Suartini - Bank Jabar Head of Credit Consumer Division

BJBR Stock  IDR 940.00  10.00  1.05%   

Executive

Ms. Suartini serves as Commercial and Consumer Director of PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk since December 19, 2014. She holds Bachelor degree from Universitas Padjadjaran in 1993. She served as Head of Credit Consumer Division from December 2012 until December 19, 2014. since 2014.
Age 55
Tenure 10 years
Professional MarksMBA
Phone62 22 423 4868
Webhttps://www.bankbjb.co.id

Bank Jabar Management Efficiency

The company has return on total asset (ROA) of 0.0145 % which means that it generated a profit of $0.0145 on every $100 spent on assets. This is way below average. Similarly, it shows a return on equity (ROE) of 0.1813 %, meaning that it generated $0.1813 on every $100 dollars invested by stockholders. Bank Jabar's management efficiency ratios could be used to measure how well Bank Jabar manages its routine affairs as well as how well it operates its assets and liabilities.
Bank Jabar has accumulated 8.27 T in total debt. Debt can assist Bank Jabar until it has trouble settling it off, either with new capital or with free cash flow. So, Bank Jabar's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Bank Jabar sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Bank to invest in growth at high rates of return. When we think about Bank Jabar's use of debt, we should always consider it together with cash and equity.

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PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk provides banking products and services to individual and corporate customers in Indonesia. PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk was founded in 1961 and is headquartered in Bandung, Indonesia. Bank Pembangunan operates under Banks - Regional - Asia classification in Indonesia and is traded on Jakarta Stock Exchange. It employs 8954 people. Bank Jabar (BJBR) is traded on Jakarta Exchange in Indonesia and employs 7,772 people.

Management Performance

Bank Jabar Leadership Team

Elected by the shareholders, the Bank Jabar's board of directors comprises two types of representatives: Bank Jabar inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Bank. The board's role is to monitor Bank Jabar's management team and ensure that shareholders' interests are well served. Bank Jabar's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Bank Jabar's outside directors are responsible for providing unbiased perspectives on the board's policies.
Juniardi Swastria, Head Division
Yusuf Saadudin, Head of Law Division
Tedi Setiawan, Head of Fund & Consumer Division
Dadan Yonanda, Head of Human Capital Division
Beny Riswandi, Head of Institutional Banking Division
Cecep Trisna, Head YKP Bank BJB
Boy Soedrajat, Head Division
Nia Kania, Head of Operational Division
Suartini, Head of Credit Consumer Division
Yuddy Renaldi, President Director

Bank Stock Performance Indicators

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Other Information on Investing in Bank Stock

Bank Jabar financial ratios help investors to determine whether Bank Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Bank with respect to the benefits of owning Bank Jabar security.