UnitedHealth Group Financials

UNH Stock  USD 610.20  1.82  0.30%   
Based on the analysis of UnitedHealth Group's profitability, liquidity, and operating efficiency, UnitedHealth Group Incorporated is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in December. As of now, UnitedHealth Group's Property Plant And Equipment Net is increasing as compared to previous years. The UnitedHealth Group's current Net Debt is estimated to increase to about 39 B, while Other Current Assets are projected to decrease to under 6.2 B. Key indicators impacting UnitedHealth Group's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.04320.0609
Way Down
Slightly volatile
Return On Assets0.05820.0818
Way Down
Slightly volatile
Return On Equity0.260.2522
Sufficiently Up
Slightly volatile
Debt Equity Ratio0.620.7046
Fairly Down
Very volatile
Operating Income34 B32.4 B
Sufficiently Up
Slightly volatile
Current Ratio1.010.7919
Significantly Up
Very volatile
The essential information of the day-to-day investment outlook for UnitedHealth Group includes many different criteria found on its balance sheet. An individual investor should monitor UnitedHealth Group's cash flow, debt, and profitability to accurately make informed decisions on whether to invest in UnitedHealth Group.

Cash And Equivalents

17.36 Billion

  
Understanding current and past UnitedHealth Group Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of UnitedHealth Group's financial statements are interrelated, with each one affecting the others. For example, an increase in UnitedHealth Group's assets may result in an increase in income on the income statement.

UnitedHealth Group Stock Summary

UnitedHealth Group competes with Cigna Corp, Humana, Elevance Health, Centene Corp, and Molina Healthcare. UnitedHealth Group Incorporated operates as a diversified health care company in the United States. UnitedHealth Group Incorporated was incorporated in 1977 and is based in Minnetonka, Minnesota. Unitedhealth operates under Healthcare Plans classification in the United States and is traded on New York Stock Exchange. It employs 350000 people.
Foreign Associates
Specialization
Health Care, Health Care Equipment & Services
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS91324P1021
CUSIP91324P102 910581107
LocationMinnesota; U.S.A
Business AddressUnitedHealth Group Center,
SectorHealth Care Providers & Services
IndustryHealth Care
BenchmarkDow Jones Industrial
Websitewww.unitedhealthgroup.com
Phone952 936 1300
CurrencyUSD - US Dollar

UnitedHealth Group Key Financial Ratios

UnitedHealth Group Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets173.9B197.3B212.2B245.7B273.7B287.4B
Net Debt29.7B26.5B24.6B34.3B37.1B39.0B
Retained Earnings61.2B69.3B77.1B86.2B95.8B100.6B
Cash11.0B16.9B21.4B23.4B25.4B26.7B
Net Receivables11.8B25.4B28.1B30.5B39.0B40.9B
Other Current Assets16.6B8.5B9.8B10.7B9.8B6.2B
Total Liab111.7B126.8B135.7B159.4B174.8B183.5B
Total Current Assets42.6B53.7B61.8B69.1B78.4B82.4B
Intangible Assets10.3B10.9B10.0B14.4B15.2B16.0B
Other Current Liab33.6B20.4B23.0B26.3B59.5B62.4B
Short Term Debt3.9B4.8B3.6B3.1B4.3B2.5B
Accounts Payable21.7B44.4B49.1B56.8B32.0B33.6B
Good Will65.7B71.3B75.8B93.4B103.7B108.9B
Other Liab10.0B15.7B15.1B11.8B13.5B14.2B
Other Assets13.8B52.8B107.3B20.7B(4.7B)(4.5B)
Long Term Debt36.8B38.6B42.4B54.5B58.3B61.2B
Net Tangible Assets(16.7B)(14.5B)75.0B(25.1B)(28.8B)(27.4B)
Long Term Debt Total36.8B38.6B42.4B54.5B62.7B65.8B

UnitedHealth Group Key Income Statement Accounts

201920202021202220232024 (projected)
Total Revenue240.3B255.6B285.3B322.1B367.5B385.9B
Gross Profit55.7B65.5B67.3B77.6B86.9B91.2B
Operating Income19.7B22.4B24.0B28.4B32.4B34.0B
Ebit17.8B22.4B24.0B28.4B28.5B30.0B
Ebitda20.5B25.3B27.1B31.8B32.5B34.1B
Cost Of Revenue184.6B190.1B217.9B244.5B280.7B294.7B
Income Before Tax18.0B20.7B22.3B26.3B29.1B30.6B
Net Income13.8B15.4B17.3B20.1B22.4B23.5B
Income Tax Expense3.7B5.0B4.6B5.7B6.0B6.3B
Interest Expense1.7B1.7B1.7B2.1B3.2B3.4B
Minority Interest400M366M(447M)(519M)(763M)(724.9M)
Tax Provision3.7B5.0B4.6B5.7B6.0B5.0B
Interest Income1.7B1.7B1.7B2.1B2.4B1.6B
Net Interest Income(1.7B)(1.7B)(1.7B)(2.1B)(3.2B)(3.1B)

UnitedHealth Group Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash119M5.9B4.5B2.0B2.1B2.2B
Free Cash Flow16.4B20.1B19.9B23.4B25.7B27.0B
Depreciation2.7B2.9B3.1B3.4B4.0B4.2B
Other Non Cash Items294M(52M)(944M)673M258M245.1M
Capital Expenditures2.1B2.1B2.5B2.8B3.4B3.6B
Net Income14.2B15.8B17.7B20.6B22.4B23.5B
End Period Cash Flow11.0B16.9B21.4B23.4B25.4B26.7B
Dividends Paid3.9B4.6B5.3B6.0B(6.8B)(6.4B)
Change To Inventory(1.6B)(2.2B)(1.0B)1.0B934.2M599.3M
Investments(2.5B)(2.8B)(1.8B)(28.5B)(15.6B)(14.8B)
Change Receivables162M(688M)1B(2.5B)(2.3B)(2.2B)
Net Borrowings4.0B2.6B2.5B12.5B14.4B15.1B
Change To Netincome821M619M433M(79M)(90.9M)(86.3M)

UnitedHealth Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining UnitedHealth Group's current stock value. Our valuation model uses many indicators to compare UnitedHealth Group value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across UnitedHealth Group competition to find correlations between indicators driving UnitedHealth Group's intrinsic value. More Info.
UnitedHealth Group Incorporated is rated third in return on equity category among its peers. It is rated first in return on asset category among its peers reporting about  0.45  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for UnitedHealth Group Incorporated is roughly  2.20 . As of now, UnitedHealth Group's Return On Equity is increasing as compared to previous years. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the UnitedHealth Group's earnings, one of the primary drivers of an investment's value.

UnitedHealth Group Systematic Risk

UnitedHealth Group's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. UnitedHealth Group volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was ten with a total number of output elements of fifty-one. The Beta measures systematic risk based on how returns on UnitedHealth Group correlated with the market. If Beta is less than 0 UnitedHealth Group generally moves in the opposite direction as compared to the market. If UnitedHealth Group Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one UnitedHealth Group is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of UnitedHealth Group is generally in the same direction as the market. If Beta > 1 UnitedHealth Group moves generally in the same direction as, but more than the movement of the benchmark.

UnitedHealth Group Thematic Clasifications

UnitedHealth Group Incorporated is part of Obamacare Repeal investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. Large healthcare related equities associated with Obamacare. Healthcare and drug manufacturing companies that will most likely be affected by the final stages of Obamacare repeal
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Today, most investors in UnitedHealth Group Stock are looking for potential investment opportunities by analyzing not only static indicators but also various UnitedHealth Group's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of UnitedHealth Group growth as a starting point in their analysis.

Price Earnings To Growth Ratio

1.91

As of now, UnitedHealth Group's Price Earnings To Growth Ratio is increasing as compared to previous years.

UnitedHealth Group November 30, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of UnitedHealth Group help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of UnitedHealth Group Incorporated. We use our internally-developed statistical techniques to arrive at the intrinsic value of UnitedHealth Group Incorporated based on widely used predictive technical indicators. In general, we focus on analyzing UnitedHealth Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build UnitedHealth Group's daily price indicators and compare them against related drivers.

Complementary Tools for UnitedHealth Stock analysis

When running UnitedHealth Group's price analysis, check to measure UnitedHealth Group's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy UnitedHealth Group is operating at the current time. Most of UnitedHealth Group's value examination focuses on studying past and present price action to predict the probability of UnitedHealth Group's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move UnitedHealth Group's price. Additionally, you may evaluate how the addition of UnitedHealth Group to your portfolios can decrease your overall portfolio volatility.
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