Western Alliance Bancorporation Stock Beneish M Score

WAL Stock  USD 93.50  0.53  0.56%   
This module uses fundamental data of Western Alliance to approximate the value of its Beneish M Score. Western Alliance M Score tells investors if the company management is likely to be manipulating earnings. The score is calculated using eight financial indicators that are adjusted by a specific multiplier. Please note, the M Score is a probabilistic model and cannot detect companies that manipulate their earnings with 100% accuracy. Check out Western Alliance Piotroski F Score and Western Alliance Altman Z Score analysis.
  
At this time, Western Alliance's Net Debt To EBITDA is quite stable compared to the past year. Interest Debt Per Share is expected to rise to 93.47 this year, although the value of Debt To Equity will most likely fall to 0.79. At this time, Western Alliance's Net Income Per Share is quite stable compared to the past year. Sales General And Administrative To Revenue is expected to rise to 0.46 this year, although the value of PTB Ratio will most likely fall to 1.11.
At this time, Western Alliance's M Score is unavailable. The earnings manipulation may begin if Western Alliance's top management creates an artificial sense of financial success, forcing the stock price to be traded at a high price-earnings multiple than it should be. In general, excessive earnings management by Western Alliance executives may lead to removing some of the operating profits from subsequent periods to inflate earnings in the following periods. This way, the manipulation of Western Alliance's earnings can lead to misrepresentations of actual financial condition, taking the otherwise loyal stakeholders on to the path of questionable ethical practices and plain fraud.
-2.52
Beneish M Score - Unavailable
Elasticity of Receivables

0.9

Focus
Asset Quality

1.0

Focus
Expense Coverage

1.0

Focus
Gross Margin Strengs

0.86

Focus
Accruals Factor

1.0

Focus
Depreciation Resistance

1.0

Focus
Net Sales Growth

1.05

Focus
Financial Leverage Condition

1.0

Focus

Western Alliance Beneish M-Score Indicator Trends

The cure to earnings manipulation is the transparency of financial reporting. It will typically remove the temptation of the top executives to inflate earnings (i.e., to promote the idea of 'winning at any cost'). Because a healthy internal audit department can enhance transparency, the board should promote the auditors' access to all the record-keeping systems across the enterprise. For example, if Western Alliance's auditors report directly to the board (not management), the managers will be reluctant to manipulate simply due to the fear of punishment. On the other hand, the auditors will be free to investigate the ledgers properly because they know that the board has their back.
Current ValueLast YearChange From Last Year 10 Year Trend
Net Receivables1.4 M1.4 M
Notably Down
Slightly volatile
Total Revenue2.7 B2.6 B
Sufficiently Up
Slightly volatile
Total Assets74.4 B70.9 B
Sufficiently Up
Slightly volatile
Total Current Assets1.5 B1.6 B
Notably Down
Very volatile
Non Current Assets Total72.5 B69 B
Sufficiently Up
Slightly volatile
Property Plant Equipment530.1 M504.9 M
Sufficiently Up
Slightly volatile
Depreciation And Amortization90.8 M86.5 M
Sufficiently Up
Slightly volatile
Selling General Administrative794.5 M756.7 M
Sufficiently Up
Slightly volatile
Total Current Liabilities32 B30.4 B
Sufficiently Up
Slightly volatile
Non Current Liabilities Total68 B64.8 B
Sufficiently Up
Slightly volatile
Short Term Debt7.2 B6.8 B
Sufficiently Up
Slightly volatile
Long Term Debt770.9 M1.3 B
Way Down
Slightly volatile
Operating Income908.5 M865.2 M
Sufficiently Up
Slightly volatile
Short Term Investments2.2 B4.1 B
Way Down
Slightly volatile
Long Term Investments11.1 B13.3 B
Significantly Down
Slightly volatile
Gross Profit Margin0.770.9
Fairly Down
Slightly volatile

Western Alliance Ban Beneish M-Score Driver Matrix

One of the toughest challenges investors face today is learning how to quickly synthesize historical financial statements and information provided by the company, SEC reporting, and various external parties in order to detect the potential manipulation of earnings. Understanding the correlation between Western Alliance's different financial indicators related to revenue, expenses, operating profit, and net earnings helps investors identify and prioritize their investing strategies towards Western Alliance in a much-optimized way. Analyzing correlations between earnings drivers directly associated with dollar figures is the most effective way to find Western Alliance's degree of accounting gimmicks and manipulations.

About Western Alliance Beneish M Score

M-Score is one of many grading techniques for value stocks. It was developed by Professor M. Daniel Beneish of the Kelley School of Business at Indiana University and published in 1999 under the paper titled The Detection of Earnings Manipulation. The Beneish score is a multi-factor model that utilizes financial identifiers to compile eight variables used to classify whether a company has manipulated its reported earnings. The variables are built from the officially filed financial statements to create a final score call 'M Score.' The score helps to identify companies that are likely to manipulate their profits if they show deteriorating gross margins, operating expenses, and leverage against growing revenue.

Other Operating Expenses

927.04 Million

At this time, Western Alliance's Other Operating Expenses is quite stable compared to the past year.

Western Alliance ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Western Alliance's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Western Alliance's managers, analysts, and investors.
Environmental
Governance
Social

About Western Alliance Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Western Alliance Bancorporation's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Western Alliance using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Western Alliance Bancorporation based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.

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When determining whether Western Alliance Ban is a strong investment it is important to analyze Western Alliance's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Western Alliance's future performance. For an informed investment choice regarding Western Stock, refer to the following important reports:
Check out Western Alliance Piotroski F Score and Western Alliance Altman Z Score analysis.
You can also try the Earnings Calls module to check upcoming earnings announcements updated hourly across public exchanges.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Western Alliance. If investors know Western will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Western Alliance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.09)
Dividend Share
1.48
Earnings Share
6.47
Revenue Per Share
26.821
Quarterly Revenue Growth
0.121
The market value of Western Alliance Ban is measured differently than its book value, which is the value of Western that is recorded on the company's balance sheet. Investors also form their own opinion of Western Alliance's value that differs from its market value or its book value, called intrinsic value, which is Western Alliance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Western Alliance's market value can be influenced by many factors that don't directly affect Western Alliance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Western Alliance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Western Alliance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Western Alliance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.