Versabank Stock Current Valuation
| VBNK Stock | USD 17.99 0.05 0.28% |
Valuation analysis of VersaBank helps investors to measure VersaBank's intrinsic value by examining its available valuation indicators, including the cash flow records, the balance sheet account changes and income statement patterns. Enterprise Value Over EBITDA is expected to rise to 3.98 this year. Enterprise Value Multiple is expected to rise to 3.98 this year. Fundamental drivers impacting VersaBank's valuation include:
Price Book 1.6598 | Enterprise Value 337.5 M | Price Sales 4.11 | Forward PE 10.7296 | Trailing PE 14.2778 |
Overvalued
Today
Please note that VersaBank's price fluctuation is not too volatile at this time. Calculation of the real value of VersaBank is based on 3 months time horizon. Increasing VersaBank's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
VersaBank's intrinsic value may or may not be the same as its current market price of 17.99, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 17.99 | Real 15.64 | Target 11.6 | Hype 18.18 |
The intrinsic value of VersaBank's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence VersaBank's stock price.
Estimating the potential upside or downside of VersaBank helps investors to forecast how VersaBank stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of VersaBank more accurately as focusing exclusively on VersaBank's fundamentals will not take into account other important factors: VersaBank Company Current Valuation Analysis
VersaBank's Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account the entire liquid asset, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.
Current VersaBank Current Valuation | 337.48 M |
Most of VersaBank's fundamental indicators, such as Current Valuation, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, VersaBank is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
VersaBank Current Valuation Driver Correlations
Understanding the fundamental principles of building solid financial models for VersaBank is extremely important. It helps to project a fair market value of VersaBank Stock properly, considering its historical fundamentals such as Current Valuation. Since VersaBank's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of VersaBank's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of VersaBank's interrelated accounts and indicators.
Click cells to compare fundamentals
Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.
| Competition |
In accordance with the recently published financial statements, VersaBank has a Current Valuation of 337.48 M. This is 98.97% lower than that of the Banks sector and significantly higher than that of the Financials industry. The current valuation for all United States stocks is 97.97% higher than that of the company.
VersaBank Current Valuation Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses VersaBank's direct or indirect competition against its Current Valuation to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of VersaBank could also be used in its relative valuation, which is a method of valuing VersaBank by comparing valuation metrics of similar companies.VersaBank is currently under evaluation in current valuation category among its peers.
VersaBank Current Valuation Drivers
We derive many important indicators used in calculating different scores of VersaBank from analyzing VersaBank's financial statements. These drivers represent accounts that assess VersaBank's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of VersaBank's important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Market Cap | 139.2M | 322.8M | 254.8M | 272.2M | 245.0M | 158.5M | |
| Enterprise Value | (101.7M) | 151.7M | 271.2M | 250.6M | 225.5M | 236.8M |
VersaBank ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, VersaBank's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to VersaBank's managers, analysts, and investors.Environmental | Governance | Social |
VersaBank Fundamentals
| Return On Equity | 0.12 | ||||
| Return On Asset | 0.011 | ||||
| Profit Margin | 0.41 % | ||||
| Operating Margin | 0.50 % | ||||
| Current Valuation | 337.48 M | ||||
| Shares Outstanding | 26 M | ||||
| Shares Owned By Insiders | 38.73 % | ||||
| Shares Owned By Institutions | 23.03 % | ||||
| Number Of Shares Shorted | 32.42 K | ||||
| Price To Earning | 12.09 X | ||||
| Price To Book | 1.66 X | ||||
| Price To Sales | 4.11 X | ||||
| Revenue | 108.64 M | ||||
| Gross Profit | 108.03 M | ||||
| EBITDA | 59.43 M | ||||
| Net Income | 42.16 M | ||||
| Cash And Equivalents | 84.21 M | ||||
| Cash Per Share | 3.07 X | ||||
| Total Debt | 110.62 M | ||||
| Book Value Per Share | 15.23 X | ||||
| Cash Flow From Operations | 94.72 M | ||||
| Short Ratio | 1.15 X | ||||
| Earnings Per Share | 1.26 X | ||||
| Target Price | 17.0 | ||||
| Number Of Employees | 119 | ||||
| Beta | 1.06 | ||||
| Market Capitalization | 467.79 M | ||||
| Total Asset | 4.2 B | ||||
| Retained Earnings | 146.04 M | ||||
| Annual Yield | 0 % | ||||
| Net Asset | 4.2 B | ||||
| Last Dividend Paid | 0.1 |
About VersaBank Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze VersaBank's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of VersaBank using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of VersaBank based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of VersaBank. If investors know VersaBank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about VersaBank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.04) | Dividend Share 0.1 | Earnings Share 1.26 | Revenue Per Share 4.385 | Quarterly Revenue Growth 0.012 |
The market value of VersaBank is measured differently than its book value, which is the value of VersaBank that is recorded on the company's balance sheet. Investors also form their own opinion of VersaBank's value that differs from its market value or its book value, called intrinsic value, which is VersaBank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because VersaBank's market value can be influenced by many factors that don't directly affect VersaBank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between VersaBank's value and its price as these two are different measures arrived at by different means. Investors typically determine if VersaBank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, VersaBank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.