James Rousey - UTG Pres and Director
| UTGNDelisted Stock | USD 29.60 0.00 0.00% |
Director
Mr. James P. Rousey is President, Director of the Company. He was President of Universal Guaranty Life Insurance Company since September 2006, Director of UTG and Universal Guaranty Life Insurance Company since September 2001 Chair Elect of ACLI Forum 500 since November 2014 Chair Elect of ACLI Board of Governors since November 2014 Regional CEO and Director of First Southern National Bank from 1988 to 2001. Board Member with the Illinois Fellowship of Christian Athletes from 20012005 Board Member with Contact Ministries from 20072011 Board Member with Amigos En Cristo, Inc. from 20072009. since 2006.
| Age | 64 |
| Tenure | 18 years |
| Phone | 217 241 6300 |
| Web | https://www.utgins.com |
UTG Management Efficiency
The company has return on total asset (ROA) of 0.0377 % which means that it generated a profit of $0.0377 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1385 %, meaning that it created $0.1385 on every $100 dollars invested by stockholders. UTG's management efficiency ratios could be used to measure how well UTG manages its routine affairs as well as how well it operates its assets and liabilities.UTG Inc currently holds 24 M in liabilities with Debt to Equity (D/E) ratio of 0.05, which may suggest the company is not taking enough advantage from borrowing. UTG Inc has a current ratio of 1.92, which is within standard range for the sector. Debt can assist UTG until it has trouble settling it off, either with new capital or with free cash flow. So, UTG's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like UTG Inc sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for UTG to invest in growth at high rates of return. When we think about UTG's use of debt, we should always consider it together with cash and equity.
UTG, Inc., an insurance holding company, provides individual life insurance products and services in the United States. UTG, Inc. was founded in 1966 and is headquartered in Stanford, Kentucky. Utg operates under InsuranceLife classification in the United States and is traded on OTC Exchange. It employs 40 people. UTG Inc [UTGN] is a Pink Sheet which is traded between independent brokers as part of over-the-counter (OTC) trading. UTG is listed under Insurance category by Fama And French industry classification. Management Performance
| Return On Equity | 0.14 | ||||
| Return On Asset | 0.0377 |
UTG Inc Leadership Team
Elected by the shareholders, the UTG's board of directors comprises two types of representatives: UTG inside directors who are chosen from within the company, and outside directors, selected externally and held independent of UTG. The board's role is to monitor UTG's management team and ensure that shareholders' interests are well served. UTG's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, UTG's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Julie Abel, VP Treasurer | ||
| Theodore Miller, CFO, Sr. VP and Corporate Secretary | ||
| Jacob Andrew, Chief VP | ||
| Michael Borden, VP COO | ||
| James Rousey, Pres and Director | ||
| Jesse Correll, Chairman and CEO |
UTG Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right pink sheet is not an easy task. Is UTG a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.14 | ||||
| Return On Asset | 0.0377 | ||||
| Profit Margin | 0.38 % | ||||
| Operating Margin | 0.50 % | ||||
| Current Valuation | 71.44 M | ||||
| Shares Outstanding | 3.16 M | ||||
| Shares Owned By Insiders | 70.90 % | ||||
| Price To Earning | 44.12 X | ||||
| Price To Book | 0.64 X | ||||
| Price To Sales | 1.58 X |
Pair Trading with UTG
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if UTG position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in UTG will appreciate offsetting losses from the drop in the long position's value.Moving together with UTG Pink Sheet
Moving against UTG Pink Sheet
| 0.8 | MET-PF | MetLife Preferred Stock | PairCorr |
| 0.76 | MET-PE | MetLife Preferred Stock | PairCorr |
| 0.75 | ABL | Abacus Life | PairCorr |
| 0.72 | ABLLW | Abacus Life | PairCorr |
| 0.71 | GL-PD | Globe Life 425 | PairCorr |
The ability to find closely correlated positions to UTG could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace UTG when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back UTG - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling UTG Inc to buy it.
The correlation of UTG is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as UTG moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if UTG Inc moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for UTG can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out World Market Map to better understand how to build diversified portfolios. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in price. You can also try the Bond Analysis module to evaluate and analyze corporate bonds as a potential investment for your portfolios..
Other Consideration for investing in UTG Pink Sheet
If you are still planning to invest in UTG Inc check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the UTG's history and understand the potential risks before investing.
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