Upwork Inc Stock Z Score

UPWK Stock

USD 17.32 0.35 2.06%

Altman Z Score is one of the simplest fundamental models to determine how likely your company is to fail. The module uses available fundamental data of a given equity to approximate the Altman Z score. Altman Z Score is determined by evaluating five fundamental price points available from the company's current public disclosure documents. Check out Upwork Piotroski F Score and Upwork Valuation analysis.

At this time, Upwork's Capital Lease Obligations is quite stable compared to the past year. Long Term Debt To Capitalization is expected to rise to 0.51 this year, although the value of Net Invested Capital will most likely fall to about 507.4 M. At this time, Upwork's Total Other Income Expense Net is quite stable compared to the past year. Net Income is expected to rise to about 49.2 M this year, although the value of Depreciation And Amortization will most likely fall to about 11.5 M.

Upwork Inc Company Z Score Analysis

Upwork's Z-Score is a simple linear, multi-factor model that measures the financial health and economic stability of a company. The score is used to predict the probability of a firm going into bankruptcy within next 24 months or two fiscal years from the day stated on the accounting statements used to calculate it. The model uses five fundamental business ratios that are weighted according to algorithm of Professor Edward Altman who developed it in the late 1960s at New York University..

Z Score

Sum Of

5 Factors

More About Z Score | All Equity Analysis

First Factor

1.2 * (

Working Capital

/

Total Assets )

Second Factor

1.4 * (

Retained Earnings

/

Total Assets )

Thrid Factor

3.3 * (

EBITAD

/

Total Assets )

Fouth Factor

0.6 * (

Market Value of Equity

/

Total Liabilities )

Fifth Factor

0.99 * (

Revenue

/

Total Assets )

Upwork Z Score Driver Correlations

Understanding the fundamental principles of building solid financial models for Upwork is extremely important. It helps to project a fair market value of Upwork Stock properly, considering its historical fundamentals such as Z Score. Since Upwork's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Upwork's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Upwork's interrelated accounts and indicators.

	Total Assets	Total Stockholder Equity	Net Tangible Assets	Current Deferred Revenue	Net Debt	Retained Earnings	Accounts Payable	Long Term Debt	Net Receivables	Good Will	Short Term Investments	Total Liab	Short Long Term Debt	Total Current Assets	Short Term Debt	Intangible Assets	Common Stock	Property Plant Equipment	Deferred Long Term Liab	Net Invested Capital	Net Working Capital	Long Term Debt Total	Capital Surpluse	Capital Stock
Total Assets		0.81	0.85	0.93	0.91	-0.93	0.87	0.94	0.91	-0.38	0.99	0.9	0.64	1.0	0.38	-0.79	0.86	0.63	-0.38	0.99	0.99	0.9	0.91	0.91
Total Stockholder Equity	0.81		0.97	0.84	0.53	-0.79	0.81	0.58	0.75	-0.39	0.75	0.48	0.7	0.79	0.59	-0.96	0.99	0.87	-0.39	0.86	0.75	0.64	0.8	0.75
Net Tangible Assets	0.85	0.97		0.89	0.63	-0.87	0.88	0.65	0.76	-0.49	0.78	0.56	0.71	0.83	0.63	-0.96	0.98	0.83	-0.49	0.89	0.8	0.73	0.82	0.82
Current Deferred Revenue	0.93	0.84	0.89		0.8	-0.9	0.9	0.82	0.8	-0.29	0.88	0.77	0.66	0.92	0.54	-0.89	0.88	0.81	-0.29	0.93	0.9	0.76	0.85	0.81
Net Debt	0.91	0.53	0.63	0.8		-0.9	0.71	0.96	0.8	-0.46	0.93	0.97	0.49	0.91	0.19	-0.54	0.62	0.4	-0.46	0.87	0.94	0.94	0.8	0.87
Retained Earnings	-0.93	-0.79	-0.87	-0.9	-0.9		-0.87	-0.85	-0.86	0.6	-0.92	-0.82	-0.64	-0.93	-0.43	0.78	-0.84	-0.64	0.6	-0.94	-0.92	-0.93	-0.92	-0.94
Accounts Payable	0.87	0.81	0.88	0.9	0.71	-0.87		0.76	0.79	-0.29	0.83	0.72	0.61	0.87	0.55	-0.85	0.85	0.61	-0.29	0.88	0.84	0.72	0.85	0.82
Long Term Debt	0.94	0.58	0.65	0.82	0.96	-0.85	0.76		0.8	-0.26	0.97	0.98	0.49	0.95	0.19	-0.58	0.68	0.41	-0.26	0.91	0.97	0.88	0.78	0.81
Net Receivables	0.91	0.75	0.76	0.8	0.8	-0.86	0.79	0.8		-0.5	0.88	0.81	0.63	0.91	0.35	-0.71	0.76	0.55	-0.5	0.87	0.88	0.87	0.97	0.94
Good Will	-0.38	-0.39	-0.49	-0.29	-0.46	0.6	-0.29	-0.26	-0.5		-0.35	-0.28	-0.34	-0.37	-0.21	0.33	-0.38	-0.28	1.0	-0.4	-0.37	-0.69	-0.54	-0.69
Short Term Investments	0.99	0.75	0.78	0.88	0.93	-0.92	0.83	0.97	0.88	-0.35		0.93	0.58	0.99	0.28	-0.71	0.81	0.55	-0.35	0.98	1.0	0.9	0.89	0.88
Total Liab	0.9	0.48	0.56	0.77	0.97	-0.82	0.72	0.98	0.81	-0.28	0.93		0.44	0.91	0.13	-0.48	0.57	0.31	-0.28	0.85	0.93	0.88	0.78	0.82
Short Long Term Debt	0.64	0.7	0.71	0.66	0.49	-0.64	0.61	0.49	0.63	-0.34	0.58	0.44		0.63	0.88	-0.81	0.7	0.67	-0.34	0.65	0.59	0.53	0.62	0.59
Total Current Assets	1.0	0.79	0.83	0.92	0.91	-0.93	0.87	0.95	0.91	-0.37	0.99	0.91	0.63		0.36	-0.78	0.85	0.61	-0.37	0.99	1.0	0.9	0.91	0.91
Short Term Debt	0.38	0.59	0.63	0.54	0.19	-0.43	0.55	0.19	0.35	-0.21	0.28	0.13	0.88	0.36		-0.77	0.58	0.63	-0.21	0.41	0.31	0.23	0.38	0.37
Intangible Assets	-0.79	-0.96	-0.96	-0.89	-0.54	0.78	-0.85	-0.58	-0.71	0.33	-0.71	-0.48	-0.81	-0.78	-0.77		-0.96	-0.89	0.33	-0.84	-0.73	-0.6	-0.76	-0.71
Common Stock	0.86	0.99	0.98	0.88	0.62	-0.84	0.85	0.68	0.76	-0.38	0.81	0.57	0.7	0.85	0.58	-0.96		0.85	-0.38	0.91	0.82	0.7	0.81	0.77
Property Plant Equipment	0.63	0.87	0.83	0.81	0.4	-0.64	0.61	0.41	0.55	-0.28	0.55	0.31	0.67	0.61	0.63	-0.89	0.85		-0.28	0.68	0.57	0.44	0.63	0.54
Deferred Long Term Liab	-0.38	-0.39	-0.49	-0.29	-0.46	0.6	-0.29	-0.26	-0.5	1.0	-0.35	-0.28	-0.34	-0.37	-0.21	0.33	-0.38	-0.28		-0.4	-0.37	-0.69	-0.54	-0.69
Net Invested Capital	0.99	0.86	0.89	0.93	0.87	-0.94	0.88	0.91	0.87	-0.4	0.98	0.85	0.65	0.99	0.41	-0.84	0.91	0.68	-0.4		0.98	0.89	0.89	0.89
Net Working Capital	0.99	0.75	0.8	0.9	0.94	-0.92	0.84	0.97	0.88	-0.37	1.0	0.93	0.59	1.0	0.31	-0.73	0.82	0.57	-0.37	0.98		0.92	0.88	0.9
Long Term Debt Total	0.9	0.64	0.73	0.76	0.94	-0.93	0.72	0.88	0.87	-0.69	0.9	0.88	0.53	0.9	0.23	-0.6	0.7	0.44	-0.69	0.89	0.92		0.87	0.96
Capital Surpluse	0.91	0.8	0.82	0.85	0.8	-0.92	0.85	0.78	0.97	-0.54	0.89	0.78	0.62	0.91	0.38	-0.76	0.81	0.63	-0.54	0.89	0.88	0.87		0.95
Capital Stock	0.91	0.75	0.82	0.81	0.87	-0.94	0.82	0.81	0.94	-0.69	0.88	0.82	0.59	0.91	0.37	-0.71	0.77	0.54	-0.69	0.89	0.9	0.96	0.95

Click cells to compare fundamentals

To calculate a Z-Score, one would need to know a company's current working capital, its total assets and liabilities, and the amount of its latest earnings as well as earnings before interest and tax. Z-Scores can be used to compare the odds of bankruptcy of companies in a similar line of business or firms operating in the same industry. Companies with Z-Scores above 3.1 are generally considered to be stable and healthy with a low probability of bankruptcy. Scores that fall between 1.8 and 3.1 lie in a so-called 'grey area,' with scores of less than 1 indicating the highest probability of distress. Z Score is a used widely measure by financial auditors, accountants, money managers, loan processors, wealth advisers, and day traders. In the last 25 years, many financial models that utilize z-scores proved it to be successful as a predictor of corporate bankruptcy.

Competition

Predict Upwork

As per the company's disclosures, Upwork Inc has a Z Score of 0.0. This is 100.0% lower than that of the Professional Services sector and about the same as Industrials (which currently averages 0.0) industry. The z score for all United States stocks is 100.0% higher than that of the company.

Upwork Current Valuation Drivers

We derive many important indicators used in calculating different scores of Upwork from analyzing Upwork's financial statements. These drivers represent accounts that assess Upwork's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Upwork's important valuation drivers and their relationship over time.

	2019	2020	2021	2022	2023	2024 (projected)
Market Cap	1.2B	4.1B	4.3B	1.4B	1.2B	1.8B
Enterprise Value	1.2B	4.0B	4.7B	1.8B	1.6B	1.9B

Upwork ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Upwork's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Upwork's managers, analysts, and investors.

Environmental

Governance

Social

Upwork Institutional Holders

Institutional Holdings refers to the ownership stake in Upwork that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Upwork's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Upwork's value.

		Shares
Nuveen Asset Management, Llc	2024-09-30	2 M
Atomvest Ltd	2024-09-30	1.8 M
Dimensional Fund Advisors, Inc.	2024-09-30	1.8 M
T. Rowe Price Investment Management,inc.	2024-09-30	1.8 M
Two Sigma Investments Llc	2024-09-30	1.6 M
Voloridge Investment Management, Llc	2024-09-30	1.3 M
Renaissance Technologies Corp	2024-09-30	1.2 M
Northern Trust Corp	2024-09-30	1.1 M
Two Sigma Advisers, Llc	2024-09-30	1.1 M
Vanguard Group Inc	2024-09-30	16.3 M
T. Rowe Price Associates, Inc.	2024-09-30	10.2 M

Upwork Fundamentals

	Return On Equity	0.23
	Return On Asset	0.0371
	Profit Margin	0.11 %
	Operating Margin	0.11 %
	Current Valuation	2.04 B
	Shares Outstanding	133.67 M
	Shares Owned By Insiders	7.55 %
	Shares Owned By Institutions	79.13 %
	Number Of Shares Shorted	10.83 M
	Price To Book	5.52 X
	Price To Sales	3.04 X
	Revenue	689.14 M
	Gross Profit	457.92 M
	EBITDA	1.46 M
	Net Income	46.89 M
	Cash And Equivalents	675.81 M
	Cash Per Share	5.14 X
	Total Debt	367.86 M
	Debt To Equity	2.38 %
	Current Ratio	3.69 X
	Book Value Per Share	3.08 X
	Cash Flow From Operations	27.22 M
	Short Ratio	3.54 X
	Earnings Per Share	0.62 X
	Price To Earnings To Growth	0.50 X
	Target Price	18.36
	Number Of Employees	800
	Beta	1.49
	Market Capitalization	2.32 B
	Total Asset	1.04 B
	Retained Earnings	(294.06 M)
	Working Capital	590.37 M
	Net Asset	1.04 B

About Upwork Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Upwork Inc's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Upwork using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Upwork Inc based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.

Please read more on our fundamental analysis page.

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When determining whether Upwork Inc is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Upwork Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Upwork Inc Stock. Highlighted below are key reports to facilitate an investment decision about Upwork Inc Stock:

How To Invest In Upwork

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Is Upwork Stock a good investment?

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What is Upwork's Net Worth?

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Largest Human Resource & Employment Services Companies

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Largest Commercial & Professional Services Companies

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Check out Upwork Piotroski F Score and Upwork Valuation analysis.

You can also try the ETF Categories module to list of ETF categories grouped based on various criteria, such as the investment strategy or type of investments.

Is Human Resource & Employment Services space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Upwork. If investors know Upwork will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Upwork listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.7

Earnings Share

0.62

Revenue Per Share

5.676

Quarterly Revenue Growth

0.103

Return On Assets

0.0371

The market value of Upwork Inc is measured differently than its book value, which is the value of Upwork that is recorded on the company's balance sheet. Investors also form their own opinion of Upwork's value that differs from its market value or its book value, called intrinsic value, which is Upwork's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Upwork's market value can be influenced by many factors that don't directly affect Upwork's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Upwork's value and its price as these two are different measures arrived at by different means. Investors typically determine if Upwork is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Upwork's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Upwork Inc Stock Z Score

Upwork Inc Company Z Score Analysis

Z Score

Sum Of

5 Factors

First Factor

1.2 * (

Working Capital

/

Total Assets )

Second Factor

1.4 * (

Retained Earnings

/

Total Assets )

Thrid Factor

3.3 * (

EBITAD

/

Total Assets )

Fouth Factor

0.6 * (

Market Value of Equity

/

Total Liabilities )

Fifth Factor

0.99 * (

Revenue

/

Total Assets )

Upwork Z Score Driver Correlations

Upwork Current Valuation Drivers

Upwork ESG Sustainability

Upwork Institutional Holders

Upwork Fundamentals

About Upwork Fundamental Analysis

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

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