Citizens Non Currrent Assets Other vs Long Term Debt Analysis

CZFS Stock  USD 69.39  0.67  0.96%   
Citizens Financial financial indicator trend analysis is way more than just evaluating Citizens Financial prevailing accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Citizens Financial is a good investment. Please check the relationship between Citizens Financial Non Currrent Assets Other and its Long Term Debt accounts. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Financial Services. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

Non Currrent Assets Other vs Long Term Debt

Non Currrent Assets Other vs Long Term Debt Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Citizens Financial Non Currrent Assets Other account and Long Term Debt. At this time, the significance of the direction appears to have strong relationship.
The correlation between Citizens Financial's Non Currrent Assets Other and Long Term Debt is 0.64. Overlapping area represents the amount of variation of Non Currrent Assets Other that can explain the historical movement of Long Term Debt in the same time period over historical financial statements of Citizens Financial Services, assuming nothing else is changed. The correlation between historical values of Citizens Financial's Non Currrent Assets Other and Long Term Debt is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Non Currrent Assets Other of Citizens Financial Services are associated (or correlated) with its Long Term Debt. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Long Term Debt has no effect on the direction of Non Currrent Assets Other i.e., Citizens Financial's Non Currrent Assets Other and Long Term Debt go up and down completely randomly.

Correlation Coefficient

0.64
Relationship DirectionPositive 
Relationship StrengthSignificant

Non Currrent Assets Other

Assets that are not physical or tangible, expected to provide value for more than one year, and not easily converted into cash, such as long-term investments or patents.

Long Term Debt

Long-term debt is a debt that Citizens Financial has held for over one year. Long-term debt appears on Citizens Financial Services balance sheet and also includes long-term leases. The most common forms of long term debt are bonds payable, long-term notes payable, mortgage payable, pension liabilities, and lease liabilities. In the corporate world, long-term debt is generally used to fund big-ticket items, such as machinery, buildings, and land. The total of long-term debt reported on Citizens Financial Services balance sheet is the sum of the balances of all categories of long-term debt. Debt that is not due within the current year and is often considered to be financing activities that are to be repaid over several years.
Most indicators from Citizens Financial's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Citizens Financial current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Financial Services. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
Selling General Administrative is likely to gain to about 38.3 M in 2024. Tax Provision is likely to gain to about 5.2 M in 2024
 2021 2022 2023 2024 (projected)
Interest Expense7.1M11.2M46.9M49.2M
Depreciation And Amortization1.1M1.0M1.5M1.6M

Citizens Financial fundamental ratios Correlations

0.910.990.920.680.980.410.630.490.360.760.930.820.520.971.00.450.730.760.580.59-0.460.670.910.920.74
0.910.860.890.920.850.030.740.670.130.550.950.780.650.920.910.170.540.840.740.54-0.40.350.990.910.61
0.990.860.930.620.980.450.620.480.360.780.910.80.510.960.990.450.750.740.550.59-0.470.70.870.910.75
0.920.890.930.740.870.190.850.750.020.650.920.70.770.950.920.10.640.880.680.42-0.320.50.890.960.67
0.680.920.620.740.62-0.370.730.74-0.090.280.820.550.680.720.68-0.130.330.770.720.37-0.280.040.890.760.43
0.980.850.980.870.620.440.520.370.470.830.850.740.40.90.980.540.80.630.420.57-0.490.730.850.820.81
0.410.030.450.19-0.370.44-0.14-0.330.570.570.150.43-0.230.30.40.760.49-0.01-0.130.32-0.230.780.070.190.35
0.630.740.620.850.730.52-0.140.98-0.50.350.760.450.990.730.63-0.40.310.890.750.080.00.090.710.830.43
0.490.670.480.750.740.37-0.330.98-0.610.170.670.350.990.620.49-0.560.170.850.75-0.020.08-0.080.640.740.28
0.360.130.360.02-0.090.470.57-0.5-0.610.410.130.37-0.610.20.360.960.45-0.23-0.250.57-0.520.630.180.030.3
0.760.550.780.650.280.830.570.350.170.410.580.490.240.660.760.540.730.380.110.37-0.460.720.530.570.97
0.930.950.910.920.820.850.150.760.670.130.580.830.670.970.930.20.50.920.830.64-0.50.40.950.980.59
0.820.780.80.70.550.740.430.450.350.370.490.830.350.860.830.460.490.680.670.63-0.40.580.830.810.42
0.520.650.510.770.680.4-0.230.990.99-0.610.240.670.350.640.52-0.520.20.860.74-0.010.07-0.020.620.750.33
0.970.920.960.950.720.90.30.730.620.20.660.970.860.640.970.290.60.870.740.59-0.440.540.930.980.64
1.00.910.990.920.680.980.40.630.490.360.760.930.830.520.970.440.730.760.580.59-0.460.660.920.920.73
0.450.170.450.1-0.130.540.76-0.4-0.560.960.540.20.46-0.520.290.440.48-0.13-0.180.58-0.510.710.210.120.39
0.730.540.750.640.330.80.490.310.170.450.730.50.490.20.60.730.480.280.010.25-0.230.880.530.510.71
0.760.840.740.880.770.63-0.010.890.85-0.230.380.920.680.860.870.76-0.130.280.930.5-0.370.150.830.940.42
0.580.740.550.680.720.42-0.130.750.75-0.250.110.830.670.740.740.58-0.180.010.930.53-0.35-0.060.740.830.13
0.590.540.590.420.370.570.320.08-0.020.570.370.640.63-0.010.590.590.580.250.50.53-0.920.310.530.550.32
-0.46-0.4-0.47-0.32-0.28-0.49-0.230.00.08-0.52-0.46-0.5-0.40.07-0.44-0.46-0.51-0.23-0.37-0.35-0.92-0.24-0.37-0.4-0.45
0.670.350.70.50.040.730.780.09-0.080.630.720.40.58-0.020.540.660.710.880.15-0.060.31-0.240.40.420.6
0.910.990.870.890.890.850.070.710.640.180.530.950.830.620.930.920.210.530.830.740.53-0.370.40.920.58
0.920.910.910.960.760.820.190.830.740.030.570.980.810.750.980.920.120.510.940.830.55-0.40.420.920.58
0.740.610.750.670.430.810.350.430.280.30.970.590.420.330.640.730.390.710.420.130.32-0.450.60.580.58
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Citizens Financial Account Relationship Matchups

Citizens Financial fundamental ratios Accounts

201920202021202220232024 (projected)
Total Assets1.5B1.9B2.1B2.3B3.0B3.1B
Short Long Term Debt Total85.1M88.8M74.0M257.3M322.0M338.1M
Total Stockholder Equity154.8M194.3M212.5M200.1M279.7M293.6M
Property Plant And Equipment Net15.9M16.9M17.0M17.6M32.5M34.1M
Net Debt52.3M6.4M(109.9M)225.0M265.1M278.4M
Retained Earnings110.8M126.6M146.0M164.9M173.0M181.6M
Cash32.8M82.5M183.9M32.3M52.8M29.4M
Non Current Assets Total282.0M347.1M464.7M492.0M2.9B3.1B
Non Currrent Assets Other(5.8M)(9.9M)(464.7M)(12.9M)2.4B2.5B
Other Assets906.3M1.2B1.1B1.4B6.4M6.1M
Cash And Short Term Investments273.5M377.7M596.3M471.8M470.4M493.9M
Net Receivables4.6M6.0M5.2M7.3M11.0M11.6M
Common Stock Shares Outstanding3.7M3.9M4.0M4.0M4.4M4.1M
Liabilities And Stockholders Equity1.5B1.9B2.1B2.3B3.0B3.1B
Non Current Liabilities Total85.1M88.8M74.0M1.2M2.7B2.8B
Other Stockholder Equity40.7M60.7M62.2M63.9M126.4M132.8M
Total Liab1.3B1.7B1.9B2.1B2.7B2.8B
Total Current Assets278.0M383.7M601.5M479.1M52.8M66.8M
Common Stock3.9M4.4M4.4M4.4M5.2M3.4M
Accumulated Other Comprehensive Income(629K)2.6M(155K)(33.1M)(24.9M)(23.7M)
Total Current Liabilities1.1M1.0M711K1.2M1.9B2.0B
Accounts Payable1.1M1.0M711K1.2M4.3M4.5M
Inventory(43.8M)(90.3M)(190.3M)(40.1M)26.7M28.0M
Other Current Assets43.8M90.3M190.3M40.1M68.5M65.1M
Other Liab12.4M18.7M20.5M15.2M17.4M10.6M
Long Term Debt85.1M88.8M74.0M257.3M322.0M338.1M
Short Term Investments240.7M295.2M412.4M439.5M417.6M438.5M
Intangible Assets1.3M1.7M1.6M1.3M3.7M4.9M
Property Plant Equipment17.1M16.9M17.0M17.6M20.3M15.2M
Short Term Debt56.4M62.3M47.3M230.7M213.7M224.4M
Other Current Liab(1.1M)(1.0M)(711K)(1.2M)(4.3M)(4.1M)
Net Tangible Assets130.8M161.2M179.5M167.5M192.6M135.0M
Long Term Investments241.4M1.7B1.8B441.7M419.5M722.4M

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