Alvaro Malachowski - Credicorp CEO
| BAP Stock | USD 185.47 5.82 3.04% |
CEO
Mr. Alvaro Correa Malachowski is Chief Insurance Officer of Credicorp, Ltd. He holds a degree in Industrial Engineering from the Pontificia Universidad Catolica del Peru and a Masters degree in Business Administration from Harvard Business School. He joined BCP in 1997, where he held different managerial positions in Risk and IT since 2018.
| Tenure | 6 years |
| Address | Calle Centenario N 156, Lima, Peru, 12 |
| Phone | 51 1 313 2000 |
| Web | https://www.grupocredicorp.com |
Credicorp Management Efficiency
The company has Return on Asset of 0.0218 % which means that on every $100 spent on assets, it made $0.0218 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1612 %, implying that it generated $0.1612 on every 100 dollars invested. Credicorp's management efficiency ratios could be used to measure how well Credicorp manages its routine affairs as well as how well it operates its assets and liabilities. As of 11/30/2024, Return On Tangible Assets is likely to drop to 0.01. In addition to that, Return On Capital Employed is likely to drop to 0.03. As of 11/30/2024, Total Current Liabilities is likely to grow to about 6.5 B. Also, Liabilities And Stockholders Equity is likely to grow to about 250.8 BSimilar Executives
| Found 13 records | CEO Age | ||
| Miguel Huerta | Banco Santander Chile | N/A | |
| Jorge Salas | Foreign Trade Bank | 53 | |
| Scott Grauer | BOK Financial | 59 | |
| John Fitzgerald | Magyar Bancorp | 60 | |
| David CPA | Auburn National Bancorporation | 45 | |
| Aimee Grimaldo | Bancolombia SA ADR | N/A | |
| Joseph JD | Great Southern Bancorp | 59 | |
| Hernan Salas | Banco De Chile | 43 | |
| Norman Bagwell | BOK Financial | 61 | |
| Nitin Mhatre | Berkshire Hills Bancorp | 53 | |
| Mario Leao | Banco Santander Brasil | 49 | |
| Chet Samuelson | BOK Financial | N/A | |
| Rafael Dominguez | Bancolombia SA ADR | N/A | |
Management Performance
| Return On Equity | 0.16 | ||||
| Return On Asset | 0.0218 |
Credicorp Leadership Team
Elected by the shareholders, the Credicorp's board of directors comprises two types of representatives: Credicorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Credicorp. The board's role is to monitor Credicorp's management team and ensure that shareholders' interests are well served. Credicorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Credicorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Jose Dasso, Chairman, VP, Chairman of Audit Committee, Chairman of Risk Committee, Vice Chairman of Executive Committee, Member of Nominations Committee and Member of Compensation Committee | ||
| Reynaldo Benavides, Chief Risk Officer, Member of Executive Committee and Chief Risk Officer of BCP | ||
| Alexandre Gouvea, Independent Director | ||
| Enzo Tolentino, Head Development | ||
| Patricia Guthertz, Independent Director | ||
| Benedicto Ciguenas, Independent Director | ||
| Fernando Marie, Non-Independent Director | ||
| Javier Ichazo, Head of Microfinance | ||
| Alejandro PerezReyes, Chief Operating Officer | ||
| Diego Cavero, Head of Wholesale Banking at BCP | ||
| Ursula Pena, Head Management | ||
| Alvaro Malachowski, Deputy Chief Executive Officer and Head of Insurance & Pensions | ||
| Luis Belismelis, Executive Chairman of the Board | ||
| Guillermo Morales, Head of Legal | ||
| Martin Monteverde, Non-Independent Director | ||
| Milagros Cigeas, Head Relations | ||
| Eduardo Dasso, Head of Investment Banking and Wealth Management | ||
| Gianfranco Casas, Deputy Chief Executive Officer and Head of Universal Banking of Credicorp Ltd | ||
| Walter Llona, Chief Executive Officer, Chief Operating Officer | ||
| Antonio Puyol, Independent Director | ||
| Jose LiCarrillo, Chief Officer | ||
| Fernando Fort, Non-Independent Director | ||
| Jos Rivera, Head Accounting | ||
| Irzio Pinasco, Independent Director | ||
| Ursula Alvarez, Chief Corporate Talent Officer | ||
| Barbara Ventura, Director | ||
| Barbara Falero, Chief Compliance and Ethics Officer | ||
| Gianfranco Ferrari, Deputy Chief Executive Officer and Head of Universal Banking | ||
| Andre Rezende, Chief Officer | ||
| Cesar Briceno, CFO Finance | ||
| Guillermo Valentin, Head Secretary | ||
| Maite Harreguy, Independent Director | ||
| Alejandro Zarak, Chief Officer | ||
| Cesar Rios, Chief Financial Officer | ||
| Jose Carrillo, Chief Corporate Audit Officer | ||
| Bernardo Sambra, Chief Human Resource Officer and Human Development of Banco de Credito BCP | ||
| Juan Giannonni, Independent Director | ||
| Leslie Canseco, Non-Independent Director | ||
| Enrique Pasquel, Head of Corporate Affairs |
Credicorp Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Credicorp a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.16 | ||||
| Return On Asset | 0.0218 | ||||
| Profit Margin | 0.30 % | ||||
| Operating Margin | 0.45 % | ||||
| Current Valuation | 11.35 B | ||||
| Shares Outstanding | 79.43 M | ||||
| Shares Owned By Insiders | 16.14 % | ||||
| Shares Owned By Institutions | 78.11 % | ||||
| Number Of Shares Shorted | 773.5 K | ||||
| Price To Earning | 135.58 X |
Pair Trading with Credicorp
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Credicorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Credicorp will appreciate offsetting losses from the drop in the long position's value.Moving together with Credicorp Stock
Moving against Credicorp Stock
| 0.58 | TFC-PO | Truist Financial | PairCorr |
| 0.48 | TFC-PR | Truist Financial | PairCorr |
| 0.41 | CFG-PE | Citizens Financial | PairCorr |
The ability to find closely correlated positions to Credicorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Credicorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Credicorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Credicorp to buy it.
The correlation of Credicorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Credicorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Credicorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Credicorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Additional Tools for Credicorp Stock Analysis
When running Credicorp's price analysis, check to measure Credicorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Credicorp is operating at the current time. Most of Credicorp's value examination focuses on studying past and present price action to predict the probability of Credicorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Credicorp's price. Additionally, you may evaluate how the addition of Credicorp to your portfolios can decrease your overall portfolio volatility.