Carver Bancorp Stock Fundamentals
| CARV Stock | USD 1.83 0.01 0.54% |
Carver Bancorp fundamentals help investors to digest information that contributes to Carver Bancorp's financial success or failures. It also enables traders to predict the movement of Carver Stock. The fundamental analysis module provides a way to measure Carver Bancorp's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Carver Bancorp stock.
At this time, Carver Bancorp's Depreciation And Amortization is fairly stable compared to the past year. Selling And Marketing Expenses is likely to climb to about 735.9 K in 2024, whereas Selling General Administrative is likely to drop slightly above 11.6 M in 2024. Carver | Select Account or Indicator |
Carver Bancorp Company Operating Margin Analysis
Carver Bancorp's Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.
Current Carver Bancorp Operating Margin | (0.34) % |
Most of Carver Bancorp's fundamental indicators, such as Operating Margin, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Carver Bancorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
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Carver Pretax Profit Margin
Pretax Profit Margin |
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Based on the recorded statements, Carver Bancorp has an Operating Margin of -0.3433%. This is 101.86% lower than that of the Banks sector and significantly lower than that of the Financials industry. The operating margin for all United States stocks is 93.77% lower than that of the firm.
Carver Bancorp Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Carver Bancorp's current stock value. Our valuation model uses many indicators to compare Carver Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Carver Bancorp competition to find correlations between indicators driving Carver Bancorp's intrinsic value. More Info.Carver Bancorp is rated below average in return on equity category among its peers. It also is rated below average in return on asset category among its peers . At this time, Carver Bancorp's Return On Equity is fairly stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Carver Bancorp by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.Carver Operating Margin Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Carver Bancorp's direct or indirect competition against its Operating Margin to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Carver Bancorp could also be used in its relative valuation, which is a method of valuing Carver Bancorp by comparing valuation metrics of similar companies.Carver Bancorp is currently under evaluation in operating margin category among its peers.
Carver Bancorp Current Valuation Drivers
We derive many important indicators used in calculating different scores of Carver Bancorp from analyzing Carver Bancorp's financial statements. These drivers represent accounts that assess Carver Bancorp's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Carver Bancorp's important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Market Cap | 13.4M | 7.0M | 31.0M | 17.1M | 7.5M | 7.1M | |
| Enterprise Value | 3.6M | (8.8M) | 8.6M | 38.8M | 5.6M | 5.4M |
Carver Fundamentals
| Return On Equity | -0.0915 | ||||
| Return On Asset | -0.0052 | ||||
| Profit Margin | (0.13) % | ||||
| Operating Margin | (0.34) % | ||||
| Current Valuation | 42.43 M | ||||
| Shares Outstanding | 5.14 M | ||||
| Shares Owned By Insiders | 21.24 % | ||||
| Shares Owned By Institutions | 8.42 % | ||||
| Number Of Shares Shorted | 22.91 K | ||||
| Price To Earning | 14.54 X | ||||
| Price To Book | 0.52 X | ||||
| Price To Sales | 0.33 X | ||||
| Revenue | 29.2 M | ||||
| Gross Profit | 27.22 M | ||||
| EBITDA | (2.98 M) | ||||
| Net Income | (2.98 M) | ||||
| Cash And Equivalents | 43.38 M | ||||
| Cash Per Share | 10.27 X | ||||
| Total Debt | 57.15 M | ||||
| Debt To Equity | 12.68 % | ||||
| Book Value Per Share | 4.00 X | ||||
| Cash Flow From Operations | (6.57 M) | ||||
| Short Ratio | 0.31 X | ||||
| Earnings Per Share | (0.79) X | ||||
| Number Of Employees | 110 | ||||
| Beta | 1.11 | ||||
| Market Capitalization | 8.53 M | ||||
| Total Asset | 756.8 M | ||||
| Retained Earnings | (51.55 M) | ||||
| Net Asset | 756.8 M |
About Carver Bancorp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Carver Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Carver Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Carver Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Current Deferred Revenue | -3.3 M | -3.5 M | |
| Total Revenue | 29.2 M | 25.3 M | |
| Cost Of Revenue | 3.7 M | 3.5 M | |
| Stock Based Compensation To Revenue | 0.01 | 0.01 | |
| Sales General And Administrative To Revenue | 0.54 | 0.36 | |
| Capex To Revenue | 0.01 | 0.01 | |
| Revenue Per Share | 6.03 | 5.72 | |
| Ebit Per Revenue | (0.02) | (0.02) |
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Additional Tools for Carver Stock Analysis
When running Carver Bancorp's price analysis, check to measure Carver Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Carver Bancorp is operating at the current time. Most of Carver Bancorp's value examination focuses on studying past and present price action to predict the probability of Carver Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Carver Bancorp's price. Additionally, you may evaluate how the addition of Carver Bancorp to your portfolios can decrease your overall portfolio volatility.