PayPal Holdings Financials

PYPL Stock  USD 86.57  0.37  0.43%   
Based on the key indicators related to PayPal Holdings' liquidity, profitability, solvency, and operating efficiency, PayPal Holdings may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. At this time, PayPal Holdings' Other Current Assets are quite stable compared to the past year. Property Plant And Equipment Gross is expected to rise to about 8.9 B this year, although the value of Total Assets will most likely fall to about 54.6 B. Key indicators impacting PayPal Holdings' financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.10.1426
Way Down
Very volatile
Return On Assets0.03570.0517
Way Down
Very volatile
Return On Equity0.10.2017
Way Down
Slightly volatile
Debt Equity Ratio0.240.4596
Way Down
Slightly volatile
Operating Income2.7 BB
Way Down
Slightly volatile
Current Ratio1.51.291
Fairly Up
Very volatile
The essential information of the day-to-day investment outlook for PayPal Holdings includes many different criteria found on its balance sheet. An individual investor should monitor PayPal Holdings' cash flow, debt, and profitability to accurately make informed decisions on whether to invest in PayPal Holdings.

Net Income

2.4 Billion

  
Understanding current and past PayPal Holdings Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of PayPal Holdings' financial statements are interrelated, with each one affecting the others. For example, an increase in PayPal Holdings' assets may result in an increase in income on the income statement.

PayPal Holdings Earnings Geography

PayPal Holdings Stock Summary

PayPal Holdings competes with SoFi Technologies, Visa, Mastercard, Capital One, and American Express. PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. PayPal Holdings, Inc. was founded in 1998 and is headquartered in San Jose, California. Paypal Holdings operates under Credit Services classification in the United States and is traded on NASDAQ Exchange. It employs 30900 people.
Foreign Associate
  Canada
Specialization
Financial Services, Financial Services
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS70450Y1038
CUSIP70450Y103
LocationCalifornia; U.S.A
Business Address2211 North First
SectorFinancial Services
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.paypal.com
Phone408 967 1000
CurrencyUSD - US Dollar

PayPal Holdings Key Financial Ratios

PayPal Holdings Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets51.3B70.4B75.8B78.7B82.2B54.6B
Other Current Liab2.2B2.6B2.8B4.1B6.4B6.7B
Other Liab2.1B2.9B2.4B2.4B2.7B1.9B
Net Debt(2.3B)4.3B3.0B2.8B595M624.8M
Accounts Payable24.8B35.7B39.0B40.2B42.1B27.1B
Cash7.3B4.8B5.2B7.8B9.1B5.1B
Other Assets813M1.3B1.1B1.9B2.2B2.3B
Net Receivables26.9B36.8B41.8B44.8B46B30.9B
Good Will6.2B9.1B11.5B11.2B11.0B7.4B
Other Current Assets800M1.1B1.3B1.9B2.5B2.6B
Total Liab34.4B50.3B54.1B58.4B61.1B37.0B
Total Current Assets38.5B51.0B52.6B57.5B62.6B40.6B
Short Term Debt104M144M142M151M1.4B1.5B
Intangible Assets778M1.0B1.3B788M537M645.9M
Net Tangible Assets8.3B9.9B9.8B8.9B9.5B9.9B
Retained Earnings8.3B12.4B16.5B19.0B23.2B24.4B
Capital Surpluse15.6B16.6B17.2B18.3B21.1B17.0B
Treasury Stock(5.5B)(6.9B)(8.5B)(11.9B)(10.7B)(10.2B)
Net Invested Capital21.9B29.0B30.8B30.7B30.7B27.9B

PayPal Holdings Key Income Statement Accounts

201920202021202220232024 (projected)
Interest Expense115M209M232M304M347M364.4M
Total Revenue17.8B21.5B25.4B27.5B29.8B17.5B
Gross Profit9.6B11.8B14.0B13.8B13.7B9.6B
Operating Income2.7B3.3B4.3B3.8B5.0B2.7B
Ebit2.7B5.3B4.3B3.7B5.8B3.1B
Research Development2.1B2.6B3.0B3.3B3.0B1.8B
Ebitda3.8B6.5B5.6B5.0B6.8B4.0B
Cost Of Revenue8.2B9.7B11.4B13.7B16.1B16.9B
Income Before Tax3.0B5.1B4.1B3.4B5.4B2.9B
Net Income2.5B4.2B4.2B2.4B4.2B2.4B
Income Tax Expense539M863M(70M)947M1.2B1.2B
Tax Provision539M863M(70M)947M1.2B1.2B
Interest Income197M88M57M174M480M504M
Net Interest Income82M(121M)(175M)(130M)133M139.7M

PayPal Holdings Key Cash Accounts

201920202021202220232024 (projected)
Change To Inventory(36M)272M329M1.3B(19M)(18.1M)
Change In Cash2.5B2.3B(11M)1.1B2.7B1.4B
Free Cash Flow3.9B5.4B4.9B5.1B4.2B3.5B
Depreciation912M1.2B1.3B1.3B1.1B918.4M
Other Non Cash Items1.0B(126M)1.1B1.7B32M30.4M
Dividends Paid4.3B5.0B4.6B3.5B1.5B1.9B
Capital Expenditures704M866M908M706M623M740.9M
Net Income2.5B4.2B4.2B2.4B4.2B2.4B
End Period Cash Flow15.7B18.0B18.0B19.2B21.8B22.9B
Investments(4.6B)(10.3B)(2.0B)(94M)1.2B1.2B
Net Borrowings3.0B4.0B(89M)1.8B2.1B1.2B
Change To Netincome399M(326M)948M959M863.1M797.4M
Change Receivables(120M)(100M)(222M)(163M)(146.7M)(139.4M)

PayPal Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining PayPal Holdings's current stock value. Our valuation model uses many indicators to compare PayPal Holdings value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across PayPal Holdings competition to find correlations between indicators driving PayPal Holdings's intrinsic value. More Info.
PayPal Holdings is regarded fourth in return on equity category among its peers. It is regarded third in return on asset category among its peers reporting about  0.20  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for PayPal Holdings is roughly  5.11 . At this time, PayPal Holdings' Return On Equity is quite stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value PayPal Holdings by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

PayPal Holdings Systematic Risk

PayPal Holdings' systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. PayPal Holdings volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
Incorrect Input. Please change your parameters or increase the time horizon required for running this function. The output start index for this execution was zero with a total number of output elements of zero. The Beta measures systematic risk based on how returns on PayPal Holdings correlated with the market. If Beta is less than 0 PayPal Holdings generally moves in the opposite direction as compared to the market. If PayPal Holdings Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one PayPal Holdings is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of PayPal Holdings is generally in the same direction as the market. If Beta > 1 PayPal Holdings moves generally in the same direction as, but more than the movement of the benchmark.

PayPal Holdings Thematic Clasifications

PayPal Holdings is part of several thematic ideas from Artificial Intelligence to Millennials Best. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. Get More Thematic Ideas
Today, most investors in PayPal Holdings Stock are looking for potential investment opportunities by analyzing not only static indicators but also various PayPal Holdings' growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of PayPal Holdings growth as a starting point in their analysis.

Price Earnings To Growth Ratio

0.2

At this time, PayPal Holdings' Price Earnings To Growth Ratio is quite stable compared to the past year.

PayPal Holdings November 28, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of PayPal Holdings help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of PayPal Holdings. We use our internally-developed statistical techniques to arrive at the intrinsic value of PayPal Holdings based on widely used predictive technical indicators. In general, we focus on analyzing PayPal Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build PayPal Holdings's daily price indicators and compare them against related drivers.
When determining whether PayPal Holdings is a strong investment it is important to analyze PayPal Holdings' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact PayPal Holdings' future performance. For an informed investment choice regarding PayPal Stock, refer to the following important reports:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in PayPal Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in american community survey.
For more information on how to buy PayPal Stock please use our How to buy in PayPal Stock guide.
You can also try the Global Correlations module to find global opportunities by holding instruments from different markets.
Is Transaction & Payment Processing Services space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of PayPal Holdings. If investors know PayPal will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about PayPal Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.065
Earnings Share
4.18
Revenue Per Share
29.966
Quarterly Revenue Growth
0.058
Return On Assets
0.0434
The market value of PayPal Holdings is measured differently than its book value, which is the value of PayPal that is recorded on the company's balance sheet. Investors also form their own opinion of PayPal Holdings' value that differs from its market value or its book value, called intrinsic value, which is PayPal Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because PayPal Holdings' market value can be influenced by many factors that don't directly affect PayPal Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between PayPal Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if PayPal Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, PayPal Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.