Jose Fernandez - OFG Bancorp Chairman
| OFG Stock | USD 45.51 0.09 0.20% |
Chairman
Mr. Jose Rafael Fernandez is a Vice Chairman of the Board, President, Chief Executive Officer of the Company and Oriental Bank. He is also the Chairperson of the Boards of Directors of all of our other subsidiaries, and the President of Oriental Insurance LLC and Oriental International Bank, Inc. Since becoming CEO, Mr. Fernndez has successfully developed the Company into a full service commercial bank that today has grown into one of Puerto Ricos leading banking and financial services companies through successful acquisitions. Prior to being named CEO, Mr. Fernndez managed each of our core businesses and established the Companys leadership in trust and retirement services in Puerto Rico. From 2011 to 2016, he was appointed to the Community Depository Institutions Advisory Council established by the Federal Reserve Bank of New York
| Age | 60 |
| Professional Marks | MBA |
| Address | 254 MuNoz Rivera Avenue, San Juan, PR, United States, 00918 |
| Phone | 787 771 6800 |
| Web | https://www.ofgbancorp.com |
Jose Fernandez Latest Insider Activity
Tracking and analyzing the buying and selling activities of Jose Fernandez against OFG Bancorp stock is an integral part of due diligence when investing in OFG Bancorp. Jose Fernandez insider activity provides valuable insight into whether OFG Bancorp is net buyers or sellers over its current business cycle. Note, OFG Bancorp insiders must abide by specific rules, including filing SEC forms every time they buy or sell OFG Bancorp'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.
Jose Fernandez six days ago Disposition of 2000 shares by Jose Fernandez of OFG Bancorp subject to Rule 16b-3 | ||
Jose Fernandez over three months ago Disposition of 20000 shares by Jose Fernandez of OFG Bancorp subject to Rule 16b-3 | ||
Jose Fernandez over six months ago Disposition of 2650 shares by Jose Fernandez of OFG Bancorp subject to Rule 16b-3 | ||
Jose Fernandez over six months ago Disposition of 55000 shares by Jose Fernandez of OFG Bancorp at 37.5145 subject to Rule 16b-3 |
OFG Bancorp Management Efficiency
The company has Return on Asset of 0.0179 % which means that on every $100 spent on assets, it made $0.0179 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1611 %, implying that it generated $0.1611 on every 100 dollars invested. OFG Bancorp's management efficiency ratios could be used to measure how well OFG Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. The current Return On Tangible Assets is estimated to decrease to 0.01. The current Return On Capital Employed is estimated to decrease to 0.02. At this time, OFG Bancorp's Non Currrent Assets Other are most likely to increase significantly in the upcoming years. The OFG Bancorp's current Intangible Assets is estimated to increase to about 73.7 M, while Total Current Assets are projected to decrease to roughly 69.5 M.Similar Executives
| Found 4 records | CHAIRMAN Age | ||
| Jon Gorney | First Commonwealth Financial | 70 | |
| Milton Cole | The First Bancshares, | 62 | |
| Eric Kauders | Old Point Financial | 54 | |
| David Dahlmann | First Commonwealth Financial | 71 | |
Management Performance
| Return On Equity | 0.16 | |||
| Return On Asset | 0.0179 |
OFG Bancorp Leadership Team
Elected by the shareholders, the OFG Bancorp's board of directors comprises two types of representatives: OFG Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of OFG. The board's role is to monitor OFG Bancorp's management team and ensure that shareholders' interests are well served. OFG Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, OFG Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Juan Aguayo, Independent Director | ||
| Gary Fishman, IR Contact | ||
| Hugh Esq, General Secretary | ||
| Jose Lazaro, Chief Compliance Officer, Chief Risk Officer | ||
| Flix Silva, Senior Collections | ||
| Cesar Ortiz, Senior Vice President Chief Accounting Officer | ||
| Ramn RosadoLinera, Senior Vice President Treasurer | ||
| Edwin Perez, Independent Director | ||
| Maritza Arizmendi, Senior Vice President - Corporate Finance, Chief Accounting Officer | ||
| CISA CPA, Sr Admin | ||
| Jose Cabrera, Chief Compliance Officer, Chief Risk Officer | ||
| Mari Mimoso, Chief Officer | ||
| Hugh GonzalezRobison, General Board | ||
| Jennifer Nazario, Managing Resources | ||
| Jose Fernandez, Vice Chairman, CEO and President and Director of Oriental Bank and Trust | ||
| Ramn JD, Senior Program | ||
| CPA CPA, Chief Officer | ||
| Patrick Haggarty, Managing Banking | ||
| Esq CPA, Chief Officer | ||
| Ada Castello, Managing Operations | ||
| Ganesh Kumar, Chief Operating Officer, Senior Executive Vice President | ||
| Susan Harnett, Independent Director | ||
| Ramon RosadoLinera, Senior Vice President and U.S. Loan Program Director | ||
| Milagros Prez, Executive Auto | ||
| Christa Steele, Independent Director | ||
| General CPA, Senior Insurance | ||
| Nestor Jesus, Independent Director | ||
| Jorge ColonGerena, Independent Director | ||
| Krisen Torres, Vice Control | ||
| Julian Inclan, Independent Chairman of the Board | ||
| Jos Fernndez, CEO President | ||
| Rafael Velez, Independent Director | ||
| Pedro Morazzani, Independent Director |
OFG Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is OFG Bancorp a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.16 | |||
| Return On Asset | 0.0179 | |||
| Profit Margin | 0.30 % | |||
| Operating Margin | 0.43 % | |||
| Current Valuation | 1.7 B | |||
| Shares Outstanding | 45.9 M | |||
| Shares Owned By Insiders | 1.77 % | |||
| Shares Owned By Institutions | 96.81 % | |||
| Number Of Shares Shorted | 356.25 K | |||
| Price To Earning | 15.28 X |
Currently Active Assets on Macroaxis
When determining whether OFG Bancorp is a strong investment it is important to analyze OFG Bancorp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact OFG Bancorp's future performance. For an informed investment choice regarding OFG Stock, refer to the following important reports:Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OFG Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. For more detail on how to invest in OFG Stock please use our How to Invest in OFG Bancorp guide.You can also try the Portfolio Rebalancing module to analyze risk-adjusted returns against different time horizons to find asset-allocation targets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OFG Bancorp. If investors know OFG will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OFG Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.053 | Dividend Share 0.97 | Earnings Share 4.13 | Revenue Per Share 13.63 | Quarterly Revenue Growth (0.02) |
The market value of OFG Bancorp is measured differently than its book value, which is the value of OFG that is recorded on the company's balance sheet. Investors also form their own opinion of OFG Bancorp's value that differs from its market value or its book value, called intrinsic value, which is OFG Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OFG Bancorp's market value can be influenced by many factors that don't directly affect OFG Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OFG Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if OFG Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OFG Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.