Customers Bancorp Stock Buy Hold or Sell Recommendation
| CUBI Stock | USD 56.45 0.39 0.69% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding Customers Bancorp is 'Strong Hold'. The recommendation algorithm takes into account all of Customers Bancorp's available fundamental, technical, and predictive indicators you will find on this site.
Check out Customers Bancorp Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For more detail on how to invest in Customers Stock please use our How to Invest in Customers Bancorp guide. In addition, we conduct extensive research on individual companies such as Customers and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards Customers Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
Customers |
Execute Customers Bancorp Buy or Sell Advice
The Customers recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Customers Bancorp. Macroaxis does not own or have any residual interests in Customers Bancorp or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Customers Bancorp's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Hold
Market Performance | Modest | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Hyperactively responds to market trends | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Frail | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Customers Bancorp Trading Alerts and Improvement Suggestions
| Customers Bancorp had very high historical volatility over the last 90 days | |
| Customers Bancorp has a frail financial position based on the latest SEC disclosures | |
| Over 94.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from patch.com: Bacteria In Toothpaste What MD Customers Need To Know |
Customers Bancorp Returns Distribution Density
The distribution of Customers Bancorp's historical returns is an attempt to chart the uncertainty of Customers Bancorp's future price movements. The chart of the probability distribution of Customers Bancorp daily returns describes the distribution of returns around its average expected value. We use Customers Bancorp price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Customers Bancorp returns is essential to provide solid investment advice for Customers Bancorp.
| Mean Return | 0.23 | Value At Risk | -3.68 | Potential Upside | 4.83 | Standard Deviation | 3.35 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Customers Bancorp historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Customers Stock Institutional Investors
| Shares | Assenagon Asset Management Sa | 2024-09-30 | 479.7 K | Driehaus Capital Management Llc | 2024-06-30 | 468.5 K | Jpmorgan Chase & Co | 2024-06-30 | 444.5 K | Aristotle Capital Boston, Llc | 2024-06-30 | 396.8 K | Amvescap Plc. | 2024-06-30 | 334.5 K | Northern Trust Corp | 2024-09-30 | 320.5 K | Lsv Asset Management | 2024-09-30 | 298 K | Bank Of New York Mellon Corp | 2024-06-30 | 261.9 K | Wayne Hummer Asset Mgmt Company | 2024-09-30 | 260.8 K | Blackrock Inc | 2024-06-30 | 4.6 M | Wellington Management Company Llp | 2024-06-30 | 3.2 M |
Customers Bancorp Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change To Inventory | 27.6M | (50.4M) | (103.0M) | 21.0M | (18.7M) | (19.6M) | |
| Change In Cash | 150.4M | 480.8M | (175.3M) | (62.2M) | 3.4B | 3.6B | |
| Free Cash Flow | 28.0M | 104.2M | 238.2M | (134.2M) | 83.4M | 87.6M | |
| Depreciation | 22.9M | 30.5M | 21.7M | 27.2M | 31.8M | 33.4M | |
| Other Non Cash Items | 20.8M | 32.4M | (286.0M) | (272.5M) | (234.3M) | (246.0M) | |
| Capital Expenditures | 50.3M | 28.9M | 33.0M | 113.3M | 41.3M | 27.7M | |
| Net Income | 79.3M | 132.6M | 354.3M | 228.0M | 250.1M | 262.7M | |
| End Period Cash Flow | 212.5M | 693.4M | 518.0M | 455.8M | 3.8B | 4.0B | |
| Investments | (513.3M) | (5.0B) | (2.6B) | (1.3B) | 1.8B | 1.9B | |
| Net Borrowings | 24.4M | 4.1B | (4.6B) | (75M) | (67.5M) | (64.1M) | |
| Change To Netincome | 36.8M | 47.6M | (214.8M) | (251.4M) | (289.1M) | (303.6M) |
Customers Bancorp Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Customers Bancorp or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Customers Bancorp's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Customers stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | -0.18 | |
β | Beta against Dow Jones | 3.10 | |
σ | Overall volatility | 3.36 | |
Ir | Information ratio | 0.03 |
Customers Bancorp Volatility Alert
Customers Bancorp currently demonstrates below-average downside deviation. It has Information Ratio of 0.03 and Jensen Alpha of -0.18. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Customers Bancorp's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Customers Bancorp's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Customers Bancorp Fundamentals Vs Peers
Comparing Customers Bancorp's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Customers Bancorp's direct or indirect competition across all of the common fundamentals between Customers Bancorp and the related equities. This way, we can detect undervalued stocks with similar characteristics as Customers Bancorp or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Customers Bancorp's fundamental indicators could also be used in its relative valuation, which is a method of valuing Customers Bancorp by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Customers Bancorp to competition |
| Fundamentals | Customers Bancorp | Peer Average |
| Return On Equity | 0.13 | -0.31 |
| Return On Asset | 0.01 | -0.14 |
| Profit Margin | 0.32 % | (1.27) % |
| Operating Margin | 0.36 % | (5.51) % |
| Current Valuation | 262.13 M | 16.62 B |
| Shares Outstanding | 31.35 M | 571.82 M |
| Shares Owned By Insiders | 7.28 % | 10.09 % |
| Shares Owned By Institutions | 93.63 % | 39.21 % |
| Number Of Shares Shorted | 2.05 M | 4.71 M |
| Price To Earning | 6.75 X | 28.72 X |
| Price To Book | 1.06 X | 9.51 X |
| Price To Sales | 2.65 X | 11.42 X |
| Revenue | 1.37 B | 9.43 B |
| Gross Profit | 588.41 M | 27.38 B |
| EBITDA | 362.1 M | 3.9 B |
| Net Income | 250.14 M | 570.98 M |
| Cash And Equivalents | 404.46 M | 2.7 B |
| Cash Per Share | 12.45 X | 5.01 X |
| Total Debt | 1.53 B | 5.32 B |
| Debt To Equity | 0.36 % | 48.70 % |
| Book Value Per Share | 53.07 X | 1.93 K |
| Cash Flow From Operations | 124.73 M | 971.22 M |
| Short Ratio | 4.30 X | 4.00 X |
| Earnings Per Share | 6.16 X | 3.12 X |
| Target Price | 61.67 | |
| Number Of Employees | 812 | 18.84 K |
| Beta | 1.62 | -0.15 |
| Market Capitalization | 1.78 B | 19.03 B |
| Total Asset | 21.32 B | 29.47 B |
| Retained Earnings | 1.16 B | 9.33 B |
| Net Asset | 21.32 B |
Note: Acquisition by Carla Leibold of 29 shares of Customers Bancorp at 50.43 subject to Rule 16b-3 [view details]
Customers Bancorp Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Customers . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Customers Bancorp Buy or Sell Advice
When is the right time to buy or sell Customers Bancorp? Buying financial instruments such as Customers Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
Use Investing Ideas to Build Portfolios
In addition to having Customers Bancorp in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Processed Foods Thematic Idea Now
Processed Foods
Companies producing and distributing processed foods to retail sectors. The Processed Foods theme has 46 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Processed Foods Theme or any other thematic opportunities.
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Check out Customers Bancorp Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For more detail on how to invest in Customers Stock please use our How to Invest in Customers Bancorp guide.You can also try the Price Ceiling Movement module to calculate and plot Price Ceiling Movement for different equity instruments.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Customers Bancorp. If investors know Customers will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Customers Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.49) | Earnings Share 6.16 | Revenue Per Share 21.346 | Quarterly Revenue Growth (0.25) | Return On Assets 0.01 |
The market value of Customers Bancorp is measured differently than its book value, which is the value of Customers that is recorded on the company's balance sheet. Investors also form their own opinion of Customers Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Customers Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Customers Bancorp's market value can be influenced by many factors that don't directly affect Customers Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Customers Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Customers Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Customers Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.