Stifel Financial Stock Beneish M Score

SF Stock  USD 116.28  0.40  0.34%   
This module uses fundamental data of Stifel Financial to approximate the value of its Beneish M Score. Stifel Financial M Score tells investors if the company management is likely to be manipulating earnings. The score is calculated using eight financial indicators that are adjusted by a specific multiplier. Please note, the M Score is a probabilistic model and cannot detect companies that manipulate their earnings with 100% accuracy. Check out Stifel Financial Piotroski F Score and Stifel Financial Altman Z Score analysis.
For more detail on how to invest in Stifel Stock please use our How to Invest in Stifel Financial guide.
  
At this time, Stifel Financial's Cash Flow To Debt Ratio is most likely to increase slightly in the upcoming years. At this time, Stifel Financial's Days Sales Outstanding is most likely to decrease significantly in the upcoming years. The Stifel Financial's current Book Value Per Share is estimated to increase to 52.12, while Free Cash Flow Yield is projected to decrease to 0.04.
At this time, it appears that Stifel Financial is an unlikely manipulator. The earnings manipulation may begin if Stifel Financial's top management creates an artificial sense of financial success, forcing the stock price to be traded at a high price-earnings multiple than it should be. In general, excessive earnings management by Stifel Financial executives may lead to removing some of the operating profits from subsequent periods to inflate earnings in the following periods. This way, the manipulation of Stifel Financial's earnings can lead to misrepresentations of actual financial condition, taking the otherwise loyal stakeholders on to the path of questionable ethical practices and plain fraud.
-3.35
Beneish M Score - Unlikely Manipulator
Elasticity of Receivables

0.54

Focus
Asset Quality

1.0

Focus
Expense Coverage

1.0

Focus
Gross Margin Strengs

1.05

Focus
Accruals Factor

1.0

Focus
Depreciation Resistance

1.04

Focus
Net Sales Growth

1.05

Focus
Financial Leverage Condition

2.7

Focus

Stifel Financial Beneish M-Score Indicator Trends

The cure to earnings manipulation is the transparency of financial reporting. It will typically remove the temptation of the top executives to inflate earnings (i.e., to promote the idea of 'winning at any cost'). Because a healthy internal audit department can enhance transparency, the board should promote the auditors' access to all the record-keeping systems across the enterprise. For example, if Stifel Financial's auditors report directly to the board (not management), the managers will be reluctant to manipulate simply due to the fear of punishment. On the other hand, the auditors will be free to investigate the ledgers properly because they know that the board has their back.
Current ValueLast YearChange From Last Year 10 Year Trend
Net Receivables707.3 M1.3 B
Way Down
Slightly volatile
Total Revenue4.5 B4.3 B
Sufficiently Up
Slightly volatile
Total Assets39.6 B37.7 B
Sufficiently Up
Slightly volatile
Total Current Assets4.8 B4.6 B
Sufficiently Up
Slightly volatile
Non Current Assets Total3.9 B2.6 B
Way Up
Very volatile
Property Plant Equipment231.4 M230 M
Slightly Up
Slightly volatile
Depreciation And Amortization77.4 M81.5 M
Notably Down
Slightly volatile
Selling General Administrative2.7 B2.6 B
Sufficiently Up
Slightly volatile
Total Current Liabilities2.7 B2.4 B
Moderately Up
Pretty Stable
Non Current Liabilities Total1.4 B1.2 B
Fairly Up
Slightly volatile
Short Term Debt549.3 M523.1 M
Sufficiently Up
Slightly volatile
Long Term Debt645.3 M1.2 B
Way Down
Slightly volatile
Operating Income808.4 M769.9 M
Sufficiently Up
Slightly volatile
Short Term Investments1.3 B1.6 B
Fairly Down
Slightly volatile
Long Term InvestmentsB8.5 B
Significantly Down
Slightly volatile
Gross Profit Margin0.840.7985
Sufficiently Up
Slightly volatile

Stifel Financial Beneish M-Score Driver Matrix

One of the toughest challenges investors face today is learning how to quickly synthesize historical financial statements and information provided by the company, SEC reporting, and various external parties in order to detect the potential manipulation of earnings. Understanding the correlation between Stifel Financial's different financial indicators related to revenue, expenses, operating profit, and net earnings helps investors identify and prioritize their investing strategies towards Stifel Financial in a much-optimized way. Analyzing correlations between earnings drivers directly associated with dollar figures is the most effective way to find Stifel Financial's degree of accounting gimmicks and manipulations.

About Stifel Financial Beneish M Score

M-Score is one of many grading techniques for value stocks. It was developed by Professor M. Daniel Beneish of the Kelley School of Business at Indiana University and published in 1999 under the paper titled The Detection of Earnings Manipulation. The Beneish score is a multi-factor model that utilizes financial identifiers to compile eight variables used to classify whether a company has manipulated its reported earnings. The variables are built from the officially filed financial statements to create a final score call 'M Score.' The score helps to identify companies that are likely to manipulate their profits if they show deteriorating gross margins, operating expenses, and leverage against growing revenue.

Current Deferred Revenue

19.43 Million

At this time, Stifel Financial's Current Deferred Revenue is most likely to increase significantly in the upcoming years.

Stifel Financial Earnings Manipulation Drivers

Although earnings manipulation is typically not the result of intentional misconduct by the c-level executives, it is still a widespread practice by the senior management of public companies such as Stifel Financial. It is usually done by a series of misrepresentations of various accounting rules and operating activities across multiple financial cycles. The best way to spot the manipulation is to examine the historical financial statement to find inconsistencies in earning reports to find trends in assets or liabilities that are not sustainable in the future.
201920202021202220232024 (projected)
Net Receivables2.0B1.5B1.7B1.3B1.3B707.3M
Total Revenue3.3B3.7B4.6B4.3B4.3B4.5B
Total Assets24.6B26.6B34.0B37.2B37.7B39.6B
Total Current Assets6.4B6.0B5.8B1.7B4.6B4.8B
Net Debt184.6M(1.1B)(789.8M)(1.0B)(2.2B)(2.1B)
Short Term Debt785.9M284.5M478.3M311.2M523.1M549.3M
Long Term Debt1.3B1.2B1.2B1.2B1.2B645.3M
Operating Income597.5M651.2M1.1B979.0M769.9M808.4M
Investments(350.3M)(211.4M)(1.2B)(4.2B)442.8M464.9M

Stifel Financial ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Stifel Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Stifel Financial's managers, analysts, and investors.
Environmental
Governance
Social

About Stifel Financial Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Stifel Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Stifel Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Stifel Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.

Currently Active Assets on Macroaxis

Check out Stifel Financial Piotroski F Score and Stifel Financial Altman Z Score analysis.
For more detail on how to invest in Stifel Stock please use our How to Invest in Stifel Financial guide.
You can also try the Bollinger Bands module to use Bollinger Bands indicator to analyze target price for a given investing horizon.
Is Investment Banking & Brokerage space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Stifel Financial. If investors know Stifel will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Stifel Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
1.577
Dividend Share
1.62
Earnings Share
5.53
Revenue Per Share
45.507
Quarterly Revenue Growth
0.178
The market value of Stifel Financial is measured differently than its book value, which is the value of Stifel that is recorded on the company's balance sheet. Investors also form their own opinion of Stifel Financial's value that differs from its market value or its book value, called intrinsic value, which is Stifel Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Stifel Financial's market value can be influenced by many factors that don't directly affect Stifel Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Stifel Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Stifel Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Stifel Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.