Timothy Terry - OptimumBank Holdings CEO of Optimumbank and President of OptimumBank
| OPHC Stock | USD 5.11 0.08 1.59% |
CEO
Mr. Timothy L. Terry is President, Chief Executive Officer of the Bank, since February 2013. Prior to joining the Company, Mr. Terry served as Interim President and CEO of Putnam State Bank in Palatka, Florida, from 2011 to 2012. From 20052011, Mr. Terry was President and CEO of Enterprise Bank of Florida, after initially serving as Executive Vice President, Senior Loan Officer, Branch Administrator and Sales Manager from 2002. From 19992002, He served as Executive Vice President and Senior Loan Officer of Palm Beach National Bank and Trust, after joining the company in 1993. From 19851993, Mr. Terry was Vice President of Flagler National Bank, West Palm Beach, Florida. Prior to that, he was Assistant Vice President of SNB Bank and Trust in Battle Creek, Michigan. He is also a graduate of the American Bankers Association Stonier Graduate School of Banking at the University of Delaware. since 2013.
| Age | 68 |
| Tenure | 11 years |
| Address | 2929 East Commercial Boulevard, Fort Lauderdale, FL, United States, 33308 |
| Phone | 954 900 2800 |
| Web | https://www.optimumbank.com |
Timothy Terry Latest Insider Activity
Tracking and analyzing the buying and selling activities of Timothy Terry against OptimumBank Holdings stock is an integral part of due diligence when investing in OptimumBank Holdings. Timothy Terry insider activity provides valuable insight into whether OptimumBank Holdings is net buyers or sellers over its current business cycle. Note, OptimumBank Holdings insiders must abide by specific rules, including filing SEC forms every time they buy or sell OptimumBank Holdings'shares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.
Timothy Terry over three months ago Disposition of 500 shares by Timothy Terry of OptimumBank Holdings at 3.05 subject to Rule 16b-3 | ||
Timothy Terry over six months ago Sale by Timothy Terry of 500 shares of OptimumBank Holdings |
OptimumBank Holdings Management Efficiency
The company has return on total asset (ROA) of 0.0141 % which means that it generated a profit of $0.0141 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1475 %, meaning that it created $0.1475 on every $100 dollars invested by stockholders. OptimumBank Holdings' management efficiency ratios could be used to measure how well OptimumBank Holdings manages its routine affairs as well as how well it operates its assets and liabilities. At present, OptimumBank Holdings' Return On Capital Employed is projected to increase slightly based on the last few years of reporting. The current year's Return On Assets is expected to grow to 0.01, whereas Return On Equity is forecasted to decline to 0.09. At present, OptimumBank Holdings' Total Current Assets are projected to increase significantly based on the last few years of reporting. The current year's Other Assets is expected to grow to about 718.1 M, whereas Non Current Assets Total are forecasted to decline to about 16.6 M.Similar Executives
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Management Performance
| Return On Equity | 0.15 | ||||
| Return On Asset | 0.0141 |
OptimumBank Holdings Leadership Team
Elected by the shareholders, the OptimumBank Holdings' board of directors comprises two types of representatives: OptimumBank Holdings inside directors who are chosen from within the company, and outside directors, selected externally and held independent of OptimumBank. The board's role is to monitor OptimumBank Holdings' management team and ensure that shareholders' interests are well served. OptimumBank Holdings' inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, OptimumBank Holdings' outside directors are responsible for providing unbiased perspectives on the board's policies.
| Lisa Corr, Assistant Lending | ||
| Gene Babchick, Director Development | ||
| Joel Klein, Independent Director | ||
| Lesile Legg, Branch Operations | ||
| Timothy Terry, CEO of Optimumbank and President of OptimumBank | ||
| Frank Nelson, Senior Lending | ||
| Rosa Arias, Head Teller |
OptimumBank Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is OptimumBank Holdings a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.15 | ||||
| Return On Asset | 0.0141 | ||||
| Profit Margin | 0.34 % | ||||
| Operating Margin | 0.48 % | ||||
| Current Valuation | (37.98 M) | ||||
| Shares Outstanding | 10.09 M | ||||
| Shares Owned By Insiders | 24.13 % | ||||
| Shares Owned By Institutions | 11.30 % | ||||
| Number Of Shares Shorted | 31.08 K | ||||
| Price To Earning | 2.45 X |
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether OptimumBank Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of OptimumBank Holdings' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Optimumbank Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Optimumbank Holdings Stock:Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OptimumBank Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in rate. For information on how to trade OptimumBank Stock refer to our How to Trade OptimumBank Stock guide.You can also try the FinTech Suite module to use AI to screen and filter profitable investment opportunities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OptimumBank Holdings. If investors know OptimumBank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OptimumBank Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.828 | Earnings Share 1.33 | Revenue Per Share 4.014 | Quarterly Revenue Growth 0.807 | Return On Assets 0.0141 |
The market value of OptimumBank Holdings is measured differently than its book value, which is the value of OptimumBank that is recorded on the company's balance sheet. Investors also form their own opinion of OptimumBank Holdings' value that differs from its market value or its book value, called intrinsic value, which is OptimumBank Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OptimumBank Holdings' market value can be influenced by many factors that don't directly affect OptimumBank Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OptimumBank Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if OptimumBank Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OptimumBank Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.