Lay Santoso - PT Bank Head of Corporate Fin. Group

PBCRF Stock  USD 0.67  0.04  6.35%   

Executive

Mr. Santoso is Director of PT Bank Central Asia Tbk since August 8, 2016. He is responsible for Business Development and Marketing of Banking Transactions, Development of Cooperation Banking Solutions, Development of Banking Products, and Business Banking Support and Services. He finished his recent studies at Universitas Trisakti. His career in BCA started in 1992 as the Head of Administration Supports Division, and then served as Head of Marketing for NonJabodetabek II Area, Area Head of Marketing Bureau, Deputy Head of Consumer Network Division, Deputy Head of Network Services Division and Sales and Network Division, Head of Small and Medium Business Division, Head of Credit Card Unit, Head of Group Merchant and Consumer Credit Card, Head of BCA Pension Fund, and Commissioner of PT Abacus Cash Solution . since 2016.
Age 51
Tenure 8 years
Phone62 21 2358 8000
Webhttps://www.bca.co.id

PT Bank Management Efficiency

The company has return on total asset (ROA) of 0.0321 % which means that it generated a profit of $0.0321 on every $100 spent on assets. This is way below average. Similarly, it shows a return on equity (ROE) of 0.1922 %, meaning that it generated $0.1922 on every $100 dollars invested by stockholders. PT Bank's management efficiency ratios could be used to measure how well PT Bank manages its routine affairs as well as how well it operates its assets and liabilities.
PT Bank Central has accumulated 312.8 M in total debt. Debt can assist PT Bank until it has trouble settling it off, either with new capital or with free cash flow. So, PT Bank's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like PT Bank Central sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for PBCRF to invest in growth at high rates of return. When we think about PT Bank's use of debt, we should always consider it together with cash and equity.

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PT Bank Central Asia Tbk, together with its subsidiaries, provides banking products and services to individual, corporate, and small and medium enterprise customers in Indonesia and internationally. PT Bank Central Asia Tbk is a subsidiary of PT Dwimuria Investama Andalan. BANK CENTRAL operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 24955 people. PT Bank Central [PBCRF] is a Pink Sheet which is traded between brokers as part of OTC trading.

Management Performance

PT Bank Central Leadership Team

Elected by the shareholders, the PT Bank's board of directors comprises two types of representatives: PT Bank inside directors who are chosen from within the company, and outside directors, selected externally and held independent of PBCRF. The board's role is to monitor PT Bank's management team and ensure that shareholders' interests are well served. PT Bank's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, PT Bank's outside directors are responsible for providing unbiased perspectives on the board's policies.
Ho Tan, Compliance Director, Director, Member of Risk Management Committee and Member of Information Technology Steering Committee
Lianawaty Suwono, Director Director
I Wangsawijaya, Head Division
Armand Hartono, Director of Operation and Information Technology, Director, Chairman of Information Technology Steering Committee and Member of Risk Management Committee
Vera Lim, Planning Director
Haryanto Budiman, Director Director
Jahja Setiaatmadja, Pres Director, Chairman of Asset and Liability Committee, Chairman of Credit Policy Committee, Member of Commercial Credit Committee, Member of Corporate Credit Committee and Member of Risk Management Committee
Wira Chandra, Transaction Banking
Raymon Yonarto, EVP Sec
Lay Santoso, Head of Corporate Fin. Group

PBCRF Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right pink sheet is not an easy task. Is PT Bank a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Currently Active Assets on Macroaxis

Other Information on Investing in PBCRF Pink Sheet

PT Bank financial ratios help investors to determine whether PBCRF Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in PBCRF with respect to the benefits of owning PT Bank security.