Wells Fargo Financials

WFC Stock  USD 77.21  0.14  0.18%   
Based on the analysis of Wells Fargo's profitability, liquidity, and operating efficiency, Wells Fargo may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. At present, Wells Fargo's Property Plant And Equipment Net is projected to increase significantly based on the last few years of reporting. The current year's Retained Earnings is expected to grow to about 211.2 B, whereas Common Stock Shares Outstanding is forecasted to decline to about 3.5 B. Key indicators impacting Wells Fargo's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.160.248
Way Down
Pretty Stable
Return On Assets0.01320.0099
Significantly Up
Slightly volatile
Return On Equity0.150.1031
Way Up
Slightly volatile
Debt Equity Ratio1.121.1815
Notably Down
Slightly volatile
Operating Income17.3 B28.7 B
Way Down
Pretty Stable
Current Ratio0.360.3807
Notably Down
Pretty Stable
Investors should never underestimate Wells Fargo's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor Wells Fargo's cash flow, debt, and profitability to make informed and accurate decisions about investing in Wells Fargo.

Net Income

20.1 Billion

  
Understanding current and past Wells Fargo Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Wells Fargo's financial statements are interrelated, with each one affecting the others. For example, an increase in Wells Fargo's assets may result in an increase in income on the income statement.
Please note, the presentation of Wells Fargo's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Wells Fargo's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Wells Fargo's management manipulating its earnings.

Wells Fargo Stock Summary

Wells Fargo competes with Bank of America, JPMorgan Chase, Toronto Dominion, Nu Holdings, and Citigroup. Wells Fargo Company, a diversified financial services company, provides banking, investment, mortgage, and consumer and commercial finance products and services in the United States and internationally. Wells Fargo Company was founded in 1852 and is headquartered in San Francisco, California. Wells Fargo operates under BanksDiversified classification in the United States and is traded on New York Stock Exchange. It employs 239209 people.
Foreign Associates
Specialization
Financial Services, Banks - Diversified
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS9497461015
CUSIP949746101 949740104 669380107 929798106 668231103
LocationCalifornia; U.S.A
Business Address420 Montgomery Street,
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.wellsfargo.com
Phone866 249 3302
CurrencyUSD - US Dollar

Wells Fargo Key Financial Ratios

Wells Fargo Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets1.9T2.0T1.9T1.9T1.9T979.5B
Other Current Liab(104.5B)(12.6B)(34.4B)(51.1B)(11.9B)(11.3B)
Net Debt191.5B7.3B(39.1B)66.9B(17.7B)(16.9B)
Retained Earnings166.7B162.9B180.3B187.6B201.1B211.2B
Cash141.3B264.6B234.2B159.2B237.2B249.1B
Other Assets889.0B847.9B869.4B988.1B(273.6B)(259.9B)
Net Receivables19.8B16.1B14.9B14.9B53.7B56.4B
Total Liab1.7T1.8T1.8T1.7T1.7T882.1B
Total Current Assets424.5B501.1B426.3B287.7B316.5B176.3B
Short Term Debt104.5B12.6B34.4B51.1B11.9B11.3B
Other Current Assets385.8B471.6B440.9B370.0B470.9B524.6B
Other Liab7.3B4.8B2.8B130M117M111.2M
Accounts Payable75.2B1.4T71.0B69.1B62.2B59.0B
Long Term Debt237.3B213.0B170.1B195.0B207.6B159.4B
Good Will26.4B26.4B25.2B25.2B25.2B22.6B
Inventory(385.8B)(471.6B)(440.9B)(370.0B)(524.6B)(498.4B)
Treasury Stock(68.8B)(67.8B)(79.8B)(82.9B)(74.6B)(70.8B)
Intangible Assets12.9B7.4B8.2B10.5B8.5B11.6B

Wells Fargo Key Income Statement Accounts

201920202021202220232024 (projected)
Interest Expense18.9B8.0B3.9B9.1B32.7B34.4B
Operating Income26.0B4.0B28.9B15.0B28.7B17.3B
Ebit26.0B(892M)28.8B15.0B21.6B17.0B
Ebitda51.9B8.1B37.3B22.3B27.9B26.2B
Net Income19.7B1.8B22.1B13.7B19.1B20.1B
Income Tax Expense5.8B1.2B5.6B2.1B2.6B3.7B
Total Revenue85.1B72.3B78.5B73.8B77.2B49.4B
Gross Profit85.1B72.3B78.5B73.8B82.6B49.6B
Income Before Tax26.0B2.5B28.8B15.0B21.6B14.8B
Minority Interest492M1.0B(1.7B)(300M)413M433.7M
Tax Provision4.2B(3.0B)5.6B2.1B2.5B3.8B
Net Interest Income47.2B39.8B35.8B45.0B53.0B36.8B
Interest Income66.1B47.8B39.7B54.0B80.1B62.8B

Wells Fargo Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash(32.0B)123.4B(30.4B)(75.1B)76.9B80.7B
Free Cash Flow7.2B2.1B(11.5B)27.0B40.4B42.4B
Depreciation7.1B8.7B7.9B6.8B6.3B3.3B
Other Non Cash Items(51.5B)(54.1B)(69.8B)(23.8B)9.8B10.3B
Dividends Paid9.6B6.1B3.6B5.3B5.9B4.0B
Net Income20.0B3.6B23.2B12.9B19.0B10.7B
End Period Cash Flow141.3B264.6B234.2B159.2B236.1B247.9B
Investments14.0B28.7B23.0B33.6B4.3B4.6B
Net Borrowings(8.9B)(72.7B)(70.4B)50.7B45.6B47.9B
Change To Netincome16.8B(33.6B)(55.9B)10.2B11.7B12.3B

Wells Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Wells Fargo's current stock value. Our valuation model uses many indicators to compare Wells Fargo value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Wells Fargo competition to find correlations between indicators driving Wells Fargo's intrinsic value. More Info.
Wells Fargo is rated fifth in return on equity category among its peers. It is rated third in return on asset category among its peers reporting about  0.10  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Wells Fargo is roughly  10.43 . At present, Wells Fargo's Return On Equity is projected to slightly decrease based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Wells Fargo's earnings, one of the primary drivers of an investment's value.

Wells Fargo Systematic Risk

Wells Fargo's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Wells Fargo volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was fourteen with a total number of output elements of fourty-seven. The Beta measures systematic risk based on how returns on Wells Fargo correlated with the market. If Beta is less than 0 Wells Fargo generally moves in the opposite direction as compared to the market. If Wells Fargo Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Wells Fargo is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Wells Fargo is generally in the same direction as the market. If Beta > 1 Wells Fargo moves generally in the same direction as, but more than the movement of the benchmark.

Wells Fargo Thematic Clasifications

Wells Fargo is part of several thematic ideas from Dividend Beast to Momentum. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. Get More Thematic Ideas
Today, most investors in Wells Fargo Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Wells Fargo's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Wells Fargo growth as a starting point in their analysis.

Price Earnings To Growth Ratio

0.17

At present, Wells Fargo's Price Earnings To Growth Ratio is projected to drop slightly based on the last few years of reporting.

Wells Fargo November 28, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Wells Fargo help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Wells Fargo. We use our internally-developed statistical techniques to arrive at the intrinsic value of Wells Fargo based on widely used predictive technical indicators. In general, we focus on analyzing Wells Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Wells Fargo's daily price indicators and compare them against related drivers.

Complementary Tools for Wells Stock analysis

When running Wells Fargo's price analysis, check to measure Wells Fargo's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Wells Fargo is operating at the current time. Most of Wells Fargo's value examination focuses on studying past and present price action to predict the probability of Wells Fargo's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Wells Fargo's price. Additionally, you may evaluate how the addition of Wells Fargo to your portfolios can decrease your overall portfolio volatility.
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