Ponce Financial Group Stock Fundamentals
| PDLB Stock | USD 13.18 0.11 0.84% |
Ponce Financial Group fundamentals help investors to digest information that contributes to Ponce Financial's financial success or failures. It also enables traders to predict the movement of Ponce Stock. The fundamental analysis module provides a way to measure Ponce Financial's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Ponce Financial stock.
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Ponce Financial Group Company Return On Equity Analysis
Ponce Financial's Return on Equity or ROE tells company stockholders how effectually their money is being utilized or reinvested. It is a useful ratio when analyzing company profitability or the management effectiveness given the capital invested by the shareholders. ROE shows how efficiently a company utilizes investments to generate income.
Current Ponce Financial Return On Equity | 0.0173 |
Most of Ponce Financial's fundamental indicators, such as Return On Equity, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Ponce Financial Group is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
For most industries, Return on Equity between 10% and 30% are considered desirable to provide dividends to owners and have funds for the future growth of the company. Investors should be very careful using ROE as the only efficiency indicator because ROE can be high if a company is heavily leveraged.
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Based on the latest financial disclosure, Ponce Financial Group has a Return On Equity of 0.0173. This is 98.81% lower than that of the Banks sector and significantly higher than that of the Financials industry. The return on equity for all United States stocks is 105.58% lower than that of the firm.
Ponce Financial Group Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Ponce Financial's current stock value. Our valuation model uses many indicators to compare Ponce Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Ponce Financial competition to find correlations between indicators driving Ponce Financial's intrinsic value. More Info.Ponce Financial Group is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about 0.17 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Ponce Financial Group is roughly 5.77 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Ponce Financial's earnings, one of the primary drivers of an investment's value.Ponce Return On Equity Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Ponce Financial's direct or indirect competition against its Return On Equity to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Ponce Financial could also be used in its relative valuation, which is a method of valuing Ponce Financial by comparing valuation metrics of similar companies.Ponce Financial is currently under evaluation in return on equity category among its peers.
Ponce Fundamentals
| Return On Equity | 0.0173 | ||||
| Return On Asset | 0.003 | ||||
| Profit Margin | 0.11 % | ||||
| Operating Margin | 0.16 % | ||||
| Current Valuation | 979.05 M | ||||
| Shares Outstanding | 22.49 M | ||||
| Shares Owned By Insiders | 19.37 % | ||||
| Shares Owned By Institutions | 45.86 % | ||||
| Number Of Shares Shorted | 95.16 K | ||||
| Price To Earning | 21.93 X | ||||
| Price To Book | 1.04 X | ||||
| Price To Sales | 3.70 X | ||||
| Revenue | 73.87 M | ||||
| Gross Profit | 48.98 M | ||||
| EBITDA | 10.38 M | ||||
| Net Income | 3.35 M | ||||
| Cash And Equivalents | 277.43 M | ||||
| Cash Per Share | 12.01 X | ||||
| Total Debt | 717.11 M | ||||
| Debt To Equity | 6.12 % | ||||
| Book Value Per Share | 12.44 X | ||||
| Cash Flow From Operations | 6.49 M | ||||
| Short Ratio | 2.19 X | ||||
| Earnings Per Share | 0.37 X | ||||
| Target Price | 14.0 | ||||
| Number Of Employees | 228 | ||||
| Beta | 0.51 | ||||
| Market Capitalization | 293.99 M | ||||
| Total Asset | 2.75 B | ||||
| Retained Earnings | 97.42 M | ||||
| Net Asset | 2.75 B |
About Ponce Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Ponce Financial Group's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Ponce Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Ponce Financial Group based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services. Ponce Financial Group, Inc. was founded in 1960 and is headquartered in Bronx, New York. PDL Community operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 253 people.
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Ponce Financial Group offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Ponce Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Ponce Financial Group Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Ponce Financial Group Stock:Check out Ponce Financial Piotroski F Score and Ponce Financial Altman Z Score analysis. You can also try the Idea Analyzer module to analyze all characteristics, volatility and risk-adjusted return of Macroaxis ideas.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Ponce Financial. If investors know Ponce will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Ponce Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Ponce Financial Group is measured differently than its book value, which is the value of Ponce that is recorded on the company's balance sheet. Investors also form their own opinion of Ponce Financial's value that differs from its market value or its book value, called intrinsic value, which is Ponce Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Ponce Financial's market value can be influenced by many factors that don't directly affect Ponce Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Ponce Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Ponce Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Ponce Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.