OneSavings Bank (UK) Buy Hold or Sell Recommendation
| OSB Stock | 420.60 2.40 0.57% |
Assuming the 90 days trading horizon and your slightly conservative level of risk, our recommendation regarding OneSavings Bank PLC is 'Cautious Hold'. Macroaxis provides OneSavings Bank buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding OSB positions.
Check out OneSavings Bank Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. Note, we conduct extensive research on individual companies such as OneSavings and provide practical buy, sell, or hold advice based on investors' constraints. OneSavings Bank PLC. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of economic analysis.
OneSavings |
Execute OneSavings Bank Buy or Sell Advice
The OneSavings recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on OneSavings Bank PLC. Macroaxis does not own or have any residual interests in OneSavings Bank PLC or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute OneSavings Bank's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Cautious Hold
Market Performance | OK | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Barely shadows the market | Details | |
Analyst Consensus | Not Available | Details | |
Reporting Quality (M-Score) | Inapplicable | Details |
OneSavings Bank Trading Alerts and Improvement Suggestions
| About 73.0% of the company shares are owned by institutional investors |
OneSavings Bank Returns Distribution Density
The distribution of OneSavings Bank's historical returns is an attempt to chart the uncertainty of OneSavings Bank's future price movements. The chart of the probability distribution of OneSavings Bank daily returns describes the distribution of returns around its average expected value. We use OneSavings Bank PLC price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of OneSavings Bank returns is essential to provide solid investment advice for OneSavings Bank.
| Mean Return | 0.19 | Value At Risk | -2.34 | Potential Upside | 2.56 | Standard Deviation | 1.57 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of OneSavings Bank historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
OneSavings Bank Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | 778.6M | 267.8M | 366.1M | 307.4M | (530.1M) | (503.6M) | |
| Free Cash Flow | (547.7M) | 162.7M | (468.5M) | 416.8M | 6.8M | 7.1M | |
| Depreciation | 8.2M | 13.8M | 14.5M | 13.4M | 11.9M | 6.4M | |
| Other Non Cash Items | (600K) | 19.5M | 9.6M | (100.3M) | 154.8M | 162.5M | |
| Capital Expenditures | 11.6M | 7.5M | 6.8M | 11.7M | 25.8M | 27.1M | |
| Net Income | 209.1M | 190.8M | 464.6M | 531.5M | 282.6M | 205.4M | |
| End Period Cash Flow | 2.1B | 2.4B | 2.7B | 3.0B | 2.5B | 1.6B | |
| Investments | (32.2M) | 216.4M | 79.5M | 63.2M | (301.2M) | (286.1M) | |
| Net Borrowings | 533.1M | 885.6M | 761.3M | 103.4M | 118.9M | 113.0M | |
| Dividends Paid | 33.2M | 37.3M | 86.7M | 133.1M | (185M) | (175.8M) | |
| Change To Netincome | 8.7M | 800K | (22.5M) | 29M | 26.1M | 27.4M |
OneSavings Bank Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to OneSavings Bank or Thrifts & Mortgage Finance sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that OneSavings Bank's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a OneSavings stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.16 | |
β | Beta against Dow Jones | 0.13 | |
σ | Overall volatility | 1.57 | |
Ir | Information ratio | 0.04 |
OneSavings Bank Volatility Alert
OneSavings Bank PLC has relatively low volatility with skewness of 0.1 and kurtosis of 0.17. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure OneSavings Bank's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact OneSavings Bank's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.OneSavings Bank Fundamentals Vs Peers
Comparing OneSavings Bank's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze OneSavings Bank's direct or indirect competition across all of the common fundamentals between OneSavings Bank and the related equities. This way, we can detect undervalued stocks with similar characteristics as OneSavings Bank or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of OneSavings Bank's fundamental indicators could also be used in its relative valuation, which is a method of valuing OneSavings Bank by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare OneSavings Bank to competition |
| Fundamentals | OneSavings Bank | Peer Average |
| Return On Equity | 0.19 | -0.31 |
| Return On Asset | 0.0135 | -0.14 |
| Profit Margin | 0.51 % | (1.27) % |
| Operating Margin | 0.66 % | (5.51) % |
| Current Valuation | 2.2 B | 16.62 B |
| Shares Outstanding | 372.61 M | 571.82 M |
| Shares Owned By Insiders | 0.85 % | 10.09 % |
| Shares Owned By Institutions | 73.00 % | 39.21 % |
| Price To Book | 0.72 X | 9.51 X |
| Price To Sales | 2.00 X | 11.42 X |
| Revenue | 609.6 M | 9.43 B |
| Gross Profit | 744.7 M | 27.38 B |
| EBITDA | 386.2 M | 3.9 B |
| Net Income | 282.6 M | 570.98 M |
| Total Debt | 5.14 B | 5.32 B |
| Book Value Per Share | 5.20 X | 1.93 K |
| Cash Flow From Operations | 32.6 M | 971.22 M |
| Earnings Per Share | 0.96 X | 3.12 X |
| Target Price | 549.46 | |
| Number Of Employees | 2.56 K | 18.84 K |
| Beta | 1.43 | -0.15 |
| Market Capitalization | 1.58 B | 19.03 B |
| Total Asset | 29.59 B | 29.47 B |
| Retained Earnings | 3.33 B | 9.33 B |
| Annual Yield | 0.08 % | |
| Net Asset | 29.59 B | |
| Last Dividend Paid | 0.33 |
OneSavings Bank Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as OneSavings . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 7407.69 | |||
| Daily Balance Of Power | (0.31) | |||
| Rate Of Daily Change | 0.99 | |||
| Day Median Price | 422.26 | |||
| Day Typical Price | 421.7 | |||
| Price Action Indicator | (2.85) | |||
| Period Momentum Indicator | (2.40) |
About OneSavings Bank Buy or Sell Advice
When is the right time to buy or sell OneSavings Bank PLC? Buying financial instruments such as OneSavings Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
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Other Information on Investing in OneSavings Stock
OneSavings Bank financial ratios help investors to determine whether OneSavings Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in OneSavings with respect to the benefits of owning OneSavings Bank security.