Village Cash vs Retained Earnings Analysis

VBFC Stock  USD 77.80  0.78  1.01%   
Village Bank financial indicator trend analysis is much more than just breaking down Village Bank prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Village Bank is a good investment. Please check the relationship between Village Bank Cash and its Retained Earnings accounts. Check out World Market Map to better understand how to build diversified portfolios. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

Cash vs Retained Earnings

Cash vs Retained Earnings Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Village Bank Cash account and Retained Earnings. At this time, the significance of the direction appears to have significant contrarian relationship.
The correlation between Village Bank's Cash and Retained Earnings is -0.33. Overlapping area represents the amount of variation of Cash that can explain the historical movement of Retained Earnings in the same time period over historical financial statements of Village Bank and, assuming nothing else is changed. The correlation between historical values of Village Bank's Cash and Retained Earnings is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Cash of Village Bank and are associated (or correlated) with its Retained Earnings. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Retained Earnings has no effect on the direction of Cash i.e., Village Bank's Cash and Retained Earnings go up and down completely randomly.

Correlation Coefficient

-0.33
Relationship DirectionNegative 
Relationship StrengthInsignificant

Cash

Cash refers to the most liquid asset of Village Bank, which is listed under current asset account on Village Bank and balance sheet and usually includes currency, coins, checking accounts, and not deposited checks received from Village Bank customers. The amounts must be unrestricted with restricted cash listed in a different Village Bank account. The total amount of money in the form of currency that a company has in its possession. This includes all bills, coins, and funds in bank accounts.

Retained Earnings

The cumulative amount of net income that a company retains for reinvestment in its operations, rather than distributing it to shareholders as dividends.
Most indicators from Village Bank's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Village Bank current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
At present, Village Bank's Enterprise Value Over EBITDA is projected to increase based on the last few years of reporting. The current year's Enterprise Value Multiple is expected to grow to 41.07, whereas Selling General Administrative is forecasted to decline to about 11.6 M.
 2021 2022 2023 2024 (projected)
Interest Expense2.2M1.8M8.0M4.9M
Depreciation And Amortization582K546K604K516.9K

Village Bank fundamental ratios Correlations

0.640.110.240.850.260.430.38-0.240.170.070.010.060.620.86-0.070.60.260.641.00.810.1-0.060.070.490.7
0.640.20.340.410.370.670.15-0.040.280.290.25-0.180.140.610.160.210.390.280.650.60.240.17-0.050.60.25
0.110.2-0.1-0.030.62-0.4-0.080.080.90.680.68-0.830.1-0.10.43-0.34-0.1-0.160.120.40.950.430.25-0.08-0.18
0.240.34-0.10.340.010.670.59-0.14-0.13-0.09-0.170.21-0.280.24-0.110.091.0-0.010.220.25-0.16-0.1-0.450.810.52
0.850.41-0.030.34-0.090.410.68-0.6-0.1-0.19-0.250.30.610.87-0.360.80.340.540.820.58-0.14-0.35-0.270.510.74
0.260.370.620.01-0.09-0.06-0.330.390.710.890.88-0.81-0.05-0.060.56-0.330.040.120.290.640.750.550.5-0.01-0.12
0.430.67-0.40.670.41-0.060.5-0.24-0.38-0.14-0.210.36-0.030.56-0.080.30.710.10.420.3-0.36-0.08-0.470.820.46
0.380.15-0.080.590.68-0.330.5-0.71-0.33-0.24-0.310.330.360.49-0.320.370.57-0.130.350.29-0.22-0.31-0.730.610.67
-0.24-0.040.08-0.14-0.60.39-0.24-0.710.310.270.29-0.29-0.44-0.440.37-0.53-0.140.04-0.2-0.020.210.370.67-0.25-0.31
0.170.280.9-0.13-0.10.71-0.38-0.330.310.610.61-0.740.1-0.090.35-0.3-0.120.120.190.380.860.350.49-0.11-0.18
0.070.290.68-0.09-0.190.89-0.14-0.240.270.610.99-0.94-0.11-0.210.65-0.51-0.08-0.240.10.560.820.650.34-0.13-0.3
0.010.250.68-0.17-0.250.88-0.21-0.310.290.610.99-0.95-0.13-0.250.64-0.52-0.16-0.250.040.510.820.640.37-0.2-0.38
0.06-0.18-0.830.210.3-0.810.360.33-0.29-0.74-0.94-0.950.120.33-0.70.590.20.330.03-0.41-0.94-0.7-0.360.260.41
0.620.140.1-0.280.61-0.05-0.030.36-0.440.1-0.11-0.130.120.53-0.210.52-0.280.370.610.380.04-0.22-0.15-0.090.56
0.860.61-0.10.240.87-0.060.560.49-0.44-0.09-0.21-0.250.330.53-0.310.780.270.60.850.58-0.17-0.3-0.160.640.58
-0.070.160.43-0.11-0.360.56-0.08-0.320.370.350.650.64-0.7-0.21-0.31-0.58-0.1-0.42-0.030.240.671.00.17-0.17-0.19
0.60.21-0.340.090.8-0.330.30.37-0.53-0.3-0.51-0.520.590.520.78-0.580.10.720.570.14-0.46-0.58-0.220.290.5
0.260.39-0.11.00.340.040.710.57-0.14-0.12-0.08-0.160.2-0.280.27-0.10.10.010.240.27-0.15-0.09-0.430.830.51
0.640.28-0.16-0.010.540.120.1-0.130.040.12-0.24-0.250.330.370.6-0.420.720.010.640.31-0.22-0.420.380.130.4
1.00.650.120.220.820.290.420.35-0.20.190.10.040.030.610.85-0.030.570.240.640.820.12-0.030.10.480.68
0.810.60.40.250.580.640.30.29-0.020.380.560.51-0.410.380.580.240.140.270.310.820.460.250.20.420.47
0.10.240.95-0.16-0.140.75-0.36-0.220.210.860.820.82-0.940.04-0.170.67-0.46-0.15-0.220.120.460.670.33-0.16-0.23
-0.060.170.43-0.1-0.350.55-0.08-0.310.370.350.650.64-0.7-0.22-0.31.0-0.58-0.09-0.42-0.030.250.670.16-0.16-0.19
0.07-0.050.25-0.45-0.270.5-0.47-0.730.670.490.340.37-0.36-0.15-0.160.17-0.22-0.430.380.10.20.330.16-0.34-0.37
0.490.6-0.080.810.51-0.010.820.61-0.25-0.11-0.13-0.20.26-0.090.64-0.170.290.830.130.480.42-0.16-0.16-0.340.46
0.70.25-0.180.520.74-0.120.460.67-0.31-0.18-0.3-0.380.410.560.58-0.190.50.510.40.680.47-0.23-0.19-0.370.46
Click cells to compare fundamentals

Village Bank Account Relationship Matchups

Village Bank fundamental ratios Accounts

201920202021202220232024 (projected)
Total Assets540.3M706.2M748.4M723.3M736.6M515.2M
Short Long Term Debt Total48.7M56.3M14.4M34.5M59.5M31.9M
Total Stockholder Equity42.9M52.0M63.4M61.1M67.6M39.6M
Property Plant And Equipment Net12.0M11.8M11.8M11.7M11.8M16.4M
Net Debt28.7M43.2M2.4M22.4M49.1M51.5M
Retained Earnings(17.3M)(8.7M)3.5M11.0M11.8M12.4M
Cash20.0M12.7M12.1M12.1M10.4M14.9M
Non Current Assets Total59.0M52.6M106.5M11.7M117.3M158.7M
Non Currrent Assets Other(59.0M)(52.6M)(106.5M)(133.9M)(117.3M)(111.5M)
Other Assets411.8M595.1M531.9M562.0M597.7M627.6M
Cash And Short Term Investments66.9M53.6M106.8M145.9M17.7M16.8M
Net Receivables2.6M4.9M3.2M3.7M3.8M2.5M
Common Stock Total Equity5.7M5.8M5.8M5.9M5.3M7.8M
Common Stock Shares Outstanding1.4M1.5M1.5M1.5M1.5M769.8K
Liabilities And Stockholders Equity540.3M706.2M748.4M723.3M736.6M515.2M
Non Current Liabilities Total48.7M55.9M14.4M8.8M669.1M702.5M
Other Stockholder Equity54.3M54.5M54.8M55.2M55.5M42.7M
Total Liab497.4M654.2M685M662.2M669.1M475.7M
Property Plant And Equipment Gross12.0M22.8M23.3M23.7M24.3M18.8M
Total Current Assets69.5M58.5M110.0M149.6M21.5M20.5M
Accumulated Other Comprehensive Income142K430K(744K)(10.9M)(5.6M)(5.3M)
Common Stock5.8M5.8M5.8M5.9M5.9M7.6M
Other Liab4.3M5.7M6.5M1.6M1.8M1.7M
Long Term Debt14.4M55.9M14.4M14.5M59.5M62.4M
Short Term Investments46.9M40.8M94.7M133.9M105.6M100.3M
Inventory(23.6M)(48.7M)(95.9M)(20.3M)55.6M58.4M
Other Current Assets23.6M48.7M95.9M20.3M21.5M20.5M
Short Term Debt5.7M41.9M3.1M20M23M11.8M
Property Plant Equipment12.0M12.7M12.6M11.7M10.6M12.6M
Net Tangible Assets42.9M52.0M63.4M61.1M70.3M43.0M
Retained Earnings Total Equity(21.8M)(17.3M)(8.7M)11.0M12.6M13.2M
Long Term Debt Total14.3M14.4M14.4M14.5M16.6M12.5M
Capital Surpluse53.2M54.3M54.5M55.2M63.4M57.0M
Long Term Investments486.5M40.8M94.7M671.8M105.6M100.3M
Non Current Liabilities Other3.1M10.6M51.3M22.9M26.3M14.6M

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Village Bank offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Village Bank's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Village Bank And Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Village Bank And Stock:
Check out World Market Map to better understand how to build diversified portfolios. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
You can also try the Transaction History module to view history of all your transactions and understand their impact on performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Village Bank. If investors know Village will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Village Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.332
Dividend Share
0.72
Earnings Share
4.84
Revenue Per Share
21.73
Quarterly Revenue Growth
2.459
The market value of Village Bank is measured differently than its book value, which is the value of Village that is recorded on the company's balance sheet. Investors also form their own opinion of Village Bank's value that differs from its market value or its book value, called intrinsic value, which is Village Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Village Bank's market value can be influenced by many factors that don't directly affect Village Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Village Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Village Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Village Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.