MoneyMe Financials

MME Stock   0.16  0.01  5.88%   
We recommend to make use of MoneyMe fundamental analysis to find out if markets are presently mispricing the entity. Strictly speaking this technique allows you to check out available financial ratios of MoneyMe as well as the relationship between them. We were able to analyze and collect data for twenty-six available fundamentals for MoneyMe, which can be compared to its peers in the industry. The stock experiences a very speculative upward sentiment. Check odds of MoneyMe to be traded at 0.152 in 90 days. Key indicators impacting MoneyMe's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Income17.7 M18.6 M
Notably Down
Slightly volatile
  
Please note, the imprecision that can be found in MoneyMe's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of MoneyMe. Check MoneyMe's Beneish M Score to see the likelihood of MoneyMe's management manipulating its earnings.

MoneyMe Stock Summary

MoneyMe competes with Credit Clear, Macquarie Bank, Commonwealth Bank, MA Financial, and Qbe Insurance. MoneyMe is entity of Australia. It is traded as Stock on AU exchange.
Foreign Associate
  USA
Specialization
Financial Services, Financial Services
InstrumentAustralia Stock View All
ExchangeAustralian Securities Exchange
ISINAU0000066045
Business Address131 Macquarie Street,
SectorConsumer Finance
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.moneyme.com.au
Phone61 13 0071 3301
You should never invest in MoneyMe without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of MoneyMe Stock, because this is throwing your money away. Analyzing the key information contained in MoneyMe's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

MoneyMe Key Financial Ratios

MoneyMe's financial ratios allow both analysts and investors to convert raw data from MoneyMe's financial statements into concise, actionable information that can be used to evaluate the performance of MoneyMe over time and compare it to other companies across industries.

MoneyMe Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets166.6M346.0M1.5B1.3B1.4B1.4B
Other Current Liab2.2M3.9M9.2M7.0M6.0M4.0M
Net Tangible Assets44.7M37.0M(8.3M)69.8M80.3M84.3M
Net Debt79.9M275.1M1.3B1.0B1.1B1.2B
Retained Earnings2.0M(5.9M)(56.3M)(44.0M)(21.3M)(22.4M)
Cash35.4M26.2M80.7M91.7M73.6M49.2M
Other Assets126.0M313.7M1.3B1.1B1.4B1.4B
Net Receivables80.3M182.5M32.3M40.8M1.2B1.2B
Other Current Assets(115.7M)(208.7M)(112.9M)(132.6M)2.6M2.7M
Total Liab119.7M305.7M1.4B1.1B1.2B1.2B
Total Current Assets35.4M26.2M80.7M91.7M73.6M60.4M
Intangible Assets2.2M3.3M99.6M96.3M28.8M31.8M
Long Term Debt113.1M299.7M1.4B1.1B1.2B656.7M
Long Term Debt Total81.6M115.2M301.3M1.4B1.6B1.6B
Short Term Debt699K578K1.0M1.0M1.1M1.1M
Inventory115.7M208.7M(10.5M)327.0M376.1M394.9M
Net Invested Capital160.0M340.0M1.4B1.3B1.4B863.4M
Net Working Capital29.8M203.3M1.3B1.2B1.2B734.7M

MoneyMe Key Income Statement Accounts

201920202021202220232024 (projected)
Tax Provision(1.4M)(2.1M)2.6M0.0(10.3M)(9.8M)
Interest Expense12.8M10.6M38.5M89.8M98.2M103.2M
Total Revenue47.3M57.1M143.1M238.9M71.5M86.6M
Gross Profit46.3M55.4M138.5M221.6M207.1M217.5M
Operating Income28.2M30.0M81.7M169.6M18.6M17.7M
Ebit28.2M30.0M(9.3M)169.6M110.9M116.4M
Research Development2.7M3.6M6.6M8.6M4.7M3.6M
Ebitda29.2M31.7M(7.1M)181.0M121.8M127.9M
Cost Of Revenue985K1.7M4.5M17.3M(135.6M)(128.9M)
Income Before Tax(119K)(10.0M)(47.8M)12.3M12.4M13.0M
Net Income1.3M(7.9M)(50.4M)12.3M22.7M23.9M
Income Tax Expense(1.4M)(2.1M)2.6M181.0M(10.3M)(9.8M)

MoneyMe Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash29.3M(9.2M)54.5M11.0M(18.1M)(17.2M)
Net Borrowings29.6M185.6M664.4M(245.8M)(282.6M)(268.5M)
Free Cash Flow15.4M27.6M65.0M199.8M(55.7M)(52.9M)
Depreciation985K1.7M2.2M11.3M10.9M11.5M
Other Non Cash Items16.0M36.0M105.2M50.9M12.2M11.6M
Capital Expenditures2.8M2.6M3.9M8.6M4.9M3.4M
Net Income1.3M(7.9M)(50.4M)12.3M22.7M23.9M
End Period Cash Flow35.4M26.2M80.7M91.7M73.6M44.3M
Change To Netincome18.0M37.3M118.1M107.2M123.3M129.5M

MoneyMe Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining MoneyMe's current stock value. Our valuation model uses many indicators to compare MoneyMe value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across MoneyMe competition to find correlations between indicators driving MoneyMe's intrinsic value. More Info.
MoneyMe is considered to be number one stock in return on equity category among its peers. It also is considered to be number one stock in return on asset category among its peers reporting about  0.13  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for MoneyMe is roughly  7.47 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the MoneyMe's earnings, one of the primary drivers of an investment's value.

MoneyMe Systematic Risk

MoneyMe's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. MoneyMe volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was thirty with a total number of output elements of thirty-one. The Beta measures systematic risk based on how returns on MoneyMe correlated with the market. If Beta is less than 0 MoneyMe generally moves in the opposite direction as compared to the market. If MoneyMe Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one MoneyMe is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of MoneyMe is generally in the same direction as the market. If Beta > 1 MoneyMe moves generally in the same direction as, but more than the movement of the benchmark.

MoneyMe Total Assets Over Time

MoneyMe December 14, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of MoneyMe help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of MoneyMe. We use our internally-developed statistical techniques to arrive at the intrinsic value of MoneyMe based on widely used predictive technical indicators. In general, we focus on analyzing MoneyMe Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build MoneyMe's daily price indicators and compare them against related drivers.

Additional Tools for MoneyMe Stock Analysis

When running MoneyMe's price analysis, check to measure MoneyMe's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy MoneyMe is operating at the current time. Most of MoneyMe's value examination focuses on studying past and present price action to predict the probability of MoneyMe's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move MoneyMe's price. Additionally, you may evaluate how the addition of MoneyMe to your portfolios can decrease your overall portfolio volatility.