indicators impacting Mastercard's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.470.4461
Notably Up
Slightly volatile
Return On Assets0.280.2637
Notably Up
Slightly volatile
Return On Equity1.71.6157
Sufficiently Up
Slightly volatile
Debt Equity Ratio2.382.2631
Sufficiently Up
Slightly volatile
Operating Income14.7 B14 B
Sufficiently Up
Slightly volatile
Current Ratio1.771.1658
Way Up
Slightly volatile
The financial analysis of Mastercard is a critical element in measuring its lifeblood. Investors should not minimize Mastercard's ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.

Cash And Equivalents

7.99 Billion

  
Understanding current and past Mastercard Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Mastercard's financial statements are interrelated, with each one affecting the others. For example, an increase in Mastercard's assets may result in an increase in income on the income statement.

Mastercard Earnings Geography

Please note, the presentation of Mastercard's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Mastercard's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Mastercard's management manipulating its earnings.

Mastercard Stock Summary

Mastercard competes with American Express, PayPal Holdings, Upstart Holdings, Capital One, and Visa. Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York. Mastercard operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 24000 people.
Foreign Associates
Specialization
Financial Services, Financial Services
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS57636Q1040
CUSIP57636Q104
LocationNew York; U.S.A
Business Address2000 Purchase Street,
SectorFinancial Services
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.mastercard.com
Phone914 249 2000
CurrencyUSD - US Dollar

Mastercard Key Financial Ratios

Mastercard Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets29.2B33.6B37.7B38.7B42.4B44.6B
Net Debt1.5B2.6B6.5B7.0B7.1B7.4B
Total Liab23.2B27.1B30.3B32.3B35.5B37.2B
Other Current Liab11.4B10.0B10.7B12.1B13.1B13.8B
Retained Earnings34.0B38.7B45.6B53.6B62.6B65.7B
Accounts Payable489M527M738M926M834M545.1M
Cash7.0B10.1B7.4B7.0B8.6B4.4B
Net Receivables5.5B2.6B3.0B3.4B4.1B2.2B
Good Will4.0B5.0B7.7B7.5B7.7B8.0B
Other Current Assets1.8B5.9B6.0B5.8B5.7B6.0B
Total Current Assets16.9B19.1B16.9B16.6B19.0B10.2B
Short Term Debt1.4B774M919M414M1.3B1.5B
Intangible Assets1.4B1.8B3.7B3.9B4.1B4.3B
Common Stock140K141K140.5K140.7K126.6K175.9K
Other Liab2.2B3.2B4.0B3.8B4.4B2.9B
Other Assets4.2B5.9B7.5B8.7B10.0B10.5B
Long Term Debt8.5B12.0B13.1B13.7B14.3B15.1B
Treasury Stock(32.2B)(36.7B)(42.6B)(51.4B)(46.2B)(43.9B)
Net Tangible Assets529M(293M)(4.0B)(5.1B)(4.6B)(4.3B)
Long Term Debt Total8.5B12.0B13.1B13.7B15.8B16.6B

Mastercard Key Income Statement Accounts

201920202021202220232024 (projected)
Interest Expense224M380M431M471M575M603.8M
Total Revenue16.9B15.3B18.9B22.2B25.1B26.4B
Gross Profit13.3B11.5B14.4B17.0B25.1B26.4B
Operating Income9.7B8.1B10.1B12.3B14.0B14.7B
Ebit9.7B8.0B10.1B12.5B14.3B15.1B
Ebitda10.2B8.7B11.0B13.4B15.1B15.9B
Net Income8.1B6.4B8.7B9.9B11.2B11.8B
Income Tax Expense1.6B1.3B1.6B1.8B2.4B2.6B
Income Before Tax9.7B7.8B10.3B11.7B13.6B14.3B
Cost Of Revenue3.5B3.8B4.5B5.3B6.0B3.1B
Minority Interest100M94M98M126M144.9M152.1M
Tax Provision1.6B1.3B1.6B1.8B2.4B1.9B
Interest Income40M326M225M555M638.3M670.2M
Net Interest Income(224M)(380M)(431M)(471M)(575M)(546.3M)

Mastercard Key Cash Accounts

201920202021202220232024 (projected)
Change To Inventory(1.4B)(3.0B)(1.4B)(823M)(740.7M)(703.7M)
Change In Cash632M3.5B(2.5B)(706M)1.3B1.3B
Free Cash Flow7.5B6.5B8.6B10.1B11.6B12.2B
Depreciation522M580M726M750M799M839.0M
Other Non Cash Items998M1.1B762M1.8B1.7B1.8B
Capital Expenditures728M708M814M1.1B371M364.5M
Net Income8.1B6.4B8.7B9.9B11.2B11.8B
End Period Cash Flow9.0B12.4B9.9B9.2B10.5B11.0B
Dividends Paid1.3B1.6B1.7B1.9B(2.2B)(2.1B)
Investments999M29M(55M)(1.5B)(1.4B)(1.3B)
Change Receivables(246M)(86M)(397M)(481M)(432.9M)(411.3M)
Net Borrowings2.2B4.0B1.4B399M458.9M435.9M
Change To Netincome267M341M(405M)(312M)(280.8M)(266.8M)

Mastercard Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Mastercard's current stock value. Our valuation model uses many indicators to compare Mastercard value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Mastercard competition to find correlations between indicators driving Mastercard's intrinsic value. More Info.
Mastercard is considered to be number one stock in return on equity category among its peers. It also is considered to be number one stock in return on asset category among its peers reporting about  0.13  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Mastercard is roughly  7.76 . At present, Mastercard's Return On Equity is projected to increase slightly based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Mastercard's earnings, one of the primary drivers of an investment's value.

Mastercard's Earnings Breakdown by Geography

Mastercard Systematic Risk

Mastercard's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Mastercard volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was ten with a total number of output elements of fifty-one. The Beta measures systematic risk based on how returns on Mastercard correlated with the market. If Beta is less than 0 Mastercard generally moves in the opposite direction as compared to the market. If Mastercard Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Mastercard is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Mastercard is generally in the same direction as the market. If Beta > 1 Mastercard moves generally in the same direction as, but more than the movement of the benchmark.

Mastercard Thematic Clasifications

Mastercard is part of several thematic ideas from Giant Impact to Warren Buffett Holdings. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. Get More Thematic Ideas
Today, most investors in Mastercard Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Mastercard's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Mastercard growth as a starting point in their analysis.

Price Earnings To Growth Ratio

2.42

At present, Mastercard's Price Earnings To Growth Ratio is projected to slightly decrease based on the last few years of reporting.

Mastercard November 30, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Mastercard help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Mastercard. We use our internally-developed statistical techniques to arrive at the intrinsic value of Mastercard based on widely used predictive technical indicators. In general, we focus on analyzing Mastercard Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Mastercard's daily price indicators and compare them against related drivers.

Complementary Tools for Mastercard Stock analysis

When running Mastercard's price analysis, check to measure Mastercard's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Mastercard is operating at the current time. Most of Mastercard's value examination focuses on studying past and present price action to predict the probability of Mastercard's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Mastercard's price. Additionally, you may evaluate how the addition of Mastercard to your portfolios can decrease your overall portfolio volatility.
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