Ramiro Caceres - Sandy Spring Executive Officer

SASR Stock  USD 37.68  0.17  0.45%   

Executive

Ramiro Caceres is Executive Officer of Sandy Spring Bancorp
Age 61
Address 17801 Georgia Avenue, Olney, MD, United States, 20832
Phone301 774 6400
Webhttps://www.sandyspringbank.com

Sandy Spring Management Efficiency

At this time, Sandy Spring's Return On Assets are relatively stable compared to the past year. As of 12/02/2024, Return On Equity is likely to grow to 0.11, while Return On Tangible Assets are likely to drop 0.01. At this time, Sandy Spring's Total Assets are relatively stable compared to the past year. As of 12/02/2024, Other Assets is likely to grow to about 12.1 B, though Non Currrent Assets Other are likely to grow to (1.7 B). Sandy Spring's management efficiency ratios could be used to measure how well Sandy Spring manages its routine affairs as well as how well it operates its assets and liabilities.
Sandy Spring Bancorp currently holds 920.8 M in liabilities with Debt to Equity (D/E) ratio of 7.88, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Sandy Spring's use of debt, we should always consider it together with its cash and equity.

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Sandy Spring Bancorp, Inc. operates as the bank holding company for Sandy Spring Bank that provides commercial and retail banking, mortgage, private banking, and trust services to individuals and businesses. Sandy Spring Bancorp, Inc. was founded in 1868 and is headquartered in Olney, Maryland. Sandy Spring operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 1084 people. Sandy Spring Bancorp (SASR) is traded on NASDAQ Exchange in USA. It is located in 17801 Georgia Avenue, Olney, MD, United States, 20832 and employs 1,084 people. Sandy Spring is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Sandy Spring Bancorp Leadership Team

Elected by the shareholders, the Sandy Spring's board of directors comprises two types of representatives: Sandy Spring inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Sandy. The board's role is to monitor Sandy Spring's management team and ensure that shareholders' interests are well served. Sandy Spring's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Sandy Spring's outside directors are responsible for providing unbiased perspectives on the board's policies.
CPA CPA, Ex CFO
Ronda McDowell, Chief Credit Officer of the Bank
Kenneth Cook, Ex Bank
Charlie Cullum, Deputy Treasurer
Charles Cullum, CFO VP
Aaron JD, Executive Officer
John Sadowski, Executive Vice President CIO of the Bank
Lynne Pulford, Executive Group
Kevin Slane, Executive Vice President Chief Risk Officer
Joseph OBrien, Executive VP of Commercial and Retail Banking for Sandy Spring Bank
Aaron Kaslow, Executive Officer
Philip CPA, Executive Officer
Gary Fernandes, Executive Officer
Ramiro Caceres, Executive Officer
Janet Replogle, Shareholder Contact
Daniel Schrider, CEO and President Director, Member of Executive and Governance Committee, Member of Credit and Investment Risk Committee, CEO of Sandy Spring Bank and President of Sandy Spring Bank and Director of Sandy Spring Bank

Sandy Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Sandy Spring a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Pair Trading with Sandy Spring

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Sandy Spring position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Sandy Spring will appreciate offsetting losses from the drop in the long position's value.

Moving together with Sandy Stock

  0.96AX Axos FinancialPairCorr
  0.96BY Byline Bancorp Fiscal Year End 23rd of January 2025 PairCorr

Moving against Sandy Stock

  0.62CFG-PE Citizens FinancialPairCorr
  0.59TFC-PO Truist FinancialPairCorr
  0.57TFC-PR Truist FinancialPairCorr
  0.42WF Woori Financial GroupPairCorr
The ability to find closely correlated positions to Sandy Spring could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Sandy Spring when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Sandy Spring - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Sandy Spring Bancorp to buy it.
The correlation of Sandy Spring is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Sandy Spring moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Sandy Spring Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Sandy Spring can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Additional Tools for Sandy Stock Analysis

When running Sandy Spring's price analysis, check to measure Sandy Spring's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Sandy Spring is operating at the current time. Most of Sandy Spring's value examination focuses on studying past and present price action to predict the probability of Sandy Spring's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Sandy Spring's price. Additionally, you may evaluate how the addition of Sandy Spring to your portfolios can decrease your overall portfolio volatility.