Westpac Banking Financials

WBC Stock   32.12  0.12  0.37%   
Financial data analysis helps to validate if markets are presently mispricing Westpac Banking Corp. We were able to break down twenty-nine available indicators for Westpac Banking Corp, which can be compared to its rivals. The stock experiences a normal downward trend and little activity. Check odds of Westpac Banking to be traded at 31.8 in 90 days. Key indicators impacting Westpac Banking's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Income10.4 B10.2 B
Fairly Up
Slightly volatile
  
Understanding current and past Westpac Banking Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Westpac Banking's financial statements are interrelated, with each one affecting the others. For example, an increase in Westpac Banking's assets may result in an increase in income on the income statement.
Please note, the imprecision that can be found in Westpac Banking's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Westpac Banking Corp. Check Westpac Banking's Beneish M Score to see the likelihood of Westpac Banking's management manipulating its earnings.

Westpac Banking Stock Summary

Westpac Banking competes with Australian Agricultural, Carlton Investments, Argo Investments, Farm Pride, and MFF Capital. Westpac Banking is entity of Australia. It is traded as Stock on AU exchange.
Foreign Associates
Specialization
Financial Services, Banks - Diversified
InstrumentAustralia Stock View All
ExchangeAustralian Securities Exchange
ISINAU000000WBC1
Business AddressWestpac Place, Sydney,
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.westpac.com.au
Phone61 2 9155 7713
You should never invest in Westpac Banking without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Westpac Stock, because this is throwing your money away. Analyzing the key information contained in Westpac Banking's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

Westpac Banking Key Financial Ratios

Westpac Banking's financial ratios allow both analysts and investors to convert raw data from Westpac Banking's financial statements into concise, actionable information that can be used to evaluate the performance of Westpac Banking over time and compare it to other companies across industries.

Westpac Banking Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets906.6B911.9B935.9B1.0T1.0T1.1T
Other Current Liab321.2B376.7B417.6B448.4B322.7B361.9B
Net Debt96.2B42.3B21.8B36.0B140.9B72.3B
Retained Earnings27.2B26.5B28.8B29.1B31.4B32.8B
Accounts Payable3.8B4.5B5.4B3.7B6.5B5.7B
Cash20.1B29.7B70.9B105.0B102.2B66.3B
Other Assets873.5B866.9B852.0B896.5B914.4B(171.8B)
Total Liab841.1B843.9B863.8B943.7B957.2B1.0T
Total Current Assets29.7B70.9B105.0B102.2B143.9B151.1B
Short Term Debt3.2B2.0B1.7B2.7B5.1B23.6B
Other Current Assets94.9B117.6B175.6B159.8B143.9B151.1B
Net Receivables2.3B2.1B1.6B2.3B2.6B2.9B
Inventory(96.9B)(119.2B)(177.9B)(162.4B)(146.1B)(153.5B)
Intangible Assets3.1B3.1B2.5B2.9B3.5B3.3B
Common Stock37.5B40.5B41.6B39.7B39.8B38.0B
Other Liab22.0B13.2B12.4B11.3B37.8B29.5B
Long Term Debt177.4B156.5B161.9B144.6B157.7B183.6B
Good Will8.9B8.4B7.6B7.4B7.4B7.4B
Treasury Stock(493M)(553M)(563M)(606M)(545.4M)(572.7M)
Short Long Term Debt31.1B16.5B19.6B29.3B22.7B23.6B
Net Tangible Assets53.5B56.5B61.9B60.1B78.6B58.1B

Westpac Banking Key Income Statement Accounts

201920202021202220232024 (projected)
Interest Expense16.3B10.4B5.4B6.1B25.4B35.6B
Operating Income10.7B5.9B10.8B9.5B11.2B10.2B
Ebitda(689M)(1.1B)10.1B11.5B11.6B12.3B
Net Income6.8B2.3B5.5B5.7B7.2B7.0B
Income Tax Expense3.0B2.0B3.0B2.8B3.1B3.1B
Total Revenue19.9B17.0B21.8B19.3B21.0B21.6B
Gross Profit19.9B17.0B21.8B19.3B21.0B57.5B
Ebit9.8B(2.5B)(3.1B)8.5B10.3B10.1B
Income Before Tax9.7B4.3B8.5B8.5B10.3B10.1B
Minority Interest1.1B53M51M(5M)(6M)0.0
Tax Provision2.0B3.0B2.8B3.1B3.1B2.5B
Net Interest Income16.7B16.9B17.2B18.3B18.8B18.3B
Interest Income27.0B22.3B23.3B43.8B54.3B36.6B

Westpac Banking Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash(6.7B)10.1B41.2B33.9B(2.7B)(36.9B)
Free Cash Flow29.5B16.4B(18.3B)(35.7B)(1.2B)(1.2B)
Depreciation360M957M923M683M577M1.5B
Other Non Cash Items15.6B3.9B(37.5B)(29.7B)1.5B1.6B
Dividends Paid5.0B2.5B(2.8B)(4.3B)(4.5B)(5.7B)
Capital Expenditures280M240M234M166M238M1.0B
Net Income6.8B2.3B5.5B5.7B7.2B7.0B
End Period Cash Flow20.1B30.1B71.4B105.3B102.5B65.7B
Change To Inventory(20.8B)(52.7B)(29.2B)(23.2B)(20.9B)(21.9B)
Investments(9.7B)(18.3B)5.3B1.9B1.7B(26.2B)
Net Borrowings1.4B(29.0B)(12.9B)21.2B16.2B17.0B
Change To Netincome558M3.2B(826M)2.8B4.5B4.8B

Westpac Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Westpac Banking's current stock value. Our valuation model uses many indicators to compare Westpac Banking value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Westpac Banking competition to find correlations between indicators driving Westpac Banking's intrinsic value. More Info.
Westpac Banking Corp is rated first in return on equity category among its peers. It is rated first in return on asset category among its peers reporting about  0.07  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Westpac Banking Corp is roughly  14.65 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Westpac Banking's earnings, one of the primary drivers of an investment's value.

Westpac Banking Corp Systematic Risk

Westpac Banking's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Westpac Banking volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was fourty-two with a total number of output elements of nineteen. The Beta measures systematic risk based on how returns on Westpac Banking Corp correlated with the market. If Beta is less than 0 Westpac Banking generally moves in the opposite direction as compared to the market. If Westpac Banking Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Westpac Banking Corp is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Westpac Banking is generally in the same direction as the market. If Beta > 1 Westpac Banking moves generally in the same direction as, but more than the movement of the benchmark.

Westpac Banking Corp Common Stock Shares Outstanding Over Time

Westpac Banking December 12, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Westpac Banking help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Westpac Banking Corp. We use our internally-developed statistical techniques to arrive at the intrinsic value of Westpac Banking Corp based on widely used predictive technical indicators. In general, we focus on analyzing Westpac Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Westpac Banking's daily price indicators and compare them against related drivers.

Additional Tools for Westpac Stock Analysis

When running Westpac Banking's price analysis, check to measure Westpac Banking's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Westpac Banking is operating at the current time. Most of Westpac Banking's value examination focuses on studying past and present price action to predict the probability of Westpac Banking's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Westpac Banking's price. Additionally, you may evaluate how the addition of Westpac Banking to your portfolios can decrease your overall portfolio volatility.