Citizens Bancshares Corp Stock Performance
| CZBS Stock | USD 50.67 0.33 0.65% |
The firm shows a Beta (market volatility) of 0.45, which signifies possible diversification benefits within a given portfolio. As returns on the market increase, Citizens Bancshares' returns are expected to increase less than the market. However, during the bear market, the loss of holding Citizens Bancshares is expected to be smaller as well. Citizens Bancshares Corp right now shows a risk of 1.86%. Please confirm Citizens Bancshares Corp value at risk, as well as the relationship between the skewness and day typical price , to decide if Citizens Bancshares Corp will be following its price patterns.
Risk-Adjusted Performance
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Over the last 90 days Citizens Bancshares Corp has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of comparatively stable fundamental drivers, Citizens Bancshares is not utilizing all of its potentials. The latest stock price uproar, may contribute to short-horizon losses for the private investors. ...more
Citizens |
Citizens Bancshares Relative Risk vs. Return Landscape
If you would invest 5,120 in Citizens Bancshares Corp on September 28, 2024 and sell it today you would lose (20.00) from holding Citizens Bancshares Corp or give up 0.39% of portfolio value over 90 days. Citizens Bancshares Corp is currently generating 0.0106% in daily expected returns and assumes 1.8553% risk (volatility on return distribution) over the 90 days horizon. In different words, 16% of pink sheets are less volatile than Citizens, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
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Citizens Bancshares Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Citizens Bancshares' investment risk. Standard deviation is the most common way to measure market volatility of pink sheets, such as Citizens Bancshares Corp, and traders can use it to determine the average amount a Citizens Bancshares' price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0057
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| Negative Returns | CZBS |
Estimated Market Risk
| 1.86 actual daily | 16 84% of assets are more volatile |
Expected Return
| 0.01 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| 0.01 actual daily | 0 Most of other assets perform better |
Based on monthly moving average Citizens Bancshares is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Citizens Bancshares by adding Citizens Bancshares to a well-diversified portfolio.
Citizens Bancshares Fundamentals Growth
Citizens Pink Sheet prices reflect investors' perceptions of the future prospects and financial health of Citizens Bancshares, and Citizens Bancshares fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Citizens Pink Sheet performance.
| Return On Equity | 0.0638 | |||
| Return On Asset | 0.0065 | |||
| Profit Margin | 0.20 % | |||
| Operating Margin | 0.25 % | |||
| Current Valuation | (5.07 M) | |||
| Shares Outstanding | 2.08 M | |||
| Price To Earning | 15.09 X | |||
| Price To Book | 0.58 X | |||
| Price To Sales | 2.90 X | |||
| Revenue | 20.6 M | |||
| Cash And Equivalents | 38.85 M | |||
| Cash Per Share | 19.66 X | |||
| Total Debt | 5.21 M | |||
| Book Value Per Share | 27.04 X | |||
| Cash Flow From Operations | 8.97 M | |||
| Earnings Per Share | 1.94 X | |||
| Total Asset | 406.75 M | |||
| Retained Earnings | 31.24 M | |||
About Citizens Bancshares Performance
Assessing Citizens Bancshares' fundamental ratios provides investors with valuable insights into Citizens Bancshares' financial health and overall profitability. This information is crucial for making informed investment decisions. A high ROA would indicate that the Citizens Bancshares is effectively leveraging its assets and equity to generate significant profits, making it an appealing investment. Conversely, low Return on Assets could signal underlying management issues in assets and equity, indicating a necessity for operational refinements. Please also refer to our technical analysis and fundamental analysis pages.
Citizens Bancshares Corporation operates as the holding company for Citizens Trust Bank that provides various commercial banking services to individual and corporate customers. The company was founded in 1921 and is headquartered in Atlanta, Georgia. Citizens Bancshares operates under BanksRegional classification in the United States and is traded on OTC Exchange.Things to note about Citizens Bancshares Corp performance evaluation
Checking the ongoing alerts about Citizens Bancshares for important developments is a great way to find new opportunities for your next move. Pink Sheet alerts and notifications screener for Citizens Bancshares Corp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| About 45.0% of the company shares are held by company insiders |
- Analyzing Citizens Bancshares' financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Citizens Bancshares' stock is overvalued or undervalued compared to its peers.
- Examining Citizens Bancshares' industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Citizens Bancshares' management team can have a significant impact on its success or failure. Reviewing the track record and experience of Citizens Bancshares' management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Citizens Bancshares' pink sheet. These opinions can provide insight into Citizens Bancshares' potential for growth and whether the stock is currently undervalued or overvalued.
Additional Tools for Citizens Pink Sheet Analysis
When running Citizens Bancshares' price analysis, check to measure Citizens Bancshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Citizens Bancshares is operating at the current time. Most of Citizens Bancshares' value examination focuses on studying past and present price action to predict the probability of Citizens Bancshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Citizens Bancshares' price. Additionally, you may evaluate how the addition of Citizens Bancshares to your portfolios can decrease your overall portfolio volatility.