Stoneco Stock Z Score

STNE Stock

USD 10.41 0.29 2.71%

Altman Z Score is one of the simplest fundamental models to determine how likely your company is to fail. The module uses available fundamental data of a given equity to approximate the Altman Z score. Altman Z Score is determined by evaluating five fundamental price points available from the company's current public disclosure documents. Check out StoneCo Piotroski F Score and StoneCo Valuation analysis.

For information on how to trade StoneCo Stock refer to our How to Trade StoneCo Stock guide.

At present, StoneCo's Long Term Debt To Capitalization is projected to increase slightly based on the last few years of reporting. The current year's Total Debt To Capitalization is expected to grow to 0.41, whereas Net Invested Capital is forecasted to decline to about 16.3 B. At present, StoneCo's Interest Income is projected to increase significantly based on the last few years of reporting. The current year's Depreciation And Amortization is expected to grow to about 922.1 M, whereas Selling General Administrative is forecasted to decline to about 596.1 M.

StoneCo Company Z Score Analysis

StoneCo's Z-Score is a simple linear, multi-factor model that measures the financial health and economic stability of a company. The score is used to predict the probability of a firm going into bankruptcy within next 24 months or two fiscal years from the day stated on the accounting statements used to calculate it. The model uses five fundamental business ratios that are weighted according to algorithm of Professor Edward Altman who developed it in the late 1960s at New York University..

Z Score

Sum Of

5 Factors

More About Z Score | All Equity Analysis

First Factor

1.2 * (

Working Capital

/

Total Assets )

Second Factor

1.4 * (

Retained Earnings

/

Total Assets )

Thrid Factor

3.3 * (

EBITAD

/

Total Assets )

Fouth Factor

0.6 * (

Market Value of Equity

/

Total Liabilities )

Fifth Factor

0.99 * (

Revenue

/

Total Assets )

StoneCo Z Score Driver Correlations

Understanding the fundamental principles of building solid financial models for StoneCo is extremely important. It helps to project a fair market value of StoneCo Stock properly, considering its historical fundamentals such as Z Score. Since StoneCo's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of StoneCo's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of StoneCo's interrelated accounts and indicators.

	Total Assets	Total Stockholder Equity	Net Tangible Assets	Current Deferred Revenue	Net Debt	Retained Earnings	Accounts Payable	Long Term Debt	Net Receivables	Good Will	Short Term Investments	Long Term Debt Total	Total Liab	Long Term Investments	Short Long Term Debt	Total Current Assets	Short Term Debt	Intangible Assets	Common Stock	Property Plant Equipment	Net Invested Capital	Net Working Capital	Capital Stock
Total Assets		0.97	0.69	0.67	0.8	0.65	0.94	0.94	0.99	0.87	0.89	0.73	0.99	0.6	0.87	0.99	0.75	0.87	0.72	0.92	0.97	0.71	0.93
Total Stockholder Equity	0.97		0.83	0.75	0.81	0.74	0.86	0.93	0.97	0.78	0.9	0.73	0.94	0.55	0.9	0.99	0.78	0.77	0.74	0.86	0.99	0.85	0.9
Net Tangible Assets	0.69	0.83		0.89	0.76	0.82	0.46	0.65	0.74	0.35	0.75	0.66	0.59	0.25	0.81	0.77	0.74	0.35	0.71	0.52	0.83	0.99	0.6
Current Deferred Revenue	0.67	0.75	0.89		0.85	0.81	0.47	0.51	0.75	0.34	0.76	0.85	0.61	0.07	0.72	0.76	0.72	0.37	0.82	0.54	0.75	0.88	0.57
Net Debt	0.8	0.81	0.76	0.85		0.66	0.66	0.63	0.87	0.58	0.74	0.86	0.78	0.43	0.91	0.84	0.94	0.58	0.91	0.71	0.86	0.72	0.6
Retained Earnings	0.65	0.74	0.82	0.81	0.66		0.42	0.6	0.7	0.46	0.83	0.55	0.59	0.13	0.66	0.73	0.64	0.49	0.64	0.64	0.75	0.87	0.72
Accounts Payable	0.94	0.86	0.46	0.47	0.66	0.42		0.85	0.9	0.91	0.81	0.62	0.96	0.54	0.71	0.89	0.57	0.91	0.58	0.9	0.83	0.48	0.88
Long Term Debt	0.94	0.93	0.65	0.51	0.63	0.6	0.85		0.9	0.84	0.79	0.58	0.92	0.74	0.81	0.92	0.64	0.82	0.51	0.86	0.92	0.69	0.91
Net Receivables	0.99	0.97	0.74	0.75	0.87	0.7	0.9	0.9		0.83	0.9	0.78	0.98	0.55	0.9	1.0	0.81	0.83	0.79	0.91	0.98	0.75	0.9
Good Will	0.87	0.78	0.35	0.34	0.58	0.46	0.91	0.84	0.83		0.8	0.53	0.9	0.67	0.67	0.81	0.53	1.0	0.5	0.97	0.79	0.4	0.89
Short Term Investments	0.89	0.9	0.75	0.76	0.74	0.83	0.81	0.79	0.9	0.8		0.69	0.86	0.32	0.75	0.91	0.65	0.83	0.71	0.91	0.9	0.8	0.92
Long Term Debt Total	0.73	0.73	0.66	0.85	0.86	0.55	0.62	0.58	0.78	0.53	0.69		0.72	0.35	0.7	0.77	0.67	0.54	0.84	0.65	0.74	0.66	0.58
Total Liab	0.99	0.94	0.59	0.61	0.78	0.59	0.96	0.92	0.98	0.9	0.86	0.72		0.61	0.83	0.97	0.72	0.9	0.69	0.94	0.93	0.62	0.92
Long Term Investments	0.6	0.55	0.25	0.07	0.43	0.13	0.54	0.74	0.55	0.67	0.32	0.35	0.61		0.66	0.54	0.53	0.6	0.29	0.59	0.6	0.26	0.48
Short Long Term Debt	0.87	0.9	0.81	0.72	0.91	0.66	0.71	0.81	0.9	0.67	0.75	0.7	0.83	0.66		0.89	0.96	0.65	0.76	0.76	0.94	0.78	0.69
Total Current Assets	0.99	0.99	0.77	0.76	0.84	0.73	0.89	0.92	1.0	0.81	0.91	0.77	0.97	0.54	0.89		0.79	0.81	0.77	0.9	0.98	0.79	0.92
Short Term Debt	0.75	0.78	0.74	0.72	0.94	0.64	0.57	0.64	0.81	0.53	0.65	0.67	0.72	0.53	0.96	0.79		0.52	0.79	0.66	0.84	0.7	0.54
Intangible Assets	0.87	0.77	0.35	0.37	0.58	0.49	0.91	0.82	0.83	1.0	0.83	0.54	0.9	0.6	0.65	0.81	0.52		0.51	0.98	0.78	0.41	0.9
Common Stock	0.72	0.74	0.71	0.82	0.91	0.64	0.58	0.51	0.79	0.5	0.71	0.84	0.69	0.29	0.76	0.77	0.79	0.51		0.64	0.76	0.69	0.54
Property Plant Equipment	0.92	0.86	0.52	0.54	0.71	0.64	0.9	0.86	0.91	0.97	0.91	0.65	0.94	0.59	0.76	0.9	0.66	0.98	0.64		0.88	0.56	0.93
Net Invested Capital	0.97	0.99	0.83	0.75	0.86	0.75	0.83	0.92	0.98	0.79	0.9	0.74	0.93	0.6	0.94	0.98	0.84	0.78	0.76	0.88		0.84	0.88
Net Working Capital	0.71	0.85	0.99	0.88	0.72	0.87	0.48	0.69	0.75	0.4	0.8	0.66	0.62	0.26	0.78	0.79	0.7	0.41	0.69	0.56	0.84		0.66
Capital Stock	0.93	0.9	0.6	0.57	0.6	0.72	0.88	0.91	0.9	0.89	0.92	0.58	0.92	0.48	0.69	0.92	0.54	0.9	0.54	0.93	0.88	0.66

Click cells to compare fundamentals

To calculate a Z-Score, one would need to know a company's current working capital, its total assets and liabilities, and the amount of its latest earnings as well as earnings before interest and tax. Z-Scores can be used to compare the odds of bankruptcy of companies in a similar line of business or firms operating in the same industry. Companies with Z-Scores above 3.1 are generally considered to be stable and healthy with a low probability of bankruptcy. Scores that fall between 1.8 and 3.1 lie in a so-called 'grey area,' with scores of less than 1 indicating the highest probability of distress. Z Score is a used widely measure by financial auditors, accountants, money managers, loan processors, wealth advisers, and day traders. In the last 25 years, many financial models that utilize z-scores proved it to be successful as a predictor of corporate bankruptcy.

Competition

Predict StoneCo

Based on the company's disclosures, StoneCo has a Z Score of 0.0. This is 100.0% lower than that of the Professional Services sector and about the same as Industrials (which currently averages 0.0) industry. The z score for all United States stocks is 100.0% higher than that of the company.

StoneCo Z Score Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses StoneCo's direct or indirect competition against its Z Score to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of StoneCo could also be used in its relative valuation, which is a method of valuing StoneCo by comparing valuation metrics of similar companies.

StoneCo is currently under evaluation in z score category among its peers.

StoneCo Current Valuation Drivers

We derive many important indicators used in calculating different scores of StoneCo from analyzing StoneCo's financial statements. These drivers represent accounts that assess StoneCo's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of StoneCo's important valuation drivers and their relationship over time.

	2019	2020	2021	2022	2023	2024 (projected)
Market Cap	44.5B	126.1B	29.0B	15.5B	29.4B	32.1B
Enterprise Value	50.2B	129.7B	32.9B	19.6B	32.7B	34.6B

StoneCo ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, StoneCo's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to StoneCo's managers, analysts, and investors.

Environmental

Governance

Social

StoneCo Institutional Holders

Institutional Holdings refers to the ownership stake in StoneCo that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of StoneCo's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing StoneCo's value.

		Shares
Millennium Management Llc	2024-06-30	4.4 M
Vanguard Group Inc	2024-09-30	4.3 M
Qube Research & Technologies	2024-06-30	4.1 M
Polunin Capital Partners Ltd	2024-09-30	3.6 M
Norges Bank	2024-06-30	3.6 M
Constellation Investimentos E Participacoes Ltda	2024-09-30	3 M
Truxt Investimentos Ltda	2024-09-30	2.8 M
Jane Street Group Llc	2024-06-30	2.8 M
Coronation Fund Managers Ltd	2024-06-30	2.6 M
Madrone Advisors Llc	2024-06-30	25.3 M
Blackrock Inc	2024-06-30	19.8 M

StoneCo Fundamentals

	Return On Equity	0.14
	Return On Asset	0.0731
	Profit Margin	0.17 %
	Operating Margin	0.45 %
	Current Valuation	2.91 B
	Shares Outstanding	278.03 M
	Shares Owned By Insiders	4.00 %
	Shares Owned By Institutions	74.83 %
	Number Of Shares Shorted	15.42 M
	Price To Earning	20.65 X
	Price To Book	1.23 X
	Price To Sales	0.26 X
	Revenue	11.36 B
	Gross Profit	6.67 B
	EBITDA	3.54 B
	Net Income	1.6 B
	Cash And Equivalents	5.06 B
	Cash Per Share	16.18 X
	Total Debt	5.52 B
	Debt To Equity	0.47 %
	Current Ratio	1.27 X
	Book Value Per Share	51.47 X
	Cash Flow From Operations	1.65 B
	Short Ratio	4.32 X
	Earnings Per Share	1.10 X
	Price To Earnings To Growth	14.09 X
	Target Price	92.23
	Beta	2.29
	Market Capitalization	3.18 B
	Total Asset	48.69 B
	Retained Earnings	1.17 B
	Working Capital	8.01 B
	Net Asset	48.69 B

About StoneCo Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze StoneCo's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of StoneCo using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of StoneCo based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.

Please read more on our fundamental analysis page.

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When determining whether StoneCo is a strong investment it is important to analyze StoneCo's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact StoneCo's future performance. For an informed investment choice regarding StoneCo Stock, refer to the following important reports:

How To Invest In StoneCo

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Is StoneCo Stock a good investment?

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What is StoneCo's Net Worth?

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Largest Commercial & Professional Services Companies

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Largest Industrials Companies

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Check out StoneCo Piotroski F Score and StoneCo Valuation analysis.

For information on how to trade StoneCo Stock refer to our How to Trade StoneCo Stock guide.

You can also try the Price Exposure Probability module to analyze equity upside and downside potential for a given time horizon across multiple markets.

Is Data Processing & Outsourced Services space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of StoneCo. If investors know StoneCo will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about StoneCo listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.424

Earnings Share

1.1

Revenue Per Share

40.33

Quarterly Revenue Growth

0.088

Return On Assets

0.0731

The market value of StoneCo is measured differently than its book value, which is the value of StoneCo that is recorded on the company's balance sheet. Investors also form their own opinion of StoneCo's value that differs from its market value or its book value, called intrinsic value, which is StoneCo's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because StoneCo's market value can be influenced by many factors that don't directly affect StoneCo's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between StoneCo's value and its price as these two are different measures arrived at by different means. Investors typically determine if StoneCo is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, StoneCo's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Stoneco Stock Z Score

StoneCo Company Z Score Analysis

Z Score

Sum Of

5 Factors

First Factor

1.2 * (

Working Capital

/

Total Assets )

Second Factor

1.4 * (

Retained Earnings

/

Total Assets )

Thrid Factor

3.3 * (

EBITAD

/

Total Assets )

Fouth Factor

0.6 * (

Market Value of Equity

/

Total Liabilities )

Fifth Factor

0.99 * (

Revenue

/

Total Assets )

StoneCo Z Score Driver Correlations

StoneCo Z Score Peer Comparison

StoneCo Current Valuation Drivers

StoneCo ESG Sustainability

StoneCo Institutional Holders

StoneCo Fundamentals

About StoneCo Fundamental Analysis

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