First Financial Bancorp Stock Fundamentals
| FFBC Stock | USD 29.71 0.11 0.37% |
First Financial Bancorp fundamentals help investors to digest information that contributes to First Financial's financial success or failures. It also enables traders to predict the movement of First Stock. The fundamental analysis module provides a way to measure First Financial's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to First Financial stock.
At present, First Financial's Other Operating Expenses is projected to increase significantly based on the last few years of reporting. The current year's Operating Income is expected to grow to about 429.7 M, whereas Total Other Income Expense Net is forecasted to decline to (95.2 M). First | Select Account or Indicator |
First Financial Bancorp Company Profit Margin Analysis
First Financial's Profit Margin measures overall efficiency of a company and shows its ability to withstand competition as well as defend against adverse conditions such as rising costs, falling prices, decline in sales or management distress. Profit margin tells investors how well the company executes on its overall pricing strategies as well as how effective the company in controlling its costs.
Current First Financial Profit Margin | 0.29 % |
Most of First Financial's fundamental indicators, such as Profit Margin, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, First Financial Bancorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
First Profit Margin Historical Pattern
Today, most investors in First Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various First Financial's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's profit margin growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of First Financial profit margin as a starting point in their analysis.
First Financial Profit Margin |
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In a nutshell, Profit Margin indicator shows the amount of money the company makes from total sales or revenue. It can provide a good insight into companies in the same sector, as well as help to identify trends of a company from year to year.
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First Pretax Profit Margin
Pretax Profit Margin |
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Based on the latest financial disclosure, First Financial Bancorp has a Profit Margin of 0.2891%. This is 97.52% lower than that of the Banks sector and significantly higher than that of the Financials industry. The profit margin for all United States stocks is 122.76% lower than that of the firm.
First Financial Bancorp Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining First Financial's current stock value. Our valuation model uses many indicators to compare First Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across First Financial competition to find correlations between indicators driving First Financial's intrinsic value. More Info.First Financial Bancorp is rated below average in return on equity category among its peers. It is rated # 3 in return on asset category among its peers reporting about 0.13 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for First Financial Bancorp is roughly 7.71 . At present, First Financial's Return On Equity is projected to increase slightly based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the First Financial's earnings, one of the primary drivers of an investment's value.First Profit Margin Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses First Financial's direct or indirect competition against its Profit Margin to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of First Financial could also be used in its relative valuation, which is a method of valuing First Financial by comparing valuation metrics of similar companies.First Financial is currently under evaluation in profit margin category among its peers.
First Financial Current Valuation Drivers
We derive many important indicators used in calculating different scores of First Financial from analyzing First Financial's financial statements. These drivers represent accounts that assess First Financial's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of First Financial's important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Market Cap | 2.5B | 1.7B | 2.3B | 2.3B | 2.0B | 2.1B | |
| Enterprise Value | 3.8B | 2.2B | 2.5B | 3.3B | 3.0B | 3.1B |
First Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, First Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to First Financial's managers, analysts, and investors.Environmental | Governance | Social |
First Fundamentals
| Return On Equity | 0.0964 | ||||
| Return On Asset | 0.0125 | ||||
| Profit Margin | 0.29 % | ||||
| Operating Margin | 0.37 % | ||||
| Current Valuation | 3.38 B | ||||
| Shares Outstanding | 95.49 M | ||||
| Shares Owned By Insiders | 1.91 % | ||||
| Shares Owned By Institutions | 80.48 % | ||||
| Number Of Shares Shorted | 1.65 M | ||||
| Price To Earning | 12.77 X | ||||
| Price To Book | 1.16 X | ||||
| Price To Sales | 3.72 X | ||||
| Revenue | 796.67 M | ||||
| Gross Profit | 673.25 M | ||||
| EBITDA | 356.39 M | ||||
| Net Income | 255.86 M | ||||
| Cash And Equivalents | 584 M | ||||
| Cash Per Share | 6.16 X | ||||
| Total Debt | 1.28 B | ||||
| Debt To Equity | 9.07 % | ||||
| Book Value Per Share | 25.66 X | ||||
| Cash Flow From Operations | 486.97 M | ||||
| Short Ratio | 3.40 X | ||||
| Earnings Per Share | 2.31 X | ||||
| Price To Earnings To Growth | 1.71 X | ||||
| Target Price | 28.75 | ||||
| Number Of Employees | 2.08 K | ||||
| Beta | 0.97 | ||||
| Market Capitalization | 2.84 B | ||||
| Total Asset | 17.53 B | ||||
| Retained Earnings | 1.14 B | ||||
| Annual Yield | 0.03 % | ||||
| Five Year Return | 3.96 % | ||||
| Net Asset | 17.53 B | ||||
| Last Dividend Paid | 0.93 |
About First Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze First Financial Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of First Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of First Financial Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Current Deferred Revenue | 371.2 M | 389.7 M | |
| Total Revenue | 796.7 M | 836.5 M | |
| Cost Of Revenue | -286.9 M | -272.5 M | |
| Stock Based Compensation To Revenue | 0.02 | 0.01 | |
| Sales General And Administrative To Revenue | 0.42 | 0.29 | |
| Capex To Revenue | 0.03 | 0.05 | |
| Revenue Per Share | 8.48 | 8.90 | |
| Ebit Per Revenue | 0.51 | 0.76 |
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether First Financial Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Financial Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Financial Bancorp Stock:Check out First Financial Piotroski F Score and First Financial Altman Z Score analysis. For information on how to trade First Stock refer to our How to Trade First Stock guide.You can also try the Commodity Channel module to use Commodity Channel Index to analyze current equity momentum.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Financial. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.17) | Dividend Share 0.93 | Earnings Share 2.31 | Revenue Per Share 8.096 | Quarterly Revenue Growth (0.05) |
The market value of First Financial Bancorp is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Financial's value that differs from its market value or its book value, called intrinsic value, which is First Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Financial's market value can be influenced by many factors that don't directly affect First Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.