Northrim BanCorp Financials

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Northrim BanCorp Stock Summary

Northrim BanCorp competes with Peoples Bancorp, Eagle Bancorp, United Bankshares, Pacific Premier, and Sandy Spring. Northrim BanCorp, Inc. operates as the bank holding company for Northrim Bank that provides commercial banking products and services to businesses and professional individuals. Northrim BanCorp, Inc. was founded in 1990 and is headquartered in Anchorage, Alaska. Northrim Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 451 people.

Northrim BanCorp Key Financial Ratios

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Northrim Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Northrim BanCorp's current stock value. Our valuation model uses many indicators to compare Northrim BanCorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Northrim BanCorp competition to find correlations between indicators driving Northrim BanCorp's intrinsic value. More Info.Northrim BanCorp is regarded third in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about  0.08  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Northrim BanCorp is roughly  11.81 . At this time, Northrim BanCorp's Return On Equity is very stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Northrim BanCorp by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Northrim BanCorp Systematic Risk

Today, most investors in Northrim BanCorp Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Northrim BanCorp's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Northrim BanCorp growth as a starting point in their analysis.

Along with financial statement analysis, the daily predictive indicators of Northrim BanCorp help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Northrim BanCorp. We use our internally-developed statistical techniques to arrive at the intrinsic value of Northrim BanCorp based on widely used predictive technical indicators. In general, we focus on analyzing Northrim Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Northrim BanCorp's daily price indicators and compare them against related drivers.

Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Northrim BanCorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. To learn how to invest in Northrim Stock, please use our How to Invest in Northrim BanCorp guide.You can also try the Portfolio Backtesting module to avoid under-diversification and over-optimization by backtesting your portfolios.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Northrim BanCorp. If investors know Northrim will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Northrim BanCorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

The market value of Northrim BanCorp is measured differently than its book value, which is the value of Northrim that is recorded on the company's balance sheet. Investors also form their own opinion of Northrim BanCorp's value that differs from its market value or its book value, called intrinsic value, which is Northrim BanCorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Northrim BanCorp's market value can be influenced by many factors that don't directly affect Northrim BanCorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Northrim BanCorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Northrim BanCorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Northrim BanCorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.